Tagged: regulation

Dear Jack Lew: Please Do Not Dampen Marketplace Lending Innovation

Members of Congress Letter to Jack Lew Sketch

  This past Tuesday (May 3rd), twenty members of Congress joined to ask the Secretary of the Treasury, Jack Lew, to tread lightly when it came to the emerging marketplace lending industry. The timing of bi-partisan missive is important as Treasury has announced it will… Read More

Getting it Right: the UK Supports SME Growth with EIS & SEIS Tax Programs

Queen Elizabeth Money-20-pounds

Starting and creating a new business is a highly risky endeavor.  Yet these same small businesses are the ones that create the most jobs and drive economic growth. In brief, SMEs are imperative for society as a whole. The UK has supported an innovation-based economy… Read More

The Fix Crowdfunding Act is Mostly About Investor Protection

Protect and Serve Police

  Last week the House Subcommittee on Capital Markets, part of the powerful House Financial Services Committee, debated several important bills that may boost access to capital for SMEs.  One of the bills, the Fix Crowdfunding Act (HR 4855), has the profound potential to turn… Read More

Crowdfunding is Crowdfunding to a Crowd: But Any Other Name Would Work As Well

The Crowd Benjamin Money Stadium

Exploring the dynamics of equity crowdfunding and provoking thought about what crowdfunding means to you.  Crowdfunding has always existed, and will continue to exist, as long as there are people and scarcity of resources. People have pooled and transferred resources for the benefit of another,… Read More

Three US Senators Ask the GAO to Research Fintech & Peer to Peer Lending

US Sentors Merkley Brown Shaheen

In a letter addressed to the General Accounting Office (GAO), signed by Democratic Senators Jeff Merkley, Sherrod Brown, and Jeanne Shaheen, a request was made to research and make recommendations regarding Fintech and Peer to Peer / Marketplace Lending. The letter, dated April 18, 2016,… Read More

IOSCO Lists Crowdfunding, Cryptocurrencies on List of Investor Risks

The Earth Globe World

The International Organization of Securities Commissions (IOSCO) has included crowdfunding, bitcoin / cryptocurrencies in their March report as part of their long list of investor risks and concerns regarding financial stability. IOSCO is the international body that brings together securities regulators from around the world…. Read More

Finland Updates Investment Crowdfunding Rules, The Act Will “Improve New Financing Options, Particularly in Bottleneck Situations Affecting the Growth of SMEs”

Minister of Finance Alexander Stubb

The government of Finland has submitted its proposal to update the regulatory environment for raising capital online. According to a recent release by the Ministry of Finance, the new Act will ease the regulation of investment-based crowdfunding and clarify the rules for loan-based crowdfunding. The “Crowdfunding… Read More

Entrepreneurs Beware: The EB-5 & JOBS Act Industries Are Under the SEC Enforcement Microscope  

enforcement action ahead

The recent economic downturn is not the only challenge for entrepreneurs in the EB-5 and JOBS Act industries.  Rather, the challenges include close regulatory scrutiny by the United States Securities and Exchange Commission’s (SEC) Division of Enforcement.  While both EB-5 and the JOBS Act were… Read More

The Regulatory Risk for Marketplace Lending is Rising

Base Jumping by Chris McNaught

  As marketplace lending grows and matures it is natural, even expected, for policy makers and regulators to stand up and take notice. While in the overall world of finance direct online lenders are still relatively small, more and more frequently amounts are measured in… Read More

Omnibus Highway Bill “FAST Act” Slips in Changes to the JOBS Act of 2012

JOBS Act US Capital Christmas

The so-called FAST Act or “Fixing America’s Surface Transportation Act” was shuffled off to be signed by President Obama after the Senate approved the massive bill.  It was a piece of legislation that saw the likes of Senators Ted Cruz, Rand Paul and Marco Rubio, join… Read More

Deloitte Report: “There is a race to regulate Bitcoin. Is it too soon?”

Bitpieces Bitcoin

In a Deloitte report entitled “Bitcoin at the crossroads,”  Managing Director Jon Watts opines that Bitcoin need not yet be regulated, offering three reasons why global policy makers and regulators may want to consider giving Bitcoin more time to develop. Regulation could in fact slow innovation, an innovation with a… Read More

Exit: SEC’s Dan Gallagher – Enter: The Crowdfunders!

SEC Reveals Retail Crowdfunding Soon

  Are Final JOBS Act Crowdfunding Rules Truly Upon Us? It’s been too long since I graced the pages of Crowdfund Insider with one of my many missives – or as some at the SEC might say: missiles.  Well, since Regulation A+ went live in… Read More

Coming Up: Indonesia’s Financial Services Authority (OJK) To Announce Crowdfunding Regulation

indonesia map

Indonesia’s Financial Services Authority, or OJK, will announce a countrywide crowdfunding regulation next week, said OJK Chairman Muliaman Hadad, according to DealStreetAsia. The regulation will be simple and allow startups open access to funding, he added. The upcoming regulation would lay out plans for promoting VC businesses and for establishing new… Read More

Arizona Governor Doug Ducey Lists Crowdfunding Legislation as Significant Accomplishment

Arizona A Good Investment

The Arizona Governor, Doug Ducey, has taken an outsized approach to promoting, and improving, the state of Arizona.  He was quoted last month in the Capitol Times as saying; “What we’re not going to have are overly aggressive regulators who are going beyond the scope… Read More

SyndicateRoom CEO Gonçalo de Vasconcelos Shares Secrets of UK Crowdfunding Platform’s Success: Exclusive Interview

Goncalo de vasconselos quote

“The [SyndicateRoom] model was a result of my experience. I was working with business angels when equity crowdfunding appeared. I loved the idea of a wider group getting access to investment in early stage companies, but I didn’t like how it was being done, and… Read More

Thai Regulator Finalizes Crowdfunding Rules: SEC Secretary General Vorapol Socatiyanurak Comments

Crowdfunding Asia Vorapol Socatiyanurak

The number of foreign and domestic crowdfunding portals is expected to rise in Thailand once the regulations to govern crowdfunding in the country will be out. The Securities and Exchange Commission (SEC) of Thailand said the rules are now being finalized and could be out… Read More