Featured Headlines

Crowdfunding Mailbox: Orison Home Battery, Battalion 1944 FPS & Radiomize Smart Steering Wheel Cover

Featured Mailbox 2.7.16

I happen to live in an area where power outages are all too frequent. Be it the wind, snow or a mischevious squirrel, losing power to the lights and computer is a regular occurrence.  I have considered on many occasions taking the plunge and purchasing a… Read More

Orchard Platform Super Loan Bowl II: We Predict the Winner

Super Bowl and the winner is Orchard

After our show stopping success last year in using data on borrowers to predict the Super Bowl winner, we decided to for a second year of success, even if the Patriots did not.  Using the loan data from Lending Club over 2010-2015, we compared borrowers… Read More

Fundnel Goes Big. Investment Crowdfunding Platform Provides Access to Capital for ASEAN SMEs

Singapore Marina Prominade

  Fundnel (pronounced like Funnel) is one of several investment crowdfunding platforms that have launched in Singapore over the past year. But even though there are a growing number of sites entering the internet finance space, Fundnel claims the title of Asia’s first collaborative fundraising platform… Read More

British Business Bank: the UK Now Has a Record 5.4 Million Small Businesses

London UK Taxi Flag

In the UK, similar to other parts of the world, SMEs are the engine of economic growth and associated job and wealth creation.  According to the Federation of Self-Employed and Small Businesses (FSB); Small businesses account for 99.3% of all private sector businesses at the… Read More

EquityMultiple Paradigm Shift: Real Estate Investing Through Technology

EquityMultiple Featured

Real estate crowdfunding, for both debt and equity, is a natural fit between technology and asset class. While so much digital ink is dedicated to early stage companies raising capital online, it is the real estate sector that has captured most of the deal flow… Read More

Fintech is Hot: USC Launches Dedicated Course at Marshall School of Business

First

In a sign of the times, USC’s Marshall School of Business has launched a course focusing soley on Fintech. While Fintech is an all encompassing term for internet finance, the USC course will focus on the “entrepreneurial spirit” of the movement. So what will students… Read More

House of Representatives to SEC: Time to Lift Our Entrepreneurs Off the Floor!

House Debate on HR 2187 and HR 4168

For those of you who have followed my articles on Crowdfund Insider over the past two years, you know that I have not been shy about voicing my concerns over the foot dragging that too often has often characterized the attitude of the Securities and… Read More

Crowdfunding Portals Prepare for Title III Retail Crowdfunding

Gates Open for Title III

Last week both the SEC and FINRA finalized the rules for funding portals to offer securities under Title III of the JOBS Act of 2012.  The journey to get to this place has been long and at times challenging as regulators and industry participants debated… Read More

UK P2P Industry Lent £2.2 Billion in 2015

P2PFA Members as of January 2016

The UK Peer to Peer Finance Association (P2PFA) has published end of year numbers for 2015. The P2PFA tracks the top peer to peer lenders in the UK.  In Q4 of 2015, P2PFA members generated just shy of £650 million in loans. Their numbers also… Read More

Crowdfunding Mailbox: Floating “Air” Bonsai, SprayPrinter & LIV Swiss Automatic Watch

Mailbox Featured 1.31.16

After a brief interlude thanks to the snowstorm otherwise known as Jonas, Mailbox is back with some cool rewards-based crowdfunding campaigns. First up we have a floating plant. We have seen other floating campaigns before but I believe this is the first floating plant to… Read More

SoFi on the Offensive: Put Banks on the Endangered Species List

SoFi Testimonial Never Recommended a Bank

  SoFi is one of the fastest growing marketplace lending platforms in the United States. The direct lender started by providing student loan services to well-educated young professionals. These borrowers were typically ignored by banks as the monolithic banking model and its antiquated process denied reality… Read More

The Regulatory Risk for Marketplace Lending is Rising

Base Jumping by Chris McNaught

  As marketplace lending grows and matures it is natural, even expected, for policy makers and regulators to stand up and take notice. While in the overall world of finance direct online lenders are still relatively small, more and more frequently amounts are measured in… Read More

SEC IAC Presentation on Crowdfunding Highlights Investor Protection Concerns (Video)

IAC SEC Crowdfunding presentatiion

The SEC Investor Advisory Committee met last week in Washington, DC. The periodic meeting was opened by Chair White who mentioned Title III retail crowdfunding specifically; “Regulation Crowdfunding becomes effective in May and funding portals can begin to register with the Commission later this month. … Read More

Too Many Real Estate Deals To Choose From? Never Fear, New Methods Are Here.

I love Real Estate

Real estate crowdfunding is one of the most popular forms of investment-based crowdfunding in the industry today. That is why it has already accounted for millions of dollars in project funding in just the last couple years. As the popularity and viability of this market… Read More

Slava Rubin Out as Indiegogo CEO. Dave Mandelbrot to Replace Company Co-Founder as Rubin Takes New Role

Slave Rubin

Slava Rubin has announced his resignation as CEO of the second largest rewards-based crowdfunding platform in the world.  Rubin co-founded the innovative platform with co-founders Danae Ringelmann and Eric Schell back in 2008.  Rubin stated  he was “excited to announce that I am promoting [current… Read More

Data Reveals: Rewards Crowdfunding is the New Seed-Funding

Large Rewards Based Crowdfunding Campaigns Kickstarter Indiegogo

Data provided by TheCrowdfundingCentre asserts that crowdfunding is the vehicle driving an “unprecedented” global wave of innovation.  In a report entitled, “2016: State of the Crowdfunding Nation”, the authors state that rewards based crowdfunding is providing much needed seed funding for smaller firms thus generating… Read More

Jon Medved Speaks About the Future of OurCrowd & Equity Crowdfunding

Jon Medved at Global Summit 2016

OurCrowd is perhaps the leading investment crowdfunding platform in the world. Founded in 2013 by the ubiquitous CEO Jon Medved, OurCrowd has set up shop in one of the hottest startup markets in the world.  But while  nominally based in Israel, OurCrowd has chosen a… Read More

Dubuc Motors Tests the Waters for $25 Million on StartEngine

Dubuc Tomahawk

Dubuc Motors, creators of the “scissor door” electric sports car the Tomahawk, has launched a “Testing the Waters” (TTW) campaign on StartEngine seeking indications of interest for $25 million under Regulation A+.  Launched in Quebec, Dubuc Motors is now incorporated in the US with offices… Read More

Does the SEC Want to Create a Regulatory Approach for Cross Border Equity Crowdfunding Offers?

Keith Higgins

Keith Higgins, Director the Division of Corporate Finance of the SEC, travelled to the UK last week to keynote a speech at the Fifteenth Annual Institute of Securities Regulation in Europe.  The speech, entitled; “International Developments -Past, Present & Future, launched into the premise of… Read More

How Digital Startups Rescue Europe from the Great Recession 

Paris France Champs Elysee Europe

  An Update on How Close We Are to Getting Back on Track. Hub21 is a venture accelerator based in Ascoli Piceno (Marche Region in Italy), whose mission is to incubate startups, with Go-to-Market, fundraising, management support and its own strategic observatory over digital startups…. Read More