Tagged: research

A Case of Regulatory Evolution: A Review of the UK Financial Conduct Authority’s Approach to Crowdfunding

The UK Britain Market Fruit

  Across Europe, crowdfunding is quickly moving from a fringe funding instrument to becoming a mainstream – finance channel, connecting “crowds” to fund businesses, projects and individuals. In its recently published Report on Crowdfunding in the EU Capital Markets Union, the European Commission details the… Read More

Global Fintech Investment Growth (Infographic)

UK Queen Elizabeth Money

Below is an infographic created in conjunction with London Fintech Week which commences next Monday (July 18).  The research compiled on Fintech growth is quite interesting showing a dramatic increase in the Asia Pacific region and slowing growth in the UK.  China has overtaken Europe,… Read More

Progress Report: Looking at Regulation A+ One Year Later

Distribution of Reg A+ by State

Regulation A+, which revamped the old Regulation A, became effective on June 19, 2015—just over a year ago. Here’s what we’ve seen during the past year of utilization: Statistics: Approximately 105 publicly-filed Regulation A+ filings to date, with approximately 44 of those filings qualified by… Read More

Cambridge Centre for Alternative Finance Launches First Industry Study for Middle East & Africa

Cambridge CCAF Middle East Africa Study

  Inaugural Middle East & Africa Alternative Finance Benchmarking Study. The Cambridge Centre for Alternative Finance at the University of Cambridge Judge Business School is launching its first Middle East & Africa Alternative Finance Benchmarking Study. This study on alternative finance follows the successful publication of… Read More

Forrester: Digital & Customer-Facing Talent Will Migrate Out of the UK

Battered EU Flag Europe Brexit

Research consultancy Forrester is making some pretty dire predictions regarding Brexit collateral damage. In a blog post this weekend, Forrester stated; “Digital and customer-facing talent will migrate out of the UK,” and “Product and delivery innovation will slow”. Forrester cautions that a “customer-focused agenda is… Read More

Study: Small Businesses Still Struggle to Access Growth Capital Even with New Funding Methods Available

Private Capital Report Pepperdine 2016-infographic

Study by Pepperdine University and Dun & Bradstreet Indicates Small Business still dependent on Personal Resources, Friends & Family. Even while new forms of finance are on the rise, small business still struggles to find capital necessary to fund growth.  While SME access to traditional… Read More

Milken Report Profiles Dramatic Growth of Online “Non-Bank” Finance

Milken Online Lending Report Mueller

In 2011, an average of 8,000 small and micro businesses were denied funding each day from traditional banks. This statement is not from some fanatical Fintech entrepreneur but our current Secretary of the Treasury, Jack Lew.  It is this profound gap between demand, and supply,… Read More

Cambridge Centre for Alternative Finance Extends European Deadline to June 24th

Euros Money 200

The Cambridge Centre for Alternative Finance (CCAF) has extended its deadline for respondents regarding the 2016 European survey.  In a discussion with Crowdfund Insider, CCAF explained they are well over the number of participating platforms from their previous European survey but they wanted to allow… Read More

Report: Most Businesses are Small & Middle Market Firms Punch Above their Weight

Money Dollars Art 100

Most businesses in the US are smaller firms. They provide the bulk of economic growth and job creation. In fact according to Dun & Bradstreet, of the 19 million firms in their US database, about 18 million generate less than $10 million in revenue.  Regarding… Read More

Scottish Crowdfunding Report Says 1,263 Campaigns Raised £27 Million as Utilization Grows

Edinburgh Castle

Crowdfunding has grown dramatically in Scotland.  This is according to a report commissioned by the Glasgow Chamber of Commerce, Harper Macleod, Santander and LendingCrowd. The report is an update of a previous study that was published in 2013. The actual research was handled by Twintangibles…. Read More

British Business Bank Report: £3.5 Billion Goes to Equity in SMEs During 2015

Charles Darwin Money UK

Access to capital is imperative for SME growth. Small companies need debt and equity finance to hire employees and pursue strategies to expand operations.  A vibrant equity ecosystem is imperative for early stage companies as typically it is more challenging to access debt finance. In… Read More

Fintech Rocks: KPMG / CB Insights Report Says Global Investments in Fintech Jump in Q1

Q1 2016 Fintech Investment KPMG CBI

  Following a bit of slump in the final quarter of 2015, Fintech investment “roared” back in Q1 of 2016 squelching any discussion of Fintech’s imminent demise. This is according to a report authored by KPMG and CB Insights.  While the P2P / Marketplace Lending… Read More

Deloitte Report Asks if Marketplace Lending is a “Temporary Phenomena”

The Future of Banking

Global consulting firm Deloitte has thrown some serious shade at the online lending industry. In a report entitled; “Marketplace Lending – A Temporary Phenomena?”, the firm makes the statement that traditional finance need not worry about the fast growing marketplace lending industry; “Our findings suggest… Read More

Crowdfunding in Switzerland Predicted to Double for 2016 Propelled by SME Lending & Real Estate

Switzerland Crowdfunding Platform Growth

  The Institute of Financial Services Zug IFZ, is out with its annual report on alternative finance. According to their numbers, the Swiss market jumped by 73% in 2015.  Much of the growth was driven by lending which experienced an increase of 127%. Currently there… Read More

Brief: Humans of New York Raises Over $1.2M In Less Than Two Weeks on Geneorsity For Pediatric Cancer Research

Humans of New York

Earlier this month, Humans of New York took to Indiegogo’s Geneorsity platform to raise $1 million for pediatric cancer research. The nonprofit organization teamed up with the Memorial Sloan Kettering Cancer Center for this new project.  Founder of Human’s of New York, Brandon Stanton stated that key… Read More

Beauhurst’s UK Equity Investment in Startups Study Reveals: “Data Shows The Future is Unclear” (Infographic)

Money UK Europe Euros Pounds

On Tuesday, UK research firm Beauhurst released its research about equity investment into UK startups and high-growth companies. The company reported the data, which was conducted from January 1st to March 31st of 2016, shows the future is unclear for startup investment in the UK. Total deal numbers… Read More