While the UK Encourages Digital Only Challenger Banks, the US Holds Back

Define Antithesis Opposite

A reoccurring theme within the Fintech sector is the need for a regulatory environment that embraces competition and transparency.  Perhaps the best example globally continues to be the UK as the regulatory system has been cited on countless occasions as an important catalyst in driving… Read More

Legal Experts Respond to SCOTUS Decision Not to Review Second Circuit Madden vs. Midland Decision

Midland vs Madden Supreme Court 2

Reactions to the Supreme Court decision declining to review the Second Circuit court decision regarding Madden vs. Midland are starting to crop up. The case is one that is being widely watched by the marketplace and online lending industry. Vincent Basulto, a partner at Richards… Read More

Forrester: Digital & Customer-Facing Talent Will Migrate Out of the UK

Battered EU Flag Europe Brexit

Research consultancy Forrester is making some pretty dire predictions regarding Brexit collateral damage. In a blog post this weekend, Forrester stated; “Digital and customer-facing talent will migrate out of the UK,” and “Product and delivery innovation will slow”. Forrester cautions that a “customer-focused agenda is… Read More

Invesdor on Brexit Decision: Let’s Keep Calm & Carry On


Just days after the UK’s voters made the surprising decision to leave the European Union (EU), Finland’s equity crowdfunding platform, Invesdor, weighed in on the big vote. The funding portal’s communications manager, Mikko Savolainen, revealed in a blog post: “Late last week, the UK voted… Read More

SEC Quietly Injects Life Into Title III Crowdfunding Solicitation!

Reg CF Securities for Sale

  When it comes to capital formation for SME’s through federal legislation, one can usually count on the North American Securities Administrators Association (NASAA) to do their best to block or narrow any new paths which Congress or the SEC may seek to create.  The… Read More

Competition Counts & the UK FCA Leads the Way in Regulatory Innovation

Mary Sparks

The United Kingdom has been at the forefront of Fintech innovation. While there are many reasons for the UK playing a lead role in new forms of finance several variables may be distilled from the list. First, the country is very supportive of an entrepreneurial/market-based… Read More

Way to Go Ohio: Crowdfunding Under Reg CF, Issuer in Ohio Hit with $1100 Fee by Division of Securities

John Kasich Ohio

Reg CF, or Title III of the JOBS Act of 2012, is the portion of the law that legalizes retail investment crowdfunding. The new securities exemption was largely designed to provide access to capital to those small companies that are most challenged in finding sufficient… Read More

Property Partner on UK Brexit Decision

Daniel Gandesha

As the world continues to wonder what exactly the Brexit means for the UK and global economies, alternative finance leaders are jumping in with their perspective. Property  Partner, a prominent real estate crowdfunding platform, is circulating a note on the decision to depart Europe. Daniel Gandesha,… Read More

Comptroller of the Currency, Thomas Curry, Reaffirms Need for Responsible Financial Innovation

Thomas Curry

Speaking at the Office of the Comptroller (OCC) Forum on “Supporting Responsible Innovation in the Federal Banking System”, Thomas Curry reaffirmed his previous statement on Fintech there needs to be thoughtful change in the banking sector. The OCC published a report on Fintech earlier this… Read More

In or Out? It is ALL About the Brexit. Jeff Lynn of Seedrs Responds

Jeff Lynn Brexit Quote 2

      History will be made tomorrow (June 23, 2016) as the United Kingdom will decide whether to remain, or depart, the European Union. Popularly called the “Brexit” (or Bremain), if the UK departs the second largest market in the world will take an… Read More

State Bank of India Creates $30 Million Fund for Fintech

Arundhati Bhattacharya

Everybody’s Doing It. The State Bank of India (SBI) is the most recent government controlled financial entity that is embracing the Fintech rush. According to multiple reports, India’s largest bank has created a $30 million fund to help startups in the financial sector. The fund… Read More

GlobalCrowdTV Settles with SEC, Acknowledges Violations of Federal Securities Laws

Stop Fraud

Steven J. Muehler, operator of the Alternative Securities Markets, Blue Coast Securities and GlobalCrowdTV, has settled with the Securities and Exchange Commission while admitting the conduct violated federal securities laws.  The proceedings by the SEC came out of an apparent “scheme to defraud”  by Muehler…. Read More

Citizenergy Calls on European Union to Support Crowdfunding for Renewables & Energy Efficiency

Energy 1

“We encourage the European Commission’s endeavour to support Crowdfunding as a mean to access to finance for SMEs, especially regarding innovative businesses in the field of renewable energy.” Sustainable energy crowdfunding platform Citizenergy, along with multiple other stakeholders in the crowdfunding industry have come together… Read More

It’s a Fintech World: Bank of England Launches Fintech Accelerator

UK Fintech Money iPhone

The Bank of England is getting into the Fintech space.  In a speech by Mark Carney, Governor of the Bank of England, Carney embraced the disruptive transformation that is impacting all forms of finance.  He pointed to Fintech advocates who believe; “…the wave of innovation… Read More

Here is the Speech by Bank of England Governor on the Promise of Fintech

A Revolution in Finance

Mark Carney, the Governor of the Bank of England, delivered a speech today at the Lord Mayor’s Banquet for Bankers and Merchants of the City of London, entitled “Enabling the FinTech transformation: Revolution, Restoration, or Reformation?” Noting that “transparency is the hallmark of modern central… Read More

Half a Crowdfunding Fix: HR 4855 Passes House Financial Services Committee with Several Changes

Patrick McHenry

HR 4855, or the Fix Crowdfunding Act, was approved by the House Financial Services Committee on a solidly bipartisan vote of 57-2.  The bill, sponsored by Congressman Patrick McHenry, was created in response to multiple shortcomings intrinsic to existing Title III or Reg CF investment… Read More