Tagged: united kingdom

FSCS Deposit Limit to be Lowered. RateSetter Believes their Provision Fund is Better

FSCS Savings Protected

The new FSCS deposit limit will kick in on January 1st, 2016.  The limit for individuals is being lowered from £85,000 to £75,000 to be in line with the European Union Deposit Guarantee Scheme which is designed to “harmonize” the limit across Europe to €100,000.  The… Read More

FCA Annual Report: “Breaking down those barriers that have prevented firms coming into sectors, like banking, is an essential part of our role”

FCA Satisfcation

The Financial Conduct Authority (FCA), has been tasked with a mission to change and adapt to present day financial market realities.  Charged with the very important role of investor protection, and market efficiency, the FCA also maintains a mission to encourage competition.  It is this… Read More

Peer to Peer Finance Association to Partner with Lendit on UK Event

Christine Farnish

The Peer to Peer Finance Association (P2PFA) in the UK has shared they will be partnering with Lendit on their annual conference to be held in London this coming October. Lendit has captured solid acclaim for its US conferences targeting the marketplace lending / peer… Read More

Do You Really Need a Business Plan? Bill Morrow of AngelsDen Thinks Not (Video)

Bill Morrow

This one falls under the category of recently discovered.  Bill Morrow, co-founder and Director of AngelsDen, a crowdfunding portal that has raised over £18 million for business believes “those who ask for business plans are doomed to fail”.  Now Morrow is not just being glib…. Read More

P2P Lender Landbay to Fund Keystone Buy to Let Mortgages. Expects to Lend £200 Million through 2016

Landbay houses

Yesterday Keystone announced its three-year funding agreement with Aldermore Bank, had ended. Today it has formed a partnership with Landbay to lend and estimated £200 million through Keystone in 2016. This is significant boost for Landbay, a company that has been in operation a bit over… Read More

UKBAA Angel Investment Summit – London

Join us for UKBAA Angel Investment Summit on July 2nd in London, where we’ll look at the future of angel and early stage investment. From drone technology through to augmented reality and social impact pioneers – meet the leading players and investors driving innovation and change… Read More

United We Conquer: Alternative Business Funding Provides Single Platform to Match SMEs to Sources of Capital

alternative business funding

Alternative Business Funding (ABF) has a growing portfolio of members each with a service to provide access to capital for SMEs. The internet finance providers range from debt to equity, short to long term loans, and more.  The list of collaborators is a who’s who… Read More

Consumer Review Site Which? Rates P2P Lenders

peer lending 1

The largest consumer review site in the UK Which? has reviewed several peer to peer lending platforms. Which?, in operation since 1957,  now claims over 680,000 print subscribers and 335,000 online readers.  The non-profit entity tests and reviews a wide range of products and services,… Read More

Pitch to Rich: JustPark, Fourex & Kino-Mo are Winners in Richard Branson’s Competition

JustPark 3

Richard Branson’s Pitch to Rich competition completed today with each finalist competing to share over £1 million in cash and prizes. Competing for the recognition were three crowdfunded companies: JustPark, Fourex and Cauli Rice. Each of these companies raised capital on Crowdcube so this is… Read More

7th International Banking and Finance Forum – London

IBDE Forums in this series are firmly established as providing most value to our members and industry practitioners, bringing together consistently the most senior industry leaders, regulators and policy-makers. Confirmed speakers, amongst others, include: Sir Win Bischoff, Chairman, Financial Reporting Council, Chairman of JP Morgan Securities plc… Read More

Crowd2Fund Sees Early Success with Crowdfunded Revenue Loans

Crowd2Fund Bonds Revenue Equity

Crowd2Fund, an FCA regulated crowdfunding platform that facilitates both debt and equity services, states their new Revenue Loan product has generated a solid response.  While still early, Crowd2Fund expects more businesses to use this type of security going forward. The Revenue Loan is a debt… Read More

The Future of Banking Arrives: Atom Bank Receives License in UK for Virtual Bank

Atom Bank New Bank

  “A Branch-free, Paper-free and Stress-free Bank” The traditional banking industry has been rather slow to innovate.  Hundreds of years of operating branches, with tellers, is a hard thing to change.  It is also a costly and inconvenient business structure in a world where everything… Read More

Legendary Musician & Entrepreneur Dave Stewart, Shares Insight on FAB Financial, Ideas Britain, Crowdfunding & Forthcoming Projects

Dave Stewart Featured

    Known for sporting a natty brown fedora, Stewart literally wears many hats. Grammy Award-winning songwriter Dave Stewart is a producer, author, director, photographer, filmmaker, and philanthropist whose music career spans three decades and more than 100 million album sales, highlighted by his collaboration with Annie… Read More

Biggest Single Equity Crowdfunding Investment Ever? One Investor Backs Sugru with £1 Million

Sugru Fix That Thing

Sugru, raising equity on Crowdcube, rocketed past £1 Million in just 4 days earlier this month.  The crowdfunding campaign benefitted by a solid consumer base of users and an expanding retail network.  Sugru is moldable glue, described as 21st century duct tape.  Early on in… Read More

GLI Finance Recognized at Innovate Finance’s Diversity Awards

Louise Beaumont

GLI Finance has been recognized as the “Influential Voice in FinTech and “Encourager for SME Growth at Innovate Finance’s Diversity Awards.  GLI is an investor and operator in disruptive finance.  The company has remained outspoken about the benefits of disruptive finance in challenging traditional financial… Read More

Bricks Financial Launches P2P Lending: “We are local business people who care about local growth”

One Pound UK £

Bricks Financial, founded in 2014, has opened up operations in Exeter as they seek to offer investors the opportunity to “high quality projects” in the region for borrowers who are  “local businesses, individuals and friends where banks are unable or unwilling to help”.  The new peer… Read More

James Watt of BrewDog Shares Equity Crowdfunding Saga with Max Keiser (Video)

Max Keiser and James Watt of BrewDog

BrewDog co-founder James Watt visited the studios of Max Keiser this week to share his equity crowdfunding odyssey which has been labeled EquityforPunks.  James starts off back in 2009 when the young brewery was looking for capital for their business yet there was none to… Read More

VPC Specialty Lending Confirms Shares Qualify for ISA Inclusion

I love Peer to Peer Lending P2P

VPC Specialty Lending Investments PLC, a listed fund that invests in peer to peer lending assets, has confirmed that the companies shares qualify for ISA inclusion. HM Revenue & Customs have announced that commending July 1, 2o15, savers may take advantage of this new asset… Read More