Tagged: research

FCA: “Most savers don’t shop around, allowing providers on average to pay lower interest rates”

10£ Queen Elizabeth British Pounds

The Financial Conduct Authority (FCA) has published an interim report on domestic cash savings market. This is part of a broader study that commenced in October 2013 under their “competition objective focused on the cash savings market”.  The FCA wants to assure that competition is working for consumers (as opposed to protecting entrenched interests…).  It… Read More

Paul Niederer: Wisdom Gained from $11.4 Million in Equity Crowdfunding

Paul Niederer in singapore

Crowdfunding champion Paul Niederer, the founder of ASSOB – one of the earliest equity crowdfunding platforms around, recently shared some insight into his experience with investment crowdfunding.  ASSOB or the Australian Small Scale Offerings Board.  He has incorporated some actual empirical data regarding this new form of capital formation – and it involves non-accredited investors too.  (One… Read More

Research Seminar Held on Crowdfunding in Amsterdam

Amsterdam Business School Crowdfunding Seminar

  What is certainly true about the relatively new phenomenon of crowdfunding is that theory trails behind the practice. Should you happen to work with the former, it is difficult to be aware of other academic and research projects on the topic of crowdfunding, since many are ongoing and yet to be published. In this… Read More

Crowdfunding: Where is it Going? (Infographic)

the crowd crowdfunding

Here is a pretty cool infographic from the team at BusinessProfiles (a global corporate registration database).  They have compiled a solid number of data points pertaining to the global crowdfunding industry – both for rewards/donation and investment based campaigns. A few key points from their research: Crowdfunding expanded at an annual compound interest rate of 63%… Read More

Researchers Study Indiegogo’s Flexible or Fixed Crowdfunding

A Crowd of $100 Benjamin Franklin

Every day, entrepreneurs have turned to crowdfunding to fund their new business or product and are given two types of options for the campaign, all-or-nothing and flexible funding, also known as keep-it-all. Both possess great perks, but the key question for each campaign would be which option should it go with? According to Inc., Toronto’s… Read More

Disrupted: European Banking Model Under Siege

zahir_bokhari

A recent report from global consulting firm Deloitte declares the European banking model is under assault as technological advances are attacking the fortress of retail banking giants. The report – ‘Banking disrupted: How technology is threatening the traditional European retail banking model’ – highlights how the competitive advantages of European banks are threatened by shifting… Read More

Does Crowdfunding Create Crowd Euphoria?

Herd of Sheep Stampede

Esteemed global banking group, Deutsche Bank, recently posed this very question:  Does crowd euphoria impair risk consciousness? The question comes as many countries legalize investment crowdfunding and the US plods towards allowing greater access to capital via participation of the crowd.  This is an important – and interesting polemic.  Herd mentality occurs in many situations…. Read More

Berkeley Preps for 2nd Annual Symposium on Crowdfunding

Fung Institute

Issues Call for Research Papers. The 2nd Annual Symposium on Crowdfunding sponsored by the Coleman Fung Insitute for Engineering Leadership, UC Berkeley College of Engineering, is scheduled to take place on September 11th and 12th, 2014.  This symposium will take a global look at the developing phenomena of social finance for SMEs and Innovation  –… Read More

Record Breaking May in UK for Companies Being Funded

Technology_deals_in_May_2014

Data company Beauhurst has published a report on United Kingdom equity investment activity for the month of May and apparently it is a record breaker.  For this past month, 74 deals valued at over £270 million has “surpassed all records for recent years”. Beauhurst, which began keeping records only in 2010, believes that Q2 will… Read More

Finland Ministry of Finance Publishes Report on Crowdfunding

Finish Ministry of Finance Finland

The Finnish Ministry of Finance has published a report addressing the emerging crowdfunding industry and it’s impact on Finland. The document was authored by Aki Kallio and Vatteri Vento at the Ministry.  The report includes a small, high level survey from respondents involved in the industry. Finland is a relatively small economy and correspondingly crowdfunding… Read More

Perspective: Why Should We Crowdfund Research?

Boulder Colorado Crowdfunding

Its no secret: the University of Colorado receives hundreds of millions of dollars in federal funds that sponsor our research. My lab alone racks up expenditures of $800,000 a year to pay for post-doc and graduate student salary, tuition, materials and travel. Isn’t it preposterous to now ask the public for some more of their… Read More

UK Report: Crowdfunding in the Beginning of a Consolidation Phase

Crowdfunding Growth UK Knowledge Peers

Crowdfunding Continues Dramatic Growth. Knowledge Peers, a UK based research and networking firm that covers the investment crowdfunding space,  has released another sector forecast on UK crowdfunding. Their process includes sourcing data directly from equity crowdfunding platforms, peer to peer lending sites and other associated investment  crowdfunding platforms.  The report states that in 2014 the… Read More

Startup Europe Crowdfunding Network Publishes Report on Fostering Crowdfunding

StartUp Europe European Commission

The StartUp Europe Crowdfunding Network has published their final report on fostering a conducive crowdfunding environment in Europe to help entrepreneurs.  The report pinpoints the demand  for engendering a professional, transparent, and consistent environment so both investors and entrepreneurs may view crowdfunding as a viable solution for their perspective requirements. The final report, which has… Read More

Nesta: UK Crowdfunding Platforms Up by 50% in 2013

NESTA Logo

Nesta Estimates 87 Crowdfunding Platforms Live in the United Kingdom today. According to London based charity / research entity Nesta, the number of crowdfunding platforms operating in the UK rose by over 50% in 2013 according to their research.  Nesta releases these figures as its crowdfunding directory CrowdingIn.com celebrates its one year anniversary. The number… Read More

The State of Crowdfunding (Infographic)

The State of Crowdfunding

In conduction with their Q1 Crowdfunding Data report, the Crowdfunding Centre has created an infographic highlighting some of the numbers generated by their research.  Not only is crowdfunding  an established form of capital formation it is growing at a phenomenal pace.  While still in the early days of crowdfunding the shift is incredible and foreshadows… Read More

The Crowd Data Center Releases Q1 Crowdfunding Data

Rewards and Equity Crowdfunding Q1 The Crowdfunding Centre

Global crowdfunding is growing at a dramatic pace.  The Crowd Data Center has just released their first report, targeting Q1 2014 numbers and their data indicates exponential growth.  According to the report all aspects of crowdfunding is doubling every two months as the global disruptive shift in capital formation takes hold around the world. For… Read More

Switzerland: CHF 11.6 Million in Crowdfunding for 2013

Swiss Crowdfunding Market Growth

  The Lucerne University of Applied Sciences and Arts has published a report on crowdfunding for Switzerland.  The research was produced by Prof. Dr. Andreas Dietrich and Simon Amrein in concert with the Institute of Financial Services Zug IFZ. The document indicates that for 2013 CHF 11.6 million (Over 13 Million USD) was collected via… Read More

Survey: Savers Turn their Backs on Banks as they Seek P2P Offerings

P2P

According to a recently published survey, “frustrated” savers are looking to peer-to-peer (P2P) platforms for higher rates of interest than those offered by banks – but want reassurance over the risks before they invest, a UK survey has found. The survey of over 2,000 people, run by Populus and commissioned by Wellesley & Co, one… Read More

Brief: CommunityLeader, Breakaway Funding Co-Author Paper on Crowdfunding & Community Banks

Bridging the Funding Gap Community Leader

Co-Authored by CommunityLeader CEO Joseph Barisonzi and  and Breakaway Funding founder Kim Kaselonis, the pair have published a white paper on the importance of community banking and the impact that crowdfunding will have on their business.  Part of a three part series the  document addresses the decline of community banks and tackles the forthcoming challenge… Read More

GamCrowd Publishes Report on Impact of the Crowd on Gambling Industry

gamcrowd

GamCrowd believes that the gambling industry could grow to represent 5% of the worldwide crowdfunding market which could be worth $100 million. GamCrowd, the crowdfunding and crowdsourcing company that focuses on the gambling industry, has issued a free white paper on the potential uses of crowdsourcing within the gambling industry. According to a 2012 report… Read More