Tagged: research

SEC Study: Market Quality for Small Cap Equities

SEC logo

The Securities and Exchange Commission has published a report on markets for small capitalization equities as part of the requirement of the JOBS Act to study decimalization and trading of small cap companies.  Questions of liquidity and market efficacy have been ruminating at the SEC and market participant for years. In 2001 the SEC ordered… Read More

The Outlook for Peer to Peer Lending in China

Peer to Peer Lending in China

With the explosive growth over the past seven years, China has become the biggest peer to peer (P2P) lending market in the world. After introducing the four stage evolution in the previous article “The Evolution of Peer to Peer Lending in China”, we will now share the trends we discovered in the development of P2P… Read More

HBS: Prodigy Network – Democratizing Real Estate Investment

Rodrigo Nino

Last month Harvard Business School published a case study on the real estate crowdfunding platform Prodigy Network and its founder Rodrigo Niño.  Authors Karim Lakhani, Katja Hutter and Greta Priar, reviewed the dramatic rise of Prodigy Network and the vision of Niño that “crowdfunding will disrupt the status quo of traditional equity investment in real… Read More

Women in Crowdfunding (Infographic)

women in crowdfunding

UK based crowdfunding platform provider Hubbub recently had their creative team cook up an infographic that shares some interesting information regarding women in crowdfunding. There has been much discussion pertaining to the power of crowdfunding to “democratize” access to capital for underserved geographies and demographics.  Streamlining the process of access to capital in an online… Read More

Crowdfunding Thought Leaders Gather in Berkeley to Discuss Future of Financial Innovation

Panel Berkeley Academic Summit

For a second year in a row, government policy makers, finance experts and online entrepreneurs gathered at UC Berkeley for the Fung Institute’s academic symposium on crowdfunding.  The event was organized by Dr. Richard Swart – a well known authority and frequent commenter on crowdfunding and alternative forms of finance. If attendees came away with… Read More

Nesta Reports on the Collaborative Economy

Nesta Collaborative Economy

Nesta, an “innovation charity” that also produces some pretty interesting research reports, recently published a document addressing the UK collaborative economy.  Of course the document encompasses a good part of crowdfunding because crowdfunding is all about collaboration.  Nesta publishes some pretty solid data and perspective.  Crowdfund Insider regularly refers to their research on the new… Read More

NACFB: UK SME Lending Jumps 20%

British Pounds Sterling

According to a report from the National Association of Commercial Finance Brokers (NACFB) small business lending via NACFB brokers has increased 20% to £12.7 billion from July 2013 to July 2014.  The data was published as part of the annual broker survey that showed the year over year boost.  The results show the largest increase… Read More

Bruegel Publishes Research Report on Equity Crowdfunding

Bruegel

Brussels based Bruegel has published an in-depth report on equity crowdfunding.Bruegal is a European think tank that focuses on economic issues and have a stated mission to provide impartial fact based research and analysis.  With investment crowdfunding a hot topic around the world as entrepreneurs see opportunity to raise capital and some politicians see a… Read More

Nesta Conducts “Largest Crowdfunding Survey Ever”

NESTA and Cambridge

Innovation charity Nesta has partnered with Cambridge University to launch the largest study ever on crowdfunding and other new forms of alternative finance.  Their research also includes the rewards based variant like Indiegogo, Kickstarter and Crowdfunder.  Nesta has the backing of Parliament, the UKCFA and Parliament – so pretty much everyone is in on this one. Nesta, an… Read More

Research: P2P Lending Should Focus on Partners, New Opportunities and Security

P2P Lending rate approval

A recent study published by Cognizant addressing the fast growing peer to peer lending space in the United States.  The report calls the market “maturing” and makes recommendations for participants to maintain growth.  Prosper and Lending Club, the two largest P2P lenders in the space domestically, generated over $2.4 billion in loans during 2013.  This… Read More

Beauhurst: Record Year for Equity Investments in UK

10£ Queen Elizabeth British Pounds

According to research firm Beauhurst, United Kingdom equity investment has been growing at around 25% per year for over three years now – an impressive pace.  At least part of this growth is due to the liberal approach taken by UK regulators regarding new methods of capital formation such as crowdfunding.    Beauhurst reports that… Read More

Federal Reserve: Peer to Peer Lending Poised to Grow

P2P loans are increasing as Traditional loans decline

Our friends at the Cleveland Federal Reserve have published a report on the Peer to Peer lending industry (P2P).  They  have come to the conclusion of just about everyone else but have incorporated some interesting data points.  P2P lending is expected to grow and will be filling gaps left by the traditional lending industry.  The… Read More

Research: Women Raise More Funds Than Men on Crowdfunding Platforms

Crowdfunding SeedUps

Assistant Professor of Management at New York University, Jason Greenberg and Assistant Professor at the Wharton Business School at University of Pennsylvania, Ethan Mollick recently released research titled, “Leaning In or Leaning On? Gender, Homophily, and Activism in Crowdfunding,” that revealed evidence that women are turning to crowdfunding platforms more than men. According to the abstract… Read More

Academics Discuss Crowdfunding: What the Ivory Tower Has to Say

Plato and Aristotle Talk Crowdfunding

Emerging issues in Crowdfunding Research Are Topic of Discussion as Crowdfunding is Dissected at Leading Academic Conference. How far we have come! Two years ago crowdfunding was seen as little more than an interesting phenomenon, not particularly worthy of study. At this year’s Academy of Management Conference (for those of you outside of academia – this… Read More

Report: Only 1/3 of Executives at Smaller Middle-Market Companies Claim to be Familiar with Key Elements of JOBS Act

Jobs Act 2012 statement red

According to research commissioned by CohnReznick, an accounting and advisory firm targeting middle market companies, only one-third of executives at smaller middle-market companies claimed to be familiar with the key elements of the JOBS Act legislation that could benefit their organization. CohnReznick states; “The JOBS Act is a remarkable piece of legislation, but unless the smaller… Read More

Harvard Business School: CrowdWisdom or CrowdMadness?

Herd of Sheep Stampede

This study, authored by Ethan Mollick of Wharton and Ramana Nanda of Harvard Business School, has recently been making the rounds.  Entitled; Wisdom or Madness? Comparing Crowds with Expert Evaluation in Funding the Arts, the polemic addresses the question of crowdwisdom or herd mentality.  This has been a common discussion within the crowdfunding world something both academics and… Read More

Crowdnetic and UC Berkeley to partner on Crowdfunding Research

Crowdnetic

Over a year ago, Crowdnetic and UC Berkeley began collaborating on the launch of UC Berkeley’s Program for Innovation in Entrepreneurial and Social Finance, headed by Dr. Richard Swart, who serves as its Director of Research at the Coleman Fung Institute for Engineering Leadership. Through this role, Dr. Swart heads efforts to study policies, best… Read More

Crowdfund Capital Advisors Report: Crowdfunding is Powerful Tool for Women & Minorities

ROI investment graph

Women & Minorites Traditionally Shunned by Private Capital Markets See Huge Potential for Investment Crowdfunding and Access to Capital. Crowdfund Capital Advisors has published a report to highlight crowdfund investing as a powerful new tool to fuel the underserved women and minority markets.  The document is titled; “Crowdfunding’s Potential for Minority and Women Owned Enterprises” The research… Read More

FCA: “Most savers don’t shop around, allowing providers on average to pay lower interest rates”

10£ Queen Elizabeth British Pounds

The Financial Conduct Authority (FCA) has published an interim report on domestic cash savings market. This is part of a broader study that commenced in October 2013 under their “competition objective focused on the cash savings market”.  The FCA wants to assure that competition is working for consumers (as opposed to protecting entrenched interests…).  It… Read More

Paul Niederer: Wisdom Gained from $11.4 Million in Equity Crowdfunding

Paul Niederer in singapore

Crowdfunding champion Paul Niederer, the founder of ASSOB – one of the earliest equity crowdfunding platforms around, recently shared some insight into his experience with investment crowdfunding.  ASSOB or the Australian Small Scale Offerings Board.  He has incorporated some actual empirical data regarding this new form of capital formation – and it involves non-accredited investors too.  (One… Read More