Tagged: research

UK Investors are Turning to Alternative Finance in Low Interest Rate World


A report published by IW Capital, that researched 2000 UK consumers and citizens, stated that 30% of respondents are looking towards EIS investments in this historically low-interest rate environment.  The Bank of England pegged interest rates at 0.25% following Brexit, the lowest level in British… Read More

Igniting a Microbiome Revolution: Era7 Bioinformatics Syncs with Capital Cell


This Capital Cell crowfunding campaign is a unique opportunity to co-invest with an undisclosed VC firm in Era7 Bioinformatics, a Spanish company focused on the revolution of the Microbiome and providing new solutions to address the problem of antibiotic resistance. Era7 Bioinformatics uses its own algorithms… Read More

Report: Blockchain to Help Consumers Save Billions of Dollars


Capgemini is out with a report on Blockchain that predicts consumers are poised to save “$16 billion dollars” on banking and insurance fees. Their premise is that “smart-contracts” for retail and investment banking, alongside insurance, will eliminate the need for paper-based documentation saving everyone time and… Read More

Tech Coast Angels MIT / Harvard Report: Angel Returns Superior to VCs


Tech Coast Angels has enlisted the assistance of Josh Lerner from the Harvard Business School and Antoinette Schoar from MIT to research angel investing and the overall impact on the companies they fund.  The report (embedded below) indicates that angel networks have a demonstrably positive… Read More

NextGen Reports on Reg A+ Market: Reviews Early Data on 131 Filings

Richard Swart

A new report from NextGen Crowdfunding, authored by NextGen Chief Strategy Officer Richard Swart, reviews all Reg A+ filed since June 2015 up until June of 2016.  NextGen analyzed 131 companies that have taken advantage of updated rules established by the JOBS Act of 2012…. Read More

Innovate Finance, EY & Hogan Lovells Publish Report on Blockchain Opportunity


Innovate Finance, along with partners EY & Hogan Lovells, has published a report on Blockchain adoption.  Entitled Blockchain, DLT and the Capital Markets Journey: Navigating the Legal and Regulatory Landscape, the publication addresses distributed ledger technology (DLT) and the current regulatory environment.  The report also provides… Read More

UK P2P Finance Association Releases Major Research on Economics of Peer to Peer Lending


The UK Peer to Peer Finance Association (P2PFA) has released a commissioned study on the economics of the peer to peer lending market in the UK.  The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer… Read More

Here is the Bank of England Document on the Central Bank Issuing Digital Currency


The advent of digital currencies and blockchain technology has engendered great consternation and interest from policy makers around the world. The concept of bitcoin or other cryptocurrencies may be the next step in fiat currency. Having made the leap from barter to coins and then… Read More

FCA & Cambridge University Partner to Review UK Alternative Finance

CCAF Cambridge Centre for Alternative Finance May 2016

The Financial Conduct Authority (FCA) and the Cambridge Centre for Alternative Finance (CCAF) have formed a unique partnership to assist in the review of the UK alternative finance industry. The first joint project will inform the FCA’s ongoing post-implementation review of crowdfunding regulation which is in… Read More

Here is the Fed Report on Online Lending for Small Businesses; “Through the Eyes of Mom & Pop’s”


Every now and then the Federal Reserve kicks out some interesting research regarding Fintech and alternative finance. During the waning days of summer of 2015, the Federal Reserve of Cleveland published a report on online lending entitled; “Alternative Lending Through the Eyes of Mom &… Read More

Report: Fintech Collaboration is Key for Investment Banks

UK Fintech Money iPhone

EY, in collaboration with Innovate Finance, has published a report on the need for investment banks to collaborate with Fintech firms and embrace innovation.  Entitled Capital Markets: Innovation and the Fintech Landscape, the authors state that while Fintech may have started with P2P lending, equity… Read More

Innovate Finance States Global VC Investment in Fintech Up Versus 2015

i love fintech

Innovate Finance, an association for the global Fintech industry founded in 2014, has revealed that global venture capital in Fintech for the first half of 2016 is up significantly. According to their numbers, during the first 6 months of the year, global Fintech investment increased… Read More

Biz2Credit Says Bank SME Loan Approvals Moved Up in August

Open for Business Sales Commerce

Small business loan approval rates at larger banks, institutions with $10 billion or more in assets,  bounced back in August, according to the most recent Biz2Credit Small Business Lending Index. Further, approval percentages at institutional lenders hit a new Index high. Meanwhile, approval rates at small… Read More

Research: European Alternative Finance Jumps to €5.4 billion in 2015

Sustaining Momentum Europe TGV

  Cambridge Centre for Alternative Finance Publishes 2nd Annual Research Report on European Alternative Finance The Cambridge Centre for Alternative Finance (CCAF) has published its 2nd report on the rapid growth of alternative finance across Europe. Entitled “Sustaining Momentum“, the CCAF research has quickly become… Read More

Moody’s: Marketplace Lending is Good for Small Business Even as Pitfalls Remain

Moody's Report Online Lending

Moody’s has published a report on the marketplace lending industry stating that platforms are “steadily expanding credit to small and medium sized enterprises (SMEs) – but challenges remain. The authors are of the opinion that partnerships with traditional banks may ease the path forward for… Read More