Tagged: research

European Peer to Peer Lending: Has it Gone Mainstream or is the Opportunity Still There?

Thousands of Euros 500 Money

Earlier this year the Centre for Alternative Finance at Cambridge Judge Business School, in co-operation with professional services firm E&Y, released a pan-European study of the alternative finance market. The study, titled “Moving Mainstream”, can be considered the most comprehensive study on the subject released to date. The researchers studied the peer-to-peer consumer lending sector (a… Read More

Prominent Wharton Researcher Talks Importance of Crowdfunding (Video)

Ethan Mollick

This one falls under the category of recently discovered. Ethan Mollick, a well known researcher in the crowdfunding space and Professor at Wharton, was videotaped this past  February talking about why established firms should keep an eye on crowdfunding.  Mollick is one of a select few academicians who have targeted the crowdfunding and internet finance… Read More

Kauffman Foundation: The Funding Myth for Startups (Deck)

Kauffman Where Does the Money Come from

The Kauffman Foundation is an admirable research and advocacy group that promotes the benefits of entrepreneurism. The organizations ethos is that developing self-sufficient people and a vibrant economy & society are pretty important things, something most level headed people would quickly concur.  Last week Arnobio Morelix from Kauffman delivered a presentation at SXSW during the StartUp Oasis… Read More

Juniper: Bitcoin Users Grow to 4.7 Million by 2019, “Adoption Limited”

bitcoin

Research firm has published a research report on Bitcoin utilization.  The research (you have to pay for it) predicts Bitcoin users will grow t0 4.7 million by 2019.  The firm sees “adoption limited to niche demographics”.  Juniper estimated the number of users at just 1.3 million at the end of 2014.  The authors believe that… Read More

Crowdfunding in France 2014 (Infographic)

France Arc du Triomphe Paris

Crowdfunding in France received a significant boost last year when the government released rules governing the new form of finance. While not perfect the regulations were greeted as a positive first step in establishing a new, more efficient market for capital formation. France has not traditionally been known for a robust innovation sector but entrepreneurs… Read More

Real Estate Crowdfunding Will Top $2.5 Billion in 2015 as Sector Takes Off

Construction Skyscraper Real Estate

One of the fastest segments of crowdfunding is the real estate sector. A perfect marriage of asset class with the convenience of online investing, real estate crowdfunding will completely alter the real estate finance industry.  Previously only an elite group of institutions and family offices had access to some of the most lucrative, on a… Read More

The Next British Invasion: Non Registered Securities Via the Crowd Can Succeed in the United States

The Beatles British Invasion

At the end of 2014, Robert Steinhoff, a JD candidate at the University of Colorado Law School, published a comment on the investment crowdfunding environment in the UK drawing a parallel to what could occur in the United States. The interesting thesis recognized the UK as leading the securities crowdfunding space having embraced a light… Read More

Boston Consulting Group: Yes Europe Needs a Capital Markets Union

Funding Hurdle with Finish Line

Crowdfund Insider reported last week on the push within the EU to further capital markets integration in light of the daunting challenges of a fragmented regulatory regime and cross border idiosyncrasies.  The European Commission was envisioned as a seamless market facilitating continent wide economic amalgamation.  The reality has been a bit of a challenge as… Read More

Moving Mainstream: Centre for Alternative Finance of Cambridge Judge Business School Publishes European Alternative Finance Benchmarking Report

University of Cambridge research Report

Newly opened Centre for Alternative Finance of University of Cambridge Judge Business School reports European Alternative Finance Benchmarking Survey study results.  The European market could top €7 billion in 2015 The European alternative finance market grew 144% last year to €2,957m The UK is the largest European country for alternative finance, at €2.34b (£1.78 b) The top markets in mainland Europe… Read More

PathoMap Finds DNA Fragments of Anthrax & Bubonic Plague in NYC Subway

PathoMap Team

PathoMap ran a small crowdfunding campaign on Indiegogo in 2013. While the organizers did not fare so well in raising funds from the crowd, that did not deter the project from moving forward. The flexible crowdfunding campaign by Weill Cornell Medical College only raised $757 (on a $10k goal) but the campaign found support from private… Read More

Beauhurst: Crowdfunders Crowd Out Angel Investors

Dinosaur Jurrasic Antiquated Extinct

  Is crowdfunding the new power tool for Angel investors in disguise? I cannot answer that question but research firm Beauhurst has published its report on the UK equity market and according to their authors the biggest story of 2014 was the rise of crowdfunding platforms. First of all it should be noted the UK… Read More

Crowdfunding Research – What Wins?

Crowdfunding Science

Forget the hype. A team of hard-data scientists – including at least one who is an expert in studying the formation of ecosystems – from UC Santa Barbara have released an important piece of hard academic research – which explodes the hype and myths built up by popular reporting and legends to reveal that crowdfunding is… Read More

Accenture Looks to the Future of Payments (Infographic)

Euros Money 500 Cash Currency

Global consulting group Accenture recently surveyed 4000 North Americans to gain some perspective on the changing nature of payments and cash.  The internet and digital realm is disrupting just about everything these days and fiat currency has not been immune to the power of technology.  With early innovators such as PayPal and now Apple Pay and… Read More

The Number of Accredited Investors (Deck)

Halt You Must Be an Accredited Investor

The debate surrounding the definition of an Accredited Investor always includes a discussion regarding the number of individuals in the United States who actually qualify.  Recently Rachita Gullapalli, a financial analyst at the Division of Economic & Risk Analysis (DERA) at the SEC, put together a presentation estimating the number of households that qualify today…. Read More

This Presentation Shows How Huge the Reg D Private Placement Market is in the US

Public vs Private Capital Raising

The presentation below was created by SEC Senior Financial Economist Vladimir Ivanov and incorporates data on the private placement securities market through 2013.  While there are other available reports the research provided by Ivanov is probably the best.  Prior to his first review in 2012 no one really knew how significant private placements are to… Read More

Unique New Crowdfunding Research App, Krowdster, Launches to Make Crowdfunding Easy for All

Krowdster 1

Crowdfunding gets simplified today (November 19th) with the launch of Krowdster, which has been dubbed the world’s first crowdfunding analytics, research and supporter discovery tool. Taking the guess work out of decision making, campaign creation and supporter engagement, the unique Krowdster web app is powered by big data, machine learning and predictive analytics – for… Read More

Nesta: 44 Facts About Alternative Finance (Infographic)

British Pounds Money £10

Nesta and Cambridge University recently published an update on crowdfunding, peer to peer lending and all forms of alternative finance in the United Kingdom.  Crowdfund Insider reported on the complete publication but buried inside the document was an infographic gem.  The creative team at Nesta have thankfully published a stand alone image that shares 44… Read More

The Big Boys Say Crowdfunding is a Drop in the Ocean: And They’re Right

A Drop in the Ocean of Finance 2

Crowdfunding ­is ‘hot & happening’. So ‘hot & happening’ in fact, that a lot of valid criticism, however badly formulated at times, is discarded. One of the points made that is taken as an outright insult, is the mention that “Crowdfunding is just a drop in the ocean” in terms of funding. Often heard from… Read More

Beauhurst: UK Equity Investments Set New Record for 2014

Beauhurst Record Breaking Quarter

UK Research firm Beauhurst has tallied up another record breaking quarter for equity investments in companies.  Beauhurst has been compiling data on non publicly traded investments – thus largely early stage investments from PE, VCs, angels and investment crowdfunding platforms.  According to their data, 2014 is a record breaking year – even before Q4 is… Read More

Nesta: Alternative Finance More than Doubles for 2014

Average Growth of Crowdfunding by sector 2014

Nesta, a  UK based innovation charity and staunch proponent of entrepreneurship and creativity, has published an update on the alternative finance industry in the United Kingdom.  The report is a joint effort between Nesta and the University of Cambridge.  The report notes this new financial sector, that includes crowdfunding, peer to peer (P2P) lending, and… Read More