Strategy

“Is it a Crowd? Is it a Herd? Is it a Problem?” How Informed Startup (Crowd) Investors Really Are.

Herd Mentality or Crowd Wisdom

Welcome to the Jungle New York City, 1968. Busy street. A group of people have stopped on the sidewalk to look up at a window on the 6th floor of the adjacent office building. No one is in plain sight. No one is trying to make a jump. Nothing. A crowd is forming on the… Read More

Incubators: London vs. Silicon Valley? London’s Fintech Community Overwhelmingly Votes for Their Own

Big Ben at Night United Kingdom (Wikipedia)

London’s fintech (financial technology) community is making waves, according to an article in Startups. Three-quarters of the fintech community there believe that London is a better incubator than global tech hubs like Silicon Valley, according to a recent survey of technology influencers conducted by Seven Hills, a PR and campaign agency. Recent research estimates the… Read More

Playing Copycat Doesn’t Pay Off Long-term: Lending Club Co-founder Soul Htite on China’s Online Lending Industry

DIANRONG.COM

Chinese online ventures rushing into the online lending industry may need to prepare themselves for a Groupon-style fall, suggested Soul Htite, co-founder of the world’s largest online loan broker, Lending Club, in a recent Bloomberg interview. Htite is also the CEO of peer-to-peer lender Dianrong.com, which says it’s it has brokered more than 1 billion… Read More

Dealstruck Compares Loan Options for Small Business Owners (Infographic)

Money Coins Nickel Penny

The signature scent of January is optimism: We will avoid processed food, learn Mandarin Chinese and log at least nine miles before dinner (likely wild salmon atop a quinoa-kale salad). But New Year’s resolutions become realities after taking the first step, whether it’s learning how to boil water or take the stairs. And sometimes, the… Read More

Crowd Investors Corner: Size Matters

Big Size width

According to a recently released white paper by Offerboard – a leading online marketplace for private placements – as a result of the implementation of Title II of the JOBS Act, the number of Reg D investors increased 50% over historical averages during the past year. As a growing number of retail investors allocate their… Read More

The Crowdfunding Escalator: How to Pick the Right Crowdfunding Platform

Escalator Grand Central Station New York

As Alternative Investments emerge as an exciting new asset class for institutions and retail investors, entrepreneurs have a wide choice of options on crowdfunding model and platform for their campaign. What are the key factors for Entrepreneurs to consider in their decision?  Introducing the concept of the Crowdfunding Escalator.  The escalator is a device to… Read More

Crowd Investors Corner: Recycling Yesterday’s News

Newspaper San Francisco

As a growing number of entrepreneurs and even corporations turn to crowdfunding as way of accessing capital and increasing brand awareness, a new breed of eager retail investors known as “investumers” are standing by with open checkbooks, looking to invest in the companies that make products that they consume. But while the industry has seen an influx of resources and books aimed… Read More

Rewards, Equity, and a Crowd in Between

combining rewards and equity crowdfunding

“Let’s be clear… Reward- and investment-based crowdfunding are VERY different funding models. The underlying economics are simply too different to ignore, and we have to keep that in mind and be clear on what model we talk about when we discuss CROWDFUNDING.” A little while back, MIT Professor Christian Catalini shared this point of view… Read More

Crowd-Investors Corner

Dara Albright

As a growing number of entrepreneurs and even corporations turn to crowdfunding as way of accessing capital and increasing brand awareness, a new breed of eager retail investors known as “investumers” are standing by with open checkbooks, looking to invest in the companies that make products that they consume. But while the industry has seen an influx of resources and books aimed… Read More

Crowdfunding Campaign Discovers Copied Project on Kickstarter While Raising Funds on Indiegogo & Fights Back

Stop-Fraud-600

This past November Dawn Sole was named one of South Florida’s winning startups by the South Florida Business Journal.  Pluck N’File was described as the “Swiss Army Knife of the tweezer world. The multifaceted tool launched a crowdfunding campaign on Indiegogo seeking to raise $25,000 in a flexible funding project.  The campaign just closed this… Read More

Orchard Shares Favorite Data Visualizations for 2014

LendingClub Simulated Portfolio and Selected Exchange Traded Fund (ETF) Returns

Orchard is all about data and managing data effectively.  The platform was one of the first (if not the first) to figure out how to tap into the growing number of peer to peer lending (or marketplace lending) platforms and put their code magic to work.  The results now assist many different institutions as they… Read More

2015 Crowdfunding Trends: Mergers, Acquisitions & Extensive Collaborations

Foreseeing the Future of Crowdfunding

The crowdfunding industry in 2014 has experienced immense growth. In the last three years crowdfunding has tripled according to Clearity, and according to NESTA the growth percentage even was an amazing 400%. The expectations of a $10 billion crowdfunding industry are hardly a month away from being realized. Logically, most of the debate regarding crowdfunding… Read More

Staying Compliant with 506c Private Placements (Infographic)

Police Safety Emergency Risk Enforcement

Title II of the JOBS Act allowed companies raising capital using private placements to advertise the investment opportunity.  Think about it.  If you were trying to sell your house but were not allowed to advertise it would be pretty hard.  Well “general solicitation” as it is known, has been legalized in the United States for… Read More

PENSCO Clients Want More Access to Alternative Investments

One Thousand Dollars in Hundred Dollar Bills

PENSCO Study Shows Desire to Increase Investment Allocation to Alternatives within IRAs Including Investment Crowdfunding Opportunities. According to a report from PENSCO trust company,  a majority of clients (71%) state that they want to invest more in non-traded, alternative assets if they had a better understanding of the range of non-traded alternatives available for investment… Read More

Nesta: Alternative Finance More than Doubles for 2014

Average Growth of Crowdfunding by sector 2014

Nesta, a  UK based innovation charity and staunch proponent of entrepreneurship and creativity, has published an update on the alternative finance industry in the United Kingdom.  The report is a joint effort between Nesta and the University of Cambridge.  The report notes this new financial sector, that includes crowdfunding, peer to peer (P2P) lending, and… Read More

Crowdcube to Boost 100,000 Strong & Growing Investor Community with ‘Taking over Bank’ Ad Campaign: Hopes to Add 50,000 Investors in 12 months

crowdcube ad

The UK’s leading equity crowdfunding platform, Crowdcube, launched its first high-impact advertising campaign to boost its growing investor community, which reached the 100,000 mark last week.  The advertising campaign, created by ad agency, Chapter, will see Crowdcube take over Bank Tube Station from 3 November, along with 100 branded taxis throughout the capital. Crowdcube’s forecasts suggest that… Read More

How to Attract Crowdfunding Fans Before Your Campaign Becomes Another Failure

Destroy Crowdfunding with Missle

It’s quite natural for people to put their self-interests above others, in an ultra competitive world.  Business leaders think: How can I get the most gain out of opportunity X, on a purely transactional basis? Top business universities preach a similar gospel, that success is correlated to the amount of advertising effort you put in.  Primetime… Read More

Why valuation is only part of the story: A Conversation Between the Entrepreneur & Investor

British Pounds Money £10

During the process of early stage fundraising, Entrepreneurs face a dizzying array of financial concepts and methodologies, often putting them at a disadvantage in negotiations. The following hypothetical conversation between an Entrepreneur, Angel investor and Venture Capital Partner is intended to offer an illustrative example of the problems this can cause. L0ve & Money –… Read More

Post Seed Conference Set for December: Hosted by Bullpen Capital, Venture51 and Vator

post seed conference

Khosla Ventures’ Keith Rabois, Andreessen Horowitz’s Chris Dixon and AngelList founder Naval Ravikant will be the keynote speakers at this year’s Post Seed Conference, a one-day event that gathers investors, entrepreneurs and the startup press to discuss early-stage financing. Hosted by Bullpen Capital, Venture51 and Vator, Post Seed, (formerly known as Venture Shift), will take place in San Francisco on December… Read More