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Interview: Funding Circle Co-Founder Sam Hodges Talks Regulations, Factors Driving P2P Lending In The US

Sam Hodges Funding Circle Quote

  Skim the peer-to-peer lending headlines over the last few months, and Funding Circle is a regular part of the news cycle. This year alone, the 5-year-old company received a capital boost to the tune of $150 million (the equity funding round was led by DST Global with participation from Baillie Gifford,… Read More

Assetz Capital CEO Stuart Law Talks Record £3M+ Seedrs, Competitive Loans, Interests Rates & Fintech’s Future

Assetz Capital 2 years old Featured

Fresh from celebrating its two year birthday, Assetz Capital made another announcement: Assetz Capital, a British peer-to-peer lending platform exceeded its fundraising target of £2 million by raising funds from 731 investors through investment crowdfunding platform Seedrs. The firm, which specializes in providing loans to SMEs… Read More

Crowdfunding Industry Fights Back: Issues Statement Opposing State Lawsuit to Block Regulation A+

Knock Out Punch

CFIRA and CfPA Issue Joint Statement Regarding Lawsuit Against the SEC to Block Implementation of Regulation A+, Title IV of the JOBS Act In a joint statement released today by the leadership of crowdfunding industry associations Crowdfunding Intermediary Regulatory Advocates (CFIRA) and the Crowdfunding Professional… Read More

Peer to Peer Lending: Taking The Fear Out Of “Shadow Banking”

The Truth About Shadow Banking

For years now, big bank lenders have warned the public about the dangers of dealing with “shadow” (i.e. non-bank) lending institutions. The term itself conjures up images of shady back-room deals where you’re handed money in a paper bag and told to pay it back… Read More

The State of Massachusetts vs. Regulation A+: State Regulators Take the SEC to Court

William Galvin Fight Regulation A+

On the eve of the 2015 Memorial Day weekend, Massachusetts Secretary of State William Galvin set the stage for what I expect will be the final chapter in the continuing saga of what has popularly been referred to as Regulation A+,  a newly created avenue… Read More

The Establishment of Equity Crowdfunding in Thailand & the Strengthening of Thai SMEs for the ASEAN Single Market

Thailand New Equity Crowdfunding Market

The Importance of Equity Crowdfunding in Thailand On 16 May 2015, the notification of the Capital Market Supervisory Board such as the notification no.: TorChor. 7/2558 regarding regulations on offer for sale of securities through electronic system or network TorChor. 8/2558 regarding rules, conditions and… Read More

SnowBall Effect has Raised Over $6 million Dominating the Kiwi Equity Crowdfunding Space

Kiwis Rock

According to Snowball Effect they are off to a solid start as leaders in the investment crowdfunding space in New Zealand.  In a recent statement Snowball Effect declares; “Of the $8 million+ raised through equity crowdfunding so far in New Zealand, over $6 million was… Read More

UPDATED – Tech Fight: inCharge Bolt vs. ChargeDoubler Both Claim “First” in Crowdfunding Battle

Boxing Gloves Fight Box

We all want to be able to charge our smartphones faster so when I saw the crowdfunding campaign for ChargeDoubler I thought this was a pretty cool campaign. The “original accelerator” claims up to 2X charging speeds for your iPhone or Android phone by allowing a… Read More

Crowdfunding Mailbox: Gekkopod for iPhone, Wireless Productivity Sign & Archer Brighton Cool Lunch Bags

Crowdfunding Mailbox Featured 5.24.15

Rewards based crowdfunding is perfect for small companies looking to launch a new product or validate a concept. We are seeing a growing number of SMEs become bigger companies fueled in part by platforms like Kickstarter and Indiegogo.  Recently Indiegogo stated that over $300 million in… Read More

OnDeck CEO Noah Breslow Shares His Innovative Vision for Marketplace Lending: Transforming How Money Flows

OnDeck IPO NYSE

“We are extremely excited by the possibilities of the next decade in the alternative finance market… OnDeck’s vision is to transform how money flows to small businesses by leveraging our platform to provide capital on demand for small business owners. The data flowing through a small… Read More

When to Pivot, When to Fold: What Every CEO & Investor Needs to Know

Pivot or Fold Question

The thing that excites me most about today’s crowdfinance-inspired path of capital formation is its unprecedented ability to mitigate shareholder risk and groom more productive businesses. It does this by allowing companies to gauge consumer demand and presell products prior to it outlaying any manufacturing,… Read More

Aligning Entrepreneur and Crowdinvestor Interests

An Army of Investors 2

  Crowdinvesting has contributed to the development of new organizational forms that in particular affects entrepreneur – investor relations. In this new reality, it is normal for startups to have an average of 125 investors. A potential burden for small founder teams, but also a… Read More

China Rapid Finance Provides Over 1.1 Million Loans in Just 3 Months

Great Wall of China

Peer to peer lender China Rapid Finance has originated an astounding 1.1 million in loans to Chinese borrowers in just three months time – as of April 30th. The impressive number is indicative of the demand for capital in the largest P2P lending market in… Read More

Fund Forward: 8 Exciting Trends in Crowdfunding That Are Coming Sooner Than You Think

Money Dollars Benjamin Franklinjpg

With a compound annual growth rate of 88% since 2011, crowdfunding, particularly equity crowdfunding, is taking off. The decentralization of finance gives individuals more choice and control as to where they invest their money, and simultaneously offers startups access to new sources of capital. So… Read More

Angels Den Raises Capital for WhiskyInvestDirect, Whisky Crowdfunding Platform

Bourbon Barrel Whiskey

Angels Den is raising capital for a new niche crowdfunding site, WhiskyInvestDirect. The live investment offer for the new funding portal wants to capitalize on a consumable that has seen an average annual return of 5% since 1980. WhiskyInvestDirect was founded by Paul Tustain and Rupert… Read More

It’s Official – the FinTech Revolution has arrived, according to The Economist!

Economist Fintech Revolution

Is this a defining moment? For many I suspect it will be – although to judge by the comments, some of them who clearly think that the trust that the banks squandered long ago is still in place, other who clearly see the old order… Read More

Crowdfunding Mailbox: BuddyGuard Home Security, Brease Personal Cloud Storage & Mellow Electric Skateboard

Featured Mailbox 5.16.15

A few weeks back Kickstarter announced German crowdfunding campaigns.  The campaigns just started going live this past week and so we are happy to be featuring two projects from German creators. I travel quite a bit so I am constantly swapping between desktop, laptop and… Read More

Investing in BrewDog Equity Crowdfunding Round: Good Deal or Not?

BrewDog Beers

There is a lot of discussion going on the merits of participating in BrewDog’s most recent Equity for Punks crowdfunding round.  The 4th go at raising capital from the crowd, this one is the most ambitious to date seeking a raise of £25 million from… Read More

SyndicateRoom CEO Gonçalo de Vasconcelos Shares Secrets of UK Crowdfunding Platform’s Success: Exclusive Interview

Goncalo de vasconselos quote

“The [SyndicateRoom] model was a result of my experience. I was working with business angels when equity crowdfunding appeared. I loved the idea of a wider group getting access to investment in early stage companies, but I didn’t like how it was being done, and… Read More

Moving On: Commissioner Daniel Gallagher Expected to Depart SEC After Four Years

Daniel Gallagher Title IV

One of the most vocal advocates for small business and rational rule making is leaving the Securities and Exchange Commission.  Daniel Gallagher, an SEC Commissioner for the past four years, has reportedly told multiple people he is ready to move on after a vocal tenure… Read More