Tagged: europe

European Parliament on the Collaborative Economy

EU coins money Europe

Published during the final weeks of 2015, the European Parliament released an extensive document on the collaborative economy.  The shifting economics driven by sharing and technology has already altered entire industries. That we all know but this is only the beginning.  The scribes at the… Read More

How Digital Startups Rescue Europe from the Great Recession 

Paris France Champs Elysee Europe

  An Update on How Close We Are to Getting Back on Track. Hub21 is a venture accelerator based in Ascoli Piceno (Marche Region in Italy), whose mission is to incubate startups, with Go-to-Market, fundraising, management support and its own strategic observatory over digital startups…. Read More

Peter Thiel Backs German Fintech Startup Deposit Solutions

Peter Thiel

Peter Thiel, Paypal’s co-founder and first outside investor in Facebook, has reportedly made an investment Deposit Solutions GmbH, which is considered the first open architecture platform for retail deposits in Europe. Since its establishment in 2011, Deposit Solutions has already mediated deposits in excess of… Read More

Portugal Reveals Proposed Investment Crowdfunding Rules

Lisbon Portugal

Portugal has published proposed investment crowdfunding regulations in a consultation paper that is open for comments. The document posted by theComissão do Mercado de Valores Mobiliários (CMVM), embedded below, proposes a cap on funding at one million euros within a 12 month period. The consultation… Read More

Research Initiated to Assess Liability Risk for Crowdfunding in Europe

Ronald Kleverlaan Anne Hakvoort

A partnership between the Crowdfunding Hub, European Network of Crowdfunding Professionals and FG lawyers (Dutch boutique law firm with a special focus on alternative finance and fintech), has launched pan-European research to identify the liability risk in respect to the various forms of crowdfunding. Entitled… Read More

MoneyCircles Launched As European Blockchain Incubator’s First Public Proof of Concept

Screen Shot 2015-10-29 at 10.13.49 PM

What goes around, comes around, seems to be one concept behind the UK-based MoneyCircles.com, a decentralized peer-to-peer lending app that allows circles of people to get together and mimic a credit union to save and lend with one another, based on a “common bond.” The company is the… Read More

It’s a Long Way to European Equity Crowdfunding Regulation

ECN 2015 National Regulators-Benois-A

Insights from the European Crowdfunding Convention 2015 The European Crowdfunding Network (ECN) has been holding its 4th Convention in Paris. The main topic of the first day was the Capital Markets Union and its implications for crowdfunding. The European equity funding gap The Capital Markets… Read More

Quotes From #LenditEurope: About China’s 2,000 Lending Platforms & More

Samir Desai and Peter Renton at Lendit Europe 2015

Part II: Seen & Heard at Lendit Europe If you missed attending Lendit Europe, you missed a great event. You can catch up on a selection of presentations on Lendit . For short skimming, we’ve selected a few thought-provoking quotes from day 2. You may also… Read More

Brief: AFME Releases First Pan-EU Guide On Raising Finance For Europe’s SMEs; SMEs Struggle To Navigate Europe’s Funding Landscape

European Union Flag

European small and medium-sized enterprises (SMEs) have access to nearly twice the amount of funding as their U.S. counterparts, yet bank loans remain the most common form of SME finance in Europe, according to a recent press release. This leaves huge scope for small businesses… Read More

European Parliament Agrees to EC Proposal on Online Payments

EU coins money Europe

The European Parliament has adopted the proposal by the European Commission regarding a revised directive on payment services – also called PSD2. The law was originally proposed in July of 2013.  The legislation is designed to protect consumers when they make payments online and via… Read More

French Crowdfunding Platform Lendix Raises €1M For Building Company Orexim

Olivier goy

Just one year after France passed legislation permitting crowdsourced loans for small businesses, peer-to-peer platform Lendix has become the first to raise €1m in France for a company in a single transaction, according to the Financial Times. €1m, the maximum the new law permits, was raised for… Read More

European Commission Publishes Action Plan on Capital Markets Union

EU EC Europe Growth European Parliament

As expected the European Commission has published its “action plan” on the Capital Markets Union (CMU) initiative.  The basis of the European Community has been economic integration. The reality has been far different as individual nations are loathe to submit to the vagaries of policy… Read More

Brief: Creamfinance Teams Up With Peer-to-Peer Platform Mintos to Offer Investments in Loans in Georgia

handshake

Creamfinance LLC, a European online consumer lending company, has recently reached an agreement with peer-to-peer lending platform Mintos. From now on, investors will be offered an opportunity to invest in short-term unsecured loans issued in Georgia. According to the CEO Matīss Ansviesulis, an initiative to join the… Read More

CMU is a Good Thing Says PwC, But it Needs Some Help as Market Based Finance is Underdeveloped in Europe

European Market Fruit

PwC has recently published an interesting report on the European Capital Markets Union (CMU).   The European Commission has an objective to diversify and improve access to capital.  Knocking down barriers and streamlining processes to accomplish this goal should be good for the entire EU… Read More

How the Tiny Estonian Government Can Give a Boost to the Global Crowdfunding Industry with their e-Residency Project  

Estonia E-Residency Cards Featured

The e-Residency project is an initiative of the Estonian government to offer every world citizen the possibility to become an e-Resident of Estonia. As a side effect they could solve a number of problems for current Crowdfunding platforms with this government backed e-identity program and boost the industry…. Read More

WEMOVO Books Companisto for Campaign, Seeks Expansion for European Coach Travel Services

wemovo

The problem: As coach travel (traveling via bus) becomes increasingly more popular in Europe, comprehensive information on itineraries, available seating and current ticket pricing have not been as readily accessible as information for airline tickets and rental cars. As a result, not only do roughly 65,000 European coach… Read More

Bondora Announces Improvements for Investors in P2P Lending

Euros 200 Money

Peer to peer lending platform Bondora has announced forthcoming updates to its platform that marks a significant improvement for investors.  According to Bondora, coming this fall a new passive investing feature will be incorporated into their site. This should make it easier for new investors to… Read More