Featured Headlines

Illinois Crowdfunding Starting Strong in 2017

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While it took longer than expected to get here, Crowdfunding for Illinois businesses is now officially up and running and its full steam ahead. To mark the occasion, a joint press conference was held yesterday at local incubator 1871 which I was privileged to be… Read More

Software Publisher Misys Launches White Label Crowdlending Platform

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Today on the Parisian leg of a world tour called Misys Connect Forum, banking software publisher Misys announced the launch of a new addition to its offering of financial software solutions: Misys FusionBanking CrowdLending. The software-as-a-service (SAS) solution aims at enabling retail and corporate banks… Read More

A Record Breaking Year for Seedrs: A Discussion with CEO Jeff Lynn

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Seedrs delivered a record year of crowdfunding. In an end of the year recap, Seedrs quantified their accomplishments including: £85 million invested in 159 different deals 45,000 individual investments were made during 2016 from 65 different countries FreeAgent, a company that raised £1.2 million Seedrs… Read More

Reg D or Reg A+? Mark Elenowitz of Tripoint Global Equities Explains

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Mark Elenowitz, CEO and founder of Tripoint Global Equities, is a firm believer in the potential of Regulation A+.  The updated securities exemption, improved under the JOBS Act, enables companies to raise up to $50 million from both accredited and non-accredited investors. Typically most early… Read More

Deadline Nears for Comments on Proposed OCC Fintech Charter

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  The Office of the Comptroller of the Currency is still accepting comments on the proposed Fintech Charter for financial firms looking to operate with a federal charter. The deadline was initially set for January 15th but one report says the OCC has pushed the… Read More

Crowdfunding a Sports Car: Dubuc Motors Seeks up to $20 Million on StartEngine

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Investors from both Canada & USA May Purchase Shares in First True Cross-Border Crowdfunding Offer Under Reg A+. Diesel is on a death march. Gasoline is in slow decline. Inevitably, all cars will be powered by electricity. The popularity and success of Tesla have trailblazed… Read More

Marketplace Lending Association to Congress: Please Ensure that America is a Place Where Fintech Can Flourish & the Federal Government is a Partner, Rather than an Obstacle

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The Marketplace Lending Association has called on Congress, and the incoming Trump Administration, to become a catalyst for Fintech innovation and not an obstacle. In a letter addressed to House and Senate leaders, Nathaniel Hoopes, Executive Director of the MLA, asked Congress to move  away… Read More

The Economist Editor: The Legacy Challenges for Traditional Finance are Huge

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The Economist has embarked on a series of events tackling the disruption occurring in finance today. Their forthcoming event in London on January 25th is ominously entitled Finance Disrupted: Collaborate or Die (Crowdfund Insider is a media partner for this event).  Corporate death for well… Read More

Boom: Funding Circle Raises $100 Million in Equity Capital

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Funding Circle Also Reports it is Now Profitable in the UK. Funding Circle, one of the largest online SME lender’s in the world, has closed on a $100 million funding round. The equity investment was led by Accel with participation from existing investors; Union Square… Read More

SeedInvest CEO Ryan Feit: Issuers Using Reg CF will Raise Over $100 Million in 2017

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  SeedInvest is one of the most prominent investment crowdfunding platforms in the US. A full stack funding platform, SeedInvest lists opportunities from issuers under Reg D (both 506c & 506b), Reg A+, and Reg CF.  The platform boasts a solid community of over 140,000… Read More

China: WeiyangX Fintech Review

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JD & UnionPay Cooperate to Create a “Wall Street + Silicon Valley” Fintech Mode On January 4th, China UnionPay and JD jointly announced a new partnership that JD would become a new member of UnionPay’s acquirer team. Both sides will give full play to their… Read More

French Crowdfunding Leaders Predict Strong Market Growth & Call for Better Investor Tax Incentives in 2017

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France is the second largest European crowdfunding market after the UK. We asked the CEOs of France’s leading crowdlending and crowdinvesting platforms to share their hopes, wishes and predictions for the sector in 2017. They expressed their confidence in the sustained growth of their market…. Read More

What to Watch For in Marketplace Lending During 2017

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Predicting what will transpire in the coming year is always challenging, particularly in relatively nascent and growing industries such as marketplace lending. While surprises are undoubtedly in store for 2017, indications are that certain trends—the growth of bank partnerships and industry consolidation—will continue and accelerate… Read More

Top Ten Fintech Predictions for 2017

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The following are my top ten Fintech predictions for the coming year. While 2016 has been a momentous period in Fintech innovation there is more to come. 10 – Sensors Internet of Things (IoT), Wearables, Smart Home and Connected Car will bring massive change to… Read More

French Tech Startups Make a Strong Show at CES, French Crowdfunding Platform Sowefund Presents Five of Them.

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The French contingent of Tech startups exhibiting at the CES, the global consumer electronics show held this week in Las Vegas, is the third largest one after the US and the Chinese delegations. More than 300 French startups unveil their innovation at the show. Observers… Read More

Real Estate Crowdfunding Platform EquityMultiple Expects Investment Volume to Grow by an Order of Magnitude

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Real estate crowdfunding may possess the biggest potential within the sector of online investment marketplaces. The ability to make a popular asset class more accessible to a wider audience simply makes sense. Both debt and equity investment opportunities in real estate are available across multiple… Read More

EnergyFunders COO Casey Minshew Discusses How 2017 is the Year of Oil Investing

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Crowdfund Insider had a chance to interview EnergyFunders COO Casey Minshew about the online marketplace’s mission to evolve the way that capital investment and energy projects come together. Founded in 2013 and based in Houston, EnergyFunders describes itself as an online investment marketplace disrupting the energy… Read More

Prosper President Ron Suber: “Change is the Only Constant. Victory Goes to the Ones Who Change”

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In the world of alternative finance, one US industry was probably happy to see 2016 end. Online lending, both marketplace lenders (née P2P lending) and balance sheet platforms, hit the proverbial brick wall during last year. Rumblings of a more challenging environment picked up in… Read More

China: WeiyangX Fintech Review

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Shanghai Launches New Regulatory Rules for Online Micro-Lending On 30th December 2016, Shanghai Municipal Financial Service Office published its first local regulatory rules for online micro-lending. According to this regulation, natural persons may borrow up to ¥200,000, while upper limit for lending to a legal… Read More

A Million Bucks Crowdfunding… Not Enough?

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  Overcoming Equity Crowdfunding’s $1 Million Maximum Annual Capital Raise Amount Raising Startup Capital through Side-by-Side Equity Crowdfunding (Reg CF) and Regulation D Offerings With the JOBS Act’s advent in 2012, equity crowdfunding was born. The JOBS Act was designed to revolutionize the way businesses… Read More