Featured Headlines

FinTech tools & Trends at Finovate Europe 2016

FinovateEurope 2016 Featured

The FinovateEurope conference closed its doors on February 10th in London after two days packed with company pitches, demos, and networking. It was the biggest FinovateEurope since Finovate launched its first London event in 2010. Some 72 FinTech companies submitted their product and service innovations… Read More

Slow Moving: Australian Investment Crowdfunding Rules Plod Along

Australia Money

  In Australia, the process to update the regulatory environment to facilitate equity crowdfunding has been a long journey. Back in 2014,  proposed rules by the Corporations and Markets Advisory Committee (CAMAC) were criticized by one industry leader as “totally unworkable”. No need to say more. At… Read More

Cambridge Centre for Alternative Finance Receives $1 Million Grant from CME Group Foundation

robert wardrop

The Cambridge Centre for Alternative Finance (CCAF), at the University of Cambridge Judge Business School in the UK, has received the backing of the CME Group Foundation to the tune of a $1 million grant to  support research on new forms of finance such as… Read More

8tracks, Internet Radio Startup, Grabs $25 Million in Investor Interest

8 Track Tape Old Paper Future Passed

Internet radio startup 8tracks has quickly generated over $25 million in indicated interest from investors under Regulation A+ on SeedInvest.  According to information provided by the investment crowdfunding platform, more than 29,000 individuals have expressed their intent to purchase shares in the young company. 8tracks… Read More

RocketClub Revisited: 2.0 Version Strives to Boost Startup Share Ownership for Site Members

RocketClub 2.0 Process

There are a few basic ways to gain shares in early stage companies, the most obvious ones being either to invest by purchasing shares or to join the company and be “given” shares as part of your remuneration.  Holding shares in an early stage company… Read More

Former FSA Chair Lord Adair Turner Warns About Peer to Peer Lending. Industry Leaders Disagree

Lord Adair Turner

In an interview today on BBC, Lord Adair Turner, former Chair of the FSA (predecessor to the FCA), shared his opinion on banking and the financial industry in general, including a discussion on the burgeoning peer to peer lending sector.  Lord Turner, it appears, is… Read More

Lemonade: World’s First Peer-to-Peer Insurance Platform Receives Backing from Lloyds & Berkshire Hathaway

Lemonade Insurance

Lemonade, a peer to peer insurance platform that seeks to address the profound shortcomings of the multi-trillion dollar insurance industry now has some prominent names backing the young company.  Announced today, Lemonade has now received the support of “top tier” global reinsurance partners including Berkshire… Read More

InvestUP Officially Comes Out of Beta at Finovate Europe with Full-Featured UK Retail Crowdlending Portal

Dom Wolf and James Tuckett at Finovate Europe 2016

At a time when many a crowdlending platform focuses on attracting institutional investors, it is very refreshing to see a startup go back to the roots of crowdfunding by addressing the needs of the crowd, the 99%, the retail investors. investUP is a crowdfunding portal… Read More

Investec Australia Purchases 20% of Equity Crowdfunding Platform Equitise

Investec Zebrajpg

Equitise has a new shareholder.  Investec Australia, a publicly traded company, announced today that it had purchased a 20% stake in the equity crowdfunding platform making it the single largest shareholder behind the Equitise co-founders.  Investec was joined in the funding round by H2 Ventures and… Read More

Real Estate Crowdfunding Calls French Crowdfunding Regulation Into Question

Paris France

Real estate crowdfunding started late in 2014 in France. But, hardly a year later, it is going strong with 26 platforms vying for a share of the market. However, as crowdfunding moves from real estate development to buy-to-let projects, new platforms are encountering some resistance… Read More

Crowdfunding Mailbox: Orison Home Battery, Battalion 1944 FPS & Radiomize Smart Steering Wheel Cover

Featured Mailbox 2.7.16

I happen to live in an area where power outages are all too frequent. Be it the wind, snow or a mischevious squirrel, losing power to the lights and computer is a regular occurrence.  I have considered on many occasions taking the plunge and purchasing a… Read More

Orchard Platform Super Loan Bowl II: We Predict the Winner

Super Bowl and the winner is Orchard

After our show stopping success last year in using data on borrowers to predict the Super Bowl winner, we decided to for a second year of success, even if the Patriots did not.  Using the loan data from Lending Club over 2010-2015, we compared borrowers… Read More

Fundnel Goes Big. Investment Crowdfunding Platform Provides Access to Capital for ASEAN SMEs

Singapore Marina Prominade

  Fundnel (pronounced like Funnel) is one of several investment crowdfunding platforms that have launched in Singapore over the past year. But even though there are a growing number of sites entering the internet finance space, Fundnel claims the title of Asia’s first collaborative fundraising platform… Read More

British Business Bank: the UK Now Has a Record 5.4 Million Small Businesses

London UK Taxi Flag

In the UK, similar to other parts of the world, SMEs are the engine of economic growth and associated job and wealth creation.  According to the Federation of Self-Employed and Small Businesses (FSB); Small businesses account for 99.3% of all private sector businesses at the… Read More

EquityMultiple Paradigm Shift: Real Estate Investing Through Technology

EquityMultiple Featured

Real estate crowdfunding, for both debt and equity, is a natural fit between technology and asset class. While so much digital ink is dedicated to early stage companies raising capital online, it is the real estate sector that has captured most of the deal flow… Read More

Fintech is Hot: USC Launches Dedicated Course at Marshall School of Business

First

In a sign of the times, USC’s Marshall School of Business has launched a course focusing soley on Fintech. While Fintech is an all encompassing term for internet finance, the USC course will focus on the “entrepreneurial spirit” of the movement. So what will students… Read More

House of Representatives to SEC: Time to Lift Our Entrepreneurs Off the Floor!

House Debate on HR 2187 and HR 4168

For those of you who have followed my articles on Crowdfund Insider over the past two years, you know that I have not been shy about voicing my concerns over the foot dragging that too often has often characterized the attitude of the Securities and… Read More

Crowdfunding Portals Prepare for Title III Retail Crowdfunding

Gates Open for Title III

Last week both the SEC and FINRA finalized the rules for funding portals to offer securities under Title III of the JOBS Act of 2012.  The journey to get to this place has been long and at times challenging as regulators and industry participants debated… Read More

UK P2P Industry Lent £2.2 Billion in 2015

P2PFA Members as of January 2016

The UK Peer to Peer Finance Association (P2PFA) has published end of year numbers for 2015. The P2PFA tracks the top peer to peer lenders in the UK.  In Q4 of 2015, P2PFA members generated just shy of £650 million in loans. Their numbers also… Read More

Crowdfunding Mailbox: Floating “Air” Bonsai, SprayPrinter & LIV Swiss Automatic Watch

Mailbox Featured 1.31.16

After a brief interlude thanks to the snowstorm otherwise known as Jonas, Mailbox is back with some cool rewards-based crowdfunding campaigns. First up we have a floating plant. We have seen other floating campaigns before but I believe this is the first floating plant to… Read More