Tagged: research

British Business Bank Report: £3.5 Billion Goes to Equity in SMEs During 2015

Charles Darwin Money UK

Access to capital is imperative for SME growth. Small companies need debt and equity finance to hire employees and pursue strategies to expand operations.  A vibrant equity ecosystem is imperative for early stage companies as typically it is more challenging to access debt finance. In… Read More

Fintech Rocks: KPMG / CB Insights Report Says Global Investments in Fintech Jump in Q1

Q1 2016 Fintech Investment KPMG CBI

  Following a bit of slump in the final quarter of 2015, Fintech investment “roared” back in Q1 of 2016 squelching any discussion of Fintech’s imminent demise. This is according to a report authored by KPMG and CB Insights.  While the P2P / Marketplace Lending… Read More

Deloitte Report Asks if Marketplace Lending is a “Temporary Phenomena”

The Future of Banking

Global consulting firm Deloitte has thrown some serious shade at the online lending industry. In a report entitled; “Marketplace Lending – A Temporary Phenomena?”, the firm makes the statement that traditional finance need not worry about the fast growing marketplace lending industry; “Our findings suggest… Read More

Crowdfunding in Switzerland Predicted to Double for 2016 Propelled by SME Lending & Real Estate

Switzerland Crowdfunding Platform Growth

  The Institute of Financial Services Zug IFZ, is out with its annual report on alternative finance. According to their numbers, the Swiss market jumped by 73% in 2015.  Much of the growth was driven by lending which experienced an increase of 127%. Currently there… Read More

Brief: Humans of New York Raises Over $1.2M In Less Than Two Weeks on Geneorsity For Pediatric Cancer Research

Humans of New York

Earlier this month, Humans of New York took to Indiegogo’s Geneorsity platform to raise $1 million for pediatric cancer research. The nonprofit organization teamed up with the Memorial Sloan Kettering Cancer Center for this new project.  Founder of Human’s of New York, Brandon Stanton stated that key… Read More

Beauhurst’s UK Equity Investment in Startups Study Reveals: “Data Shows The Future is Unclear” (Infographic)

Money UK Europe Euros Pounds

On Tuesday, UK research firm Beauhurst released its research about equity investment into UK startups and high-growth companies. The company reported the data, which was conducted from January 1st to March 31st of 2016, shows the future is unclear for startup investment in the UK. Total deal numbers… Read More

US Treasury White Paper on Marketplace Lending: Opportunities & Challenges

United States Treasury

  As expected, the US Treasury Department has published a white paper addressing the emerging marketplace lending sector of finance. Entiteled “Opportunities and Challenges in Online Marketplace Lending”, the document follows a “Request for Information” from 2015 where approximatley 100 different platforms and industry observers… Read More

Three US Senators Ask the GAO to Research Fintech & Peer to Peer Lending

US Sentors Merkley Brown Shaheen

In a letter addressed to the General Accounting Office (GAO), signed by Democratic Senators Jeff Merkley, Sherrod Brown, and Jeanne Shaheen, a request was made to research and make recommendations regarding Fintech and Peer to Peer / Marketplace Lending. The letter, dated April 18, 2016,… Read More

The Renaissance of the Retail Investor: Fixing America’s Wealth Disparity

Money Eyes Benjamin Look See

This is important.  In the United States, the wealth disparity is growing – not closing. While there are multiple reasons why this wealth gap has occurred, the growing dominance of big money over smaller investors has clearly exacerbated this societal challenge.  Unfortunately, policy officials have… Read More

Brief: Boston University Launches Campus-Wide Crowdfunding Platform

Boston University 1

On Tuesday, Boston University announced it has recently launched its very own crowdfunding platform for campus-based projects. According to BU Today, the university has developed the portal to help academic departments, student groups, and other members of the BU community raise funds for research, service trips, projects, events,… Read More

Marketplace Lending Survey: Institutional Investors Show Increasing Optimism

Marketplace Lending 2

Despite a recent slowdown in the marketplace lending sector, a report authored by Wharton FinTech and Richards Kibbe & Orbe states that institutional investors remain optimistic. This optimism has been matched by increasing investment. The report based on a survey of 300 institutional investors states… Read More

Research: Americas Alternative Finance Jumps to Over $36 Billion in 2015

Americas Report Cambridge Featured Research 2016

The Cambridge Centre for Alternative Finance, along with their project partners the Polsky Center for Entrepreneurship and Innovation at the University of Chicago, KPMG and the CME Group Foundation, have published their much anticipated report on alternative forms of finance for the Americas.  The newest… Read More

Australian Government Embraces Fintech, Seeks to “Prepare for the Financial System and Economy of the Future” (Document)

Australia Money

A growing number of governments are seeking to provide political might to support financial innovation.  While the UK may have trailblazed a path for the rest of the world, there is still time to catch up but without governmental acknowledgement it is pretty tough to… Read More

Asia Pacific Research: Dramatic Growth in Alternative Finance is Fueled by Huge China Market

South East Asia at Night

The Asia-Pacific Alternative Finance Benchmarking Report has just been published and it highlights the largest region in the world for disruptive finance. Entitled, “Harnessing Potential”, this is the first report for the region and has been created by a partnership of researchers, including the Cambridge… Read More

Orchard Publishes White Paper on Stress Testing of Marketplace Lending Platforms

Marketplace Lending peer to peer

Orchard Platform is holding a marketplace lending industry gathering today in New York City. The event is designed to help the industry scale and desires to be a positive catalyst in the evolution of online lending. Best practices, knowledge sharing and regulatory risk are key… Read More

UK Government Report: Innovation Growing as Officials Push to Make UK Best Country in Europe to Start a Company

China UK London

The UK government has published a report on innovation after culling data from over 30,000 employers between 2012 and 2014. According to their research, 53% of UK businesses are actively pursuing new products and services – an increase of 8% versus two years prior. Business… Read More