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CrowdfundingHub Founder Ronald Kleverlaan: Dutch Thought Leader on Alternative Finance Benchmarking Research

Ronald Kleverlaan Quote

As reported last week in Crowdfund Insider,  The University of Cambridge has teamed up with EY, the global professional services organization, and launched the European Alternative Finance Benchmarking Survey with the support of major European industry associations. This is the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe.  This benchmarking survey, which opened… Read More

Crowdfunding Mailbox: Blossom Smart Watering, Ruche Shelving, Lambert “Small Wonder” Audio & Das Kuhling Mobile Keg System

Crowdfunding Mailbox 11.30.14

Four crowdfunding campaigns for this week’s Mailbox.  We have Blossom, a smart watering controller, Das Kuhling mobile keg system, Lambert Company Audio system and Ruche shelving unit. First let’s talk about Ruche.  This is a crowdfunding project by Ruthy Shafrir, an industrial engineer based in Tel Aviv. Ruthy has created an elegant and simple shelving… Read More

China: The Different Categories of Peer to Peer Lending Platforms

China Peer to Peer Lenders

The biggest Peer to Peer (P2P) lending market, China, has been experiencing explosive growth. After two articles introducing the historical growth and outlook for this market, we are going to take a micro look on the huge variety of (P2P) lending platforms emerging in China. To give a full introduction of different platforms, we categorize… Read More

PwC Warning: Banks Gotta Change … Or Else

Disaster Thud Kaboom

PwC Rings Warning Bell as Banks Face Possible Demise. “We are surely looking at the end of the market and banks as we currently know them”.  As part of a report from a recent Peregrine Perspectives panel, an event that was organized in advance of George Osborne’s autumn statement, the comment was made; “we are… Read More

SEC Commissioner Gallagher: Millionaires Can Fend for Themselves

SEC Why Should We Spend Limited Resources on Millionaires Gallagher

  Last week I had the opportunity to attend the 2014 Government-Business Forum on Small Business Capital Formation in Washington D.C. where Commissioner Daniel M. Gallagher gave his opening remarks after the first panel. In what I can only refer to as a “mic drop” moment, he brought the audience to instant applause when we… Read More

SEC Government – Small Business Forum: A Tale of Two Gatherings

SEC Small Business Capital Formation Forum 2014 Mary Jo White

For those of you who have been reading my articles over the past four months, I have tried to create heightened awareness of a perennial SEC event, the SEC Government-Small Business Forum, an annual event borne out of bi-partisan legislation in 1980. Its primary purpose: to highlight and address unnecessary impediments to small business capital… Read More

The Big App Fund Winners Announced: Finalists Benefit from Crowdfunded Investment

The Big App Fund Winners 2014 Worth Capital

UKADEMICS, YOOVI and Briefly Named Winners in Worth Capital Sponsored Big App Fund. The contest to find the next big thing in Apps has announced the winners of a competition that saw over 400 submissions from 27 different countries.  The Big App Fund, created by Worth Capital, has released the names of the competition that… Read More

Following Crowdfunding Round, Fruitful Launches New Peer to Peer Lending Platform

Why Bother Saving Fruitful

Following a successful and rather quick equity crowdfunding raise on Crowdcube last year, Fruitful is launching a peer to peer lending platform for “everyday savers and full term commercial mortgage borrowers”.  The crowdfunding campaign had targeted a raise £140,000 for 8% equity.  In a note from the company, they clarified that £140,000 was raised in… Read More

BancBox Gives 60 Days Notice to Escrow Clients

Carriage Clock Time

In a widely circulated email sent last week, BancBox delivered the news to crowdfunding and lending portals their Invest product may soon be coming to an end.  BancBox has been providing a service to a varied number of crowdfunding portals that currently depend on their service to manage funding transactions.  The BancBox process was fulfilled… Read More

Crowdfunding Mailbox: Tobacco Motorwear, Pantelligent, & Wrap Makes Your Desk Surface Dry-Erasable

Crowdfunding Mailbox 11.23.14

I continue to be amazed and awed by the creativity and innovation exemplified by crowdfunding campaigns and the creators that launch them.  Crowdfunding has become a catalyst for young businesses and startups that are seeking not only capital but market validation.  This week for the crowdfunding mailbox we have Tobacco Motorwear – gear for the… Read More

OfferBoard CEO and CFIRA Chair Chris Tyrrell Presents at DC Growth Summit Update

Chris Tyrrell

OfferBoard CEO and CFIFA Chair Chris Tyrrell presented detailed research in his paper  ”Equity Crowdfunding Under Title II of the JOBS ACT: The First Year” at the Washington, D.C. Growth Summit Update.  Tyrrell founded OfferBoard, an investment platform that uses technology, big data and dating-style matching algorithms to help CEOs of growing companies raise capital and… Read More

Interview with EarlyShares Joanna Schwartz: Finance Maven Examines Entrepreneurship, Webinars & Media

joanna schwartz

Joanna L. Schwartz, the CEO and Co-Founder of EarlyShares, enables individuals and companies to leverage the JOBS Act to capitalize on new investing and capital raising opportunities. An award-winning executive, Schwartz has over 20 years of experience as a successful leader, advisor, and entrepreneur. Prior to confounding EarlyShares with CSO Heather Schwarz-Lopes and Board Chairman Stephen Temes,… Read More

Perspective: Title III, Title IV and the Politics of Regulation

Democrats Republicans

  In my May 2014 article, “The Bell Tolls for Title III”, I laid out the reasons why it was highly unlikely that the SEC would issue Title III rules before the November elections and predicted that should the Senate flip to Republican control, we would see legislative changes to the JOBS Act. I have… Read More

Pensco Trust CEO Kelly Rodriques: We Embrace Alternative Assets

Kelly Rodriques The future of self directed IRAs

  PENSCO Trust is a leader in the self-directed IRA industry holding around $11 billion in assets under custody today.  The company received a dramatic boost in 2012 when they acquired the IRA business of Lincoln Trust, described as a “game changer” by the financial firm.  PENSCO was ready though, having invested significant funds into… Read More

Dear Congress: Please Help Our Small Businesses

Dea Congress Please Help

My friend Dan Lear and I wrote the attached letter to Congress to try to encapsulate in one place our various public policy suggestions to help startups. What you will find in the letter are 13 very specific and detailed public policy initiatives that Congress could act on today. I know, we haven’t talked about… Read More

Rumors Circulate That Lending Club May Seek Private Buyer & Skip IPO

Rumor

In an article published on PEHub this past week, the author stated that according to several sources Lending Club is also considering a buyer and is “pursuing a dual track”.  Lending Club announced that it had filed for an Initial Public Offer this past August.  Morgan Stanley and Goldman Sachs were slated as joint book… Read More

On SEC Proposed Regulation A+: Has Commissioner Stein Succumbed to the NASAA Kool-Aid?

Kara Stein testifying

Though SEC Commissioners Daniel M. Gallagher and Kara Stein may have travelled on the same plane on the way to the Los Angeles County Bar Association Annual Securities Regulation Conference to address a room of securities industry professionals on October 24, judging by their public remarks they were certainly not on the same page –… Read More

Crowdfunding Mailbox: EveryKey Manages Passwords, Roccamore Shoes & Roost Smart Battery

Crowdfunding Mailbox Featured 11.15.14

Last week things got pretty heavy on the regulatory side of investment crowdfunding so it is kind of nice to get back to talking about some cool and creative projects. Most of the crowdfunding campaigns we cover at Crowdfund Insider are about small companies or startups that are looking to raise some early capital or validate… Read More

Cambridge’s Dr. Mia Gray Clarifies Collaborative Nesta Report: UK Economic Geography Update

Dr Mia Gray Cambridge University 2

Dr. Mia Gray opines about the recent Nesta and University of Cambridge report.   To recap, Nesta, a UK based innovation charity and staunch proponent of entrepreneurship and creativity, recently published an update on the alternative finance industry in the United Kingdom.  Crowdfund Insider JD Alois explains, “The report notes this new financial sector, that includes crowdfunding, peer to peer… Read More