Strategy

Native App or Hybrid App, that is the Question!

iPhone App Store

  As a mobile app development professional at the largest independent app developers in the UK, I’m asked on countless occasions by enterprise organisations “should we develop a native or hybrid app for our business?” The poser of the questions then sits, perched forward on… Read More

Mark Elenowitz of TriPoint Global: Reg A+ is the Future of IPOs

i-want-my-ipos

There has been a lot of buzz within the investment community regarding the updated exemption created under Title IV of the JOBS Act.  Regulation A+, or just Reg A+, was crafted by the SEC and Congress to allow issuers to raise up to $50 million… Read More

Owen Prell: Movies & Equity Crowdfunding

Movie Theater Cinema Film Cool

With equity crowdfunding on the rise, more and more companies from various industries have decided to use the funding method as a way to attract investors. Thanks to Title II (Reg D 506c), III (Reg CF), and IV (Reg A+) of the JOBS Act, accredited… Read More

Cash vs. Accrual Accounting:  What you need to know when applying for a loan

money-coins-cash

In the U.S., there are accounting standards known as Generally Accepted Accounting Principles (GAAP).  They are the accounting standards used for all businesses in this country and provide principles for the two types of accounting used; cash and accrual accounting.  The difference between the two… Read More

Why We Need to Address Crowdfunding Education Now

Back to School Education Learning Teaching

If crowdfunding as a means to improve access to capital for entrepreneurs, small business owners and creatives turns out only to be an ideology, it will be the result of a lack of effective education. By my definition, crowdfunding is human beings connected and empowered… Read More

CCA: Bigger Social Network = More Money Raised Crowdfunding

Social Media

The Regulation CF market is only a few months old but data on successful crowdfunding campaigns is starting to percolate to the surface.  Reg CF, created by Title III of the JOBS Act, allows small and emerging companies the ability to raise up to $1… Read More

Report: UK P2P Property Lending Delivers Returns from 2.25% to 12.7%

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Independent ratings agency 4thWay is out with an interesting report on the peer to peer property lending market in the UK.  This sector of alternative finance has been very popular due to the asset class and the solid returns. Even in light of Brexit turmoil,… Read More

Australian ASIC & Canadian OSC Align to Sign Fintech Pact Reflects Commitment to Emerging Businesses

maureen-jensen

Under a new agreement, fintech companies in Australia and Ontario will be able to draw on support from the combined resources of their financial regulators as they seek to operate in the others’ market. Signed in Toronto this week, the Australian Securities and Investments Commission… Read More

How Mobile Apps Create Better Business Practices

iPhone App Store

For small businesses and big corporate companies alike, mobile is the latest frontier. Yet rather than simply developing a mobile-friendly version of your website or adding a cool e-commerce capability to the mobile user experience, more and more businesses are wisely delving into the mobile… Read More

7 Crowdfunding Trends That Nonprofits Can Learn From

donation-non-profit-charity

The success of crowdfunding as a whole isn’t something that nonprofits can ignore. Nonprofits, in the constant state of needing more donations, can learn from the more lucrative crowdfunding trends. In fact, nonprofits have already started applying crowdfunding techniques to their online fundraising channels. These… Read More

When It Comes to Retail Crowdfunding, SAFEty First

Caution Danger Beware

A Reply on the Use of SAFEs in Crowdfunding On September 22nd, Crowdfund Insider published a post summarizing the arguments presented in our new essay entitled “Crowdfunding and the Not-So-Safe SAFE“ (forthcoming in Virginia Law Review Online). Our essay raises a number of concerns about… Read More

Title III Crowdfunding Might Not Be What Many Expected

suprise-shock-disbelief

I have been immersed in the equity crowdfunding industry since late 2015 and have tried to collect as many different perspectives on the industry from as many experts as possible. And while it is hard to predict the ultimate fate of an industry that had… Read More

Tech Coast Angels MIT / Harvard Report: Angel Returns Superior to VCs

Angel

Tech Coast Angels has enlisted the assistance of Josh Lerner from the Harvard Business School and Antoinette Schoar from MIT to research angel investing and the overall impact on the companies they fund.  The report (embedded below) indicates that angel networks have a demonstrably positive… Read More

State of the States: An Intrastate Crowdfunding Update

state-of-the-states-october-2016

While I have kept both my statutory summary pages and comparative summaries relatively up to date, it has been quite a while since I have done an editorial update on Intrastate Crowdfunding. With the increased number of active Intrastate regulations, as well as the growing… Read More

Coolest Cooler: Amazon Launchpad has been the Worst Company to Deal With

coolest-cooler-standing-on-top

Coolest Cooler, the 2nd most funded Kickstarter campaign of all time, continues to struggle in its quest to deliver coolers to campaign backers. Late last month we reported that Amazon was selling Coolest Coolers for about what you had to commit during the crowdfunding campaign… Read More

Giving Small Businesses the Best Possible Chance of Succeeding when Crowdfunding

uk-london-flag-britain

There is no question that the proliferation of various forms of alternative finance has proven vital for Britain’s scaling businesses attempting to secure growth funding. In the UK, the alternative finance industry traded a staggering £3.2 billion worth of business in 2015, an increase of 84%… Read More

When You Use a Bomb to Swat a Fly: A Response to the Proposal of Banning SAFEs in Crowdfunding

blowing-up-safes-bombing

This article is a response to the draft paper referenced in the article entitled “Crowdfunding and the Not-So-Safe SAFE” authored by Joseph M. Green and John F. Coyle. There are many so words to describe my thoughts about the paper: patronizing, impractical, misguided—but mostly, unfortunate. One… Read More

An Inside Look at Legion M Investment Crowdfunding Success

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Legion M is one of the early success stories of Reg CF investment crowdfunding. Legion M raised $1 million on Wefunder with the backing of over 3,000 individual investors – the most ever for a single Reg CF offer to date. Out of the 32… Read More