Interesting quote attributed to Jason Best and Sherwood (Woodie) Neiss from Crowdfund Capital Advisors (CCA). This is from a 
piece in Business News Daily talking about trends for 2013:
“Small businesses produce 50 percent of the jobs in America, but have access to 1 percent of the capital. With nearly half of all businesses failing within their first five years of operations due to lack of capital, there could be nothing bigger for small business than the ability to raise capital via crowdfunding. What fracking has done for the energy industry in opening new oil and gas reserves, crowdfund investing will do in 2013 for entrepreneurs seeking to tap into new sources of capital to fund their business venture.”
Not certain about the source for the 1% of capital boing to small businesses but this is a powerful concept once true equity crowdfunding comes on line in 2013.