Featured Headlines

SeedInvest to SEC: Please Enact Final, Simple, Crowdfunding Rules

Keep It Simple

SeedInvest, a widely respected investment crowdfunding platform that operates under Title II accredited crowdfunding (for now), has just submitted a comment letter to the Securities Exchange Commission pleading with he agency to “keep Title III crowdfunding simple”. The JOBS Act was signed into law almost 3 years ago yet final rules for retail crowdfunding under… Read More

Pebble Announces Pebble Time Steel, New “Smartstraps”, As it Nears Kickstarter Crowdfunding Record

Pebble Time Steel

Pebble Set to Challenge Forthcoming Apple Watch with New Design, 10 Day Battery Life & “Smartstraps” Pebble, the leader in the smartwatch space, launched a second round of crowdfunding on Kickstarter at the end of last month.  The project rocketed immediately, easily topping its half a million dollar “goal” and now stands at over $12… Read More

The Next British Invasion: Non Registered Securities Via the Crowd Can Succeed in the United States

The Beatles British Invasion

At the end of 2014, Robert Steinhoff, a JD candidate at the University of Colorado Law School, published a comment on the investment crowdfunding environment in the UK drawing a parallel to what could occur in the United States. The interesting thesis recognized the UK as leading the securities crowdfunding space having embraced a light… Read More

CrowdDefend: Using Crowdfunding to Balance the Scales of Justice

CrowdDefend

To expand access to legal justice for those who can’t otherwise afford it, a new national crowdfunding platform, CrowdDefend, will publically launch this week. CrowdDefend helps individuals, organizations and businesses raise funds to cover legal representation, court fees and associated trial costs for cases large and small, across a wide range of issues. Previously, the… Read More

Crowdfunding Mailbox: Spark Electric Bike, UAMP Amplifier for Your Smartphone & Noocity Growbed Urban Garden

Mailbox Featured 2.29.15

There has been a lot of coverage regarding electric bikes the past couple weeks with the launch, and associated controversy, of the Sondors (né Storm) ebike. Sondors has successfully fended off their critics and remains one of the most funded Indiegogo campaigns ever. But now we have another ebike crowdfunding campaign and this one is tackling the sector… Read More

Hong Kong Media Tycoon Moves into Online Finance. TOM Group Gets into P2P Lending

1_邮乐前台照 Ule

  Media conglomerate TOM Group is moving into the online finance space.  The entity, controlled by Hong Kong tycoon Li Ka-shing, is set to expand its ecommerce operation, Ule, into peer to peer lending and online banking in an “aggressive” push via a partnership with WeLab. Tom Group is a publicly traded Chinese-language media conglomerate… Read More

Europe Wants a Capital Markets Union. Crowdfunding Can Be A Catalyst.

A Revolution in Finance

The European Union published a “green paper” on Building a Capital Markets Union for the broader European community.  The ambitious goals are laudable but the challenge is high. While in the United States, and other countries around the globe, SME’s are the engine of growth.  The report states that in comparison to the United States,… Read More

Pebble Time Raises Over $5.5 Million in 6 Hours. Nears $10 Million on Day Two.

Pebble Time Liftoff

Pebble Time, the new iteration of the Pebble Smartwatch, launched a promotional crowdfunding campaign yesterday on Kickstarter.  The first time around it took a few weeks to raise over $10 million.  This time it may take just 2 as already over 42,000 have blitzed the pages of Kickstarter to purchase a smartwatch. Pebble has launched… Read More

Startup Grind: Fail to Succeed in Silicon Valley

strategies- for-startup-failure

“Nobody wants to fail,” said the chief executive and founder of Fail Forward, Ashley Good, in a New York Times story on failure in Silicon Valley, published last fall. “It’s awful. You will never hear me say to celebrate failure.” But, Good, added, “failing intelligently is an increasingly important skill.” Recently, I attended the final day of the… Read More

Crowdfunding Asia Holds Successful Event in Bangkok, Thailand

Group Discussion During Break Crowdfunding Asia Bangkok

Crowdfunding Asia held its second Asian conference to review the power and potential of new forms of finance. Sponsored by the Thai Securities and Exchange Commission, the sold out event saw several hundred attendees from Thailand and surrounding countries in Asia and the United States.  Thailand is a developing nation that has fostered a growing… Read More

The JOBS Act, Crowdfinance & Building Social Consensus: Are Investors Unnecessarily at Risk?

money house of cards dollars 100

Is the JOBS Act Title II ecosystem being built around the art of the “con” by some Internet funding platforms and companies raising money on these platforms?  The answer seems to be yes, judging by investment advice provided by Morningstar, FINRA, psychologists, and business world academics – and newly emerging practices of Internet platforms which… Read More

Lock it up: SEC & FINRA Weigh in on Cybersecurity Issues

Padlock and chain

Early in 2014, the U.S. Securities and Exchange Commission’s Office of Compliance Inspections and Examinations (OCIE) announced its intention to conduct an examination of certain registered broker-dealers and investment advisers in order to assess the general vulnerability of the securities industry, as a whole, to cyber-attacks. On February 3rd the OCIE released the results of the… Read More

LendInvest, in Push to Become Mainstream Mortgage Lender, Lowers Investor Minimum

LendInvest Deal of the Week

LendInvest, a peer to peer or “marketplace” lender that focuses on the commercial and residential mortgage industry, has lowered its investor minimum to a nominal £1000.00.  This is in stark contrast to the £50,000 minimum that was established when the platform launched in 2013.  The minimum threshold has slowly dropped over the past months having… Read More

Moving Mainstream: Centre for Alternative Finance of Cambridge Judge Business School Publishes European Alternative Finance Benchmarking Report

University of Cambridge research Report

Newly opened Centre for Alternative Finance of University of Cambridge Judge Business School reports European Alternative Finance Benchmarking Survey study results.  The European market could top €7 billion in 2015 The European alternative finance market grew 144% last year to €2,957m The UK is the largest European country for alternative finance, at €2.34b (£1.78 b) The top markets in mainland Europe… Read More

Crowdfunding Mailbox: Luna Smartbed, Tempi Measures Your Environment & SCORE Film Music Documentary

Featured Mailbox 2.21.15

The three crowdfunding campaigns of this week’s Crowdfunding Mailbox are: Luna, a mattress cover that turns your bed into a “smartbed”; Tempi measures your humidity and temperature anywhere; and SCORE a film documentary on film scores (of course). At this time of year some days it is tough to get out of bed. With temperatures… Read More

Mary Jo White: “This year, we will be focused on implementing the final two major mandates of the JOBS Act”

Wanted SEC That Provides Crowdfunding Regulations Mary Jo White

SEC Chair Mary Jo White addressed the Practicing Law Institute in DC this morning and it appears that most of the big shots at the SEC are sharing their wisdom as well today. Following opening remarks by Andrew Ceresny, the Director of SEC Enforcement and Keith Higgins, the Director of CorpFin, Chair White delivered a pretty… Read More

Return on Change Promotes New Platform: DarcMatter is Not Just About Startups

DarcMatter Featured 2

Return on Change, an early entrant into the equity crowdfunding space, has launched a new investment platform: DarcMatter. Return on Change (RoC) was founded by Lee Sang, a reformed investment banker with a degree in financial engineering.  An early advocate of the power and potential of the JOBS Act, Sang believes the power of the… Read More

The CNBC Crowdfinance 50 Index: When an Investor “Commitment” is Just a Kiss 

Kiss Romeo and Juliet Romance

  In July 2013 the SEC implemented Title II of the JOBS Act of 2012 through Rule 506(c) of Regulation D, which for the first time in over 80 years allowed companies to engage in general solicitation of investors in an unregistered private placement so long as all of the investors were “accredited investors.”  The… Read More

Interview: Investor & Cambridge Research Fellow Robert Wardrop Elucidates Alternative Finance’s Complexities and Societal Differences’ Effect on Markets

Robert Waldrop Quote

Interested in innovation, both in the finance industry and in the broader economy, Robert Wardrop began his career at Procter & Gamble before moving on to the Anschutz Investment Company and later to DAM Capital. The seasoned entrepreneur presently serves as a Non Executive Director at Asia Broadcast Satellite and Clarity Health Services as well as… Read More

Interview: Christin Friedrich Curates German Crowdfunding Innovation, Knowledge and Capital at Innovestment

Arnaud Burgot of Ulule and Christine Friedrich of Innovestment

Christin Friedrich serves as the Managing Director of Innovestment GmbH, a crowdfunding venture which began four years ago.  After studying Public Management and Governance at Zeppelin University, Friedrich sought creative solutions and innovative business ideas in several international projects, including a tourism startup in Iceland  and group for young professionals in Belarus. Innovestment is a pioneer of equity-based crowdfunding… Read More