Politics

SEC Advisory Committee on Small & Emerging Companies Schedules Next Public Meeting

Sarah Hanks at SEC

SEC Chair Mary Jo White re-animated a previously moribund Advisory Committee on SMEs late last year.  These “small” companies are private companies, as well as those publicly traded, with market capitalizations of under $250 million. This initiative was undertaken in recognition of the importance of small business to the nations well-being.  The next meeting will… Read More

P2PFA Makes Announcement: UK P2P Lending Hits £1.3 Billion in 2014

Peer to Peer Finance Association P2PFA UK

The peer-to-peer lending industry in the UK lent more than £1.3 billion in 2014 according to new figures released today from the Peer-to-Peer Finance Association (P2PFA). The sector has now lent more than £2.1 billion in total, doubling in size since the end of 2013, says the trade body. The figures also show a growth in… Read More

Hong Kong, the (Solar) Spotlight Could Be On You. Are Regulations Holding You Back From Shining In It?

Sunset in Muskoka

  Hong Kong could shine along the lines of the U.S. and London as a solar finance hub, if it weren’t for the city’s financial laws, writes Bryane Michael, senior fellow at the University of Hong Kong law faculty’s Asian Institute for International Financial Law, in a recent article for the South China Morning Post…. Read More

Virginia Crowdfunding Exemption Will Be Voted on in House Next Week

Virginia Map

Potential rules guiding investment crowdfunding will go to the full House for a vote in Virginia next week.  The legislation has been released by the Commerce and Labor Committee and will now take the next step towards becoming law.  The bill was sponsored by Del. Scott Taylor of Virginia Beach.  Taylor was quoted in the… Read More

Singapore Exchange Will Launch Equity Crowdfunding to Help SMEs Raise Capital

Johnson Chen

The Singapore Exchange (SGX) will launch its very own equity crowdfunding platform as a vehicle to help raise capital for entrepreneurs and small businesses.  SGX will partner with Clearbridge Accelerator on the project. Clear bridge is described as one of the leading venture capital and incubation firms specialising in early-stage investments based in Singapore.  The… Read More

Perspective: Regulation A+ Could Serve as a Viable Capital Source for Small, Emerging Growth Companies

A Crowd of $100 Benjamin Franklin

Entrepreneurs and investors may have to wait until 2016 for the true equity crowdfunding that the JOBS Act was meant to establish. But the SEC will likely soon finalize rules that open another funding avenue for small businesses. Regulation A+, an amended version of a securities registration exemption referred to as Regulation A, could serve… Read More

Colorado Drafts New Intrastate Crowdfunding Regulations

Colorado

It appears that Colorado wants to improve capital formation for small companies as well.  The Centennial state is preparing to introducing legislation that will facilitate crowdfunding by authorizing on-line intermediaries to match Colorado investors with a Colorado based business that wishes to sell securities to raise funds in a “simplified regulatory regime”. While there are… Read More

Will the FCA Clamp Down on Peer to Peer Lenders?

Peer2PeerLendingUK

Recently the Financial Conduct Authority (FC) has been reviewing promotional practices of peer to peer lenders in the UK. This event was shared in a recent report from the FT which posed the question will the FCA clamp down on advertising practices utilized by P2P lenders in the UK. Chair of the P2PFA, Christine Farnish, was… Read More

CFIA Initiates National Equity Crowdfunding Survey for Australia

crowdfunding institute of australia

The Crowdfunding Institute of Australia has launched a survey on equity crowdfunding to measure interest and awareness for the budding investment crowdfunding industry. The purpose of the survey is said to be to provide a nationally representative response to the Australian government’s recent discussion paper titled “Crowd-sourced Equity Funding”. The paper outlines three potential directions for equity crowdfunding in… Read More

Oliver Gajda, Co-Founder & Executive Board Chairman of the European Crowdfunding Network, Creates Transparency and Accountability in EU Crowdfunding Market

Oliver Gajda Featured Quote

As many Crowdfund Insiders know, when The University of Cambridge teamed up with EY and launched the European Alternative Finance Benchmarking Survey, the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe was initiated. This benchmarking survey, which closed on 6 January 2015,  seeks to capture the size, transactional volume and growth of the alternative finance markets across… Read More

The Funding Cap on Title III Retail Crowdfunding is Pointless. 

protect us from fraud not ourselves

As we start the beginning of 2015, expectations are increasing that final rules for both Title IV and Title III crowdfunding will finally be released to the public with the first offers commencing later in 2015.  Yes there are many questions regarding the final rules from industry participants and observers. Some commentators expect that Congress… Read More

Alessandro Lerro, European Equity Crowdfunding Association General Counsel & AISCRIS Board Member, Apprises European Alternative Finance Market

Alessandro Lerro Featured Quote

As many Crowdfund Insiders know, The University of Cambridge teamed up with EY and launched the European Alternative Finance Benchmarking Survey, the largest study to date on crowdfunding, peer-to-peer lending and other forms of alternative finance in Europe. This benchmarking survey, which closed on 6 January 2015,  seeks to capture the size, transactional volume and growth of the alternative finance markets across Europe…. Read More

Raizers Targets Ambitious Pan-European Equity Crowdfunding

Raizers Featured

  The 28 countries of the European Union are a very long way from offering a homogeneous regulation environment for crowdfunding. This is particularly true of equity crowdfunding which touches on multiple heavily regulated areas of finance such as investment advice, securities trading, retail banking and corporate finance. Few European countries have, like France, issued… Read More

UK Start Up Loan Program Funds 25,000th Business

startup loans Nicola Weeks

The UK government has announced the 25,000 loan provided to a small business as part of its Start Up Loan program.  The program provides capital and mentoring for small businesses.  The Start Up Loan initiative was created in 2012 and since that time it has provided almost £130 million for small firms creating an estimated… Read More

Jason Best Talks Crowdfunding with Malaysian Securities Commission (Video)

Jason Best SC Malaysia

Jason Best, one of the founders of Crowdfund Capital Advisors and a staunch advocate of investment crowdfunding, recently visited multiple countries in Asia spreading the crowdfunding gospel. During this trip he spent some time in Malaysia, a country that is pushing forward with investment crowdfunding as a method to boost jobs and the economy. Best shares… Read More

Commissioner Gallagher: Are the US Capital Markets Competitive?

SEC Commissioners Should Finalize Regulation A

    Though time has seemingly stood still on JOBS Act rulemaking at the SEC nearly one thousand days after its passage, the world continues to complete a full rotation every 24 hours – and it seems that the rest of the world is passing the U.S. by, at least when it comes to the… Read More

Leading Voice for Small Business Congressman Patrick McHenry Named Vice Chairman of House Financial Services Committee

Patrick McHenry

Congratulations to Congressman Patrick McHenry who has a new leadership position in the House Financial Services Committee. Late last week, Financial Services Committee Chairman, Jeb Hensarling, named Congressman McHenry to serve as Vice Chairman of the full Committee for the 114th Congress. This is great news for both Congressman McHenry and, in my opinion, the… Read More

Massachusetts Crowdfunding Exemption Called “A Breath of Fresh Air”

Boston Massachusetts

Crowdfund Insider reported yesterday that Massachusetts, a state known for its leery stance to investment crowdfunding, released “emergency regulations” thus becoming the next state to have legalized crowdfunding in lieu of federal rules.  We now have a copy of the actual exemption (embedded below) to compare and contrast with other intrastate laws.  The new regulations were… Read More

The Crowdfunding Escalator: How to Pick the Right Crowdfunding Platform

Escalator Grand Central Station New York

As Alternative Investments emerge as an exciting new asset class for institutions and retail investors, entrepreneurs have a wide choice of options on crowdfunding model and platform for their campaign. What are the key factors for Entrepreneurs to consider in their decision?  Introducing the concept of the Crowdfunding Escalator.  The escalator is a device to… Read More

NASAA Champions Electronic Filing Depository System as Solution to Blue Sky Challenge

The Battle of Blue Sky Review

In late December of last year, the North American Securities Administrators Association (NASAA) launched, what it refers to, as its Electronic Filing Depository (EFD) system. The EFD system is designed to allow users to submit certain required “blue sky” notice filings in connection with exempt securities offerings to multiple states at once. Now if that… Read More