Featured Headlines

How Marketplace Lending is Disrupting Consumer Loans in Canada

Marketplace lending marches on in Canada

The consumer loan experience is getting an upgrade in Canada courtesy of some new players that are targeting the long waits and paperwork hassles of traditional loans and the high rates of alternative providers like payday loans.  Experience in other markets like the US and UK… Read More

BrewDog is Equity Crowdfunding Again. This Time for £25 Million.

BrewDog Founders Live the Dream

Established brewery BrewDog is going to the raise capital once again but this time they are going big.  Their Equity for Punks pitch is seeking £25 million in crowdfunding which will be the largest equity crowdfunding round in the UK to date. This is the… Read More

The Influential Network’s Ryan Detert & FlashFunders’ Vincent Bradley Talk Equity Crowdfunding Success

Influential House Crowdfunded on Flashfunders

Last fall I interviewed FlashFunders Co-Founder Vincent Bradley to learn more about his newly launched, no-fee equity funding platform.  In the months following, Bradley and his team have stewarded startups and streamlined their process. The platform recently reached a major milestone: closing a major round… Read More

Alphaworks is Now Quire as Crowdfunding Platform Focuses on Community

Team Quire

Alphaworks, the equity crowdfunding sibling of Betaworks, has rebranded as Quire, launching a redesigned site adding new features for users. Alphaworks has launched several, highly curated, equity offers in past months. The platform allows the crowd to join alongside professional investors / VCs to invest… Read More

The Future of Cities: Crowdfunding Can Tackle Urban Density & Issues of Inequality Simultaneously

Crowdfunding will finance the future of cities

In the 19th century, there were 11 cities with over 1 million inhabitants.  Today there are over 500 cities around the world where the population stands above 1 million.  There are over 7 billion souls on this planet and this number is predicted to grow… Read More

Updated: Agency 2.0 Comments on Lawsuit Filed Against Sondors eBike, 2nd Largest Indiegogo Crowdfunding Campaign Ever

Sondors eBike Most Funded Indiegogo

Chris Olenik, founder of Agency 2.0 a well known marketing firm in the crowdfunding industry, has responded to the revelation that relationships have frayed between Storm Sondors and his firm. Agency 2.0 filed a “contractual fraud” lawsuit on April 9th and now Olenik has clarified… Read More

Crowdfunding Mailbox: Crankcase for Smartphones, Go Sockless with Soul Socks & Friday Smart Lock

Featured Mailbox 4.19.15

While it is usually the big name crowdfunding campaign that capture headlines we do like to acknowledge some of the smaller projects that are looking for market approval or funding. Many of these are small businesses, or perhaps will become a small businesses if they generate… Read More

Assetz Capital Celebrates 2 Years of P2P Lending, Raises £ 3 Million on Seedrs

stuart law at lendit

Assetz Capital hopes to run £ 1 billion in loans by the end of 2016 and they have a good start in getting their. The peer to peer lender launched in April of 2013 and has funded over £70 million in secured lending and states… Read More

Lawsuit Filed by Agency 2.0 Against Sondors eBike Crowdfunding Campaign

storm sondors thumbs up

Second Most Funded Campaign on Indiegogo Hit with Legal Challenge of “Contractual Fraud”. Last week in the Superior Court of California in Santa Monica, Agency 2.0 filed a contractual fraud suit against Pacific Storm, Inc, apparently the corporate entity behind the Sondors eBike crowdfunding campaign.  The listed… Read More

Ron Suber on Marketplace Lending: Soon You Will Not Be Able to Live Without Us (Deck)

Ron Suber Great Idea

  Prosper President Ron Suber delivered an extremely well received keynote address at the LendIt conference held in Manhattan this past week.  Over 2400 attendees converged from around the globe to discuss the future of finance, one where banks are on the decline and peer to… Read More

European Peer to Peer Lending: Has it Gone Mainstream or is the Opportunity Still There?

Thousands of Euros 500 Money

Earlier this year the Centre for Alternative Finance at Cambridge Judge Business School, in co-operation with professional services firm E&Y, released a pan-European study of the alternative finance market. The study, titled “Moving Mainstream”, can be considered the most comprehensive study on the subject released to… Read More

Larry Summers: Conventional Finance Has Let Us Down

Larry Summers Signature Keynote

“Regulators should allow new firms to operate, generate data on the outcomes created by novel business models before writing new rules.” Larry Summers, former Secretary of the Treasury under President Clinton and Director of the National Economic Council under President Obama, delivered a rousing speech… Read More

P2P Lending Platforms: Big Money Investors Looking For Piece Of The Pie

Tarte Tartin Pie

It is clear that peer-to-peer (P2P) lending is here to stay but long gone are the days of actual “peers” lending to “peers.” Today Wall Street firms, hedge funds and other “big money investors”, make up the overwhelming bulk of the funds being lent through… Read More

SEC Commissioner Gallagher: International Financial Stability Board “The Height of Regulatory Hubris”

Daniel Gallagher Title IV

In a world of growing governmental over-reach it is rare to find a regulator who wants to do less not more.  But it makes sense. Budgets are made, and funding allocated, based on predicted needs of tomorrow not the reality of last year. Legislators make rules… Read More

Singapore P2P Lender Capital Match Launches: Targets SMEs

50 singapore dollars money asia cash

The Singapore-based peer-to-peer (P2P) lending platform Capital Match which targets Singapore SMEs obtain loans financed by individual investors has launched. The company stated that its are two-fold, to provide business borrowers with the next best interest rates after banks and to give investors access to an attractive yield… Read More

Crowdfunding and Global Challenges

Earth from the Moon

    I recently published a report with Mary Milner addressing how crowdfunding models can be used to address global challenges across multi-national networks.   What is fascinating is how rapidly the nature of conversations about crowdfunding is changing among top policy makers, corporate leaders and… Read More

Crowdcube: We Will Have a Record Breaking Year (Infographic)

Crowdcube on Taxi

Investment crowdfunding platform Crowdcube is predicting a “record breaking” year following the success of Q1 funding.  The first quarter of 2015 saw 36 businesses raising £17.5 million.  During the quarter total investments topped £24 million (some offers are still crowdfunding). Crowdcube touted some of the… Read More

The Escape Velocity of Online Marketplaces for Credit

Rocket Launch Escape Velocity

In the world of finance, the traditional banking industry is the big celestial body at the center of things. Circling that orbit are the spheres of money transfer, payments, wealth management, banking and marketplace lending (also called peer-to-peer finance). Disruption to financial services has been… Read More