Opinion

Editorial opinions and perspective on Fintech.

FCA Consultation on Public Offers and Admissions to Trading Closes, Winterflood Advocates Allowing Retail Investors Access to the Bond Market

The UK Financial Conduct Authority (FCA) has closed on a consultation that discusses changes to public offers and admissions to trading in the UK. Policymakers are looking to improve securities markets in the UK – both public and private. Any updates aim to support capital… Read More

YouHodler’s Lienkha Sees Possible Crypto Bear, Sell-Off

YouHodler’s chief of markets, Ruslan Lienkha, recently shared his thoughts on cryptocurrency market trends. With BTC’s price cooling off after recent highs, is this a healthy consolidation phase, or does it signal deeper weakness ahead? Based on last year’s trends, Bitcoin’s consolidation phase can last… Read More

Ethereum Faces Significant Challenges, ETH Price Forecast Revised to $4,000 for 2025 By Standard Chartered

Ethereum (ETH), the second-largest cryptocurrency by market cap behind Bitcoin (BTC) and the largest smart contract platform, is grappling with significant challenges as it struggles to match the performance of newer blockchain networks like Solana (SOL), Sui, and others. Despite completing key upgrades, including its… Read More

France: Autorité des marchés financiers (AMF) Wants EU to Boost Capital Markets, Retail Participation

The French Autorité des marchés financiers (AMF) has issued a public statement calling on the European Commission to improve capital markets  and boost retail participation away from savings and into “long-term investments.” In the US, over 60% of the population holds shares in public companies. … Read More

SEC vs. Ripple Case Nears Resolution, Regulators Could Classify XRP as a Commodity

The painfully long-standing legal battle between the US Securities and Exchange Commission (SEC) and Ripple Labs, which began in December 2020, appears to be approaching a critical juncture. Recent developments suggest that the case, centered on whether XRP constitutes an unregistered security, could finally conclude,… Read More

Crypto Summit, Reserve Announcement Draw Mixed Industry Reaction

Recent cryptocurrency-related moves from Washington generated mixed reactions from industry insiders. Some moves were more important than the markets may think, while others lacked substance. SPACE ID director of business development Harrison Seletsky said that despite the market’s tepid reaction to the crypto reserve announcement,… Read More

Pakistan Introduces Google Wallet, Establishes Crypto Council

Pakistan has taken a significant step toward modernizing its digital payment landscape with the recent introduction of Google Wallet, a move announced in March 2025. This development, coupled with emerging crypto-related initiatives, signals the country’s intent to align with global technological trends. However, despite these… Read More

Canada’s Fintech Ecosystem Being Negatively Impacted By Lack of Progressive Regulations, Industry Professionals Claim

Canada’s Fintech ecosystem stands at a critical juncture, teetering somewhere between immense potential and possible stagnation. A recent interview by the Toronto Star with EQ Bank CEO Andrew Moor underscores a somewhat harsh reality: while global economic challenges like North America’s tariff and trade war… Read More

Caitlin Long Accuses Senator Elizabeth Warren of Smothering Bipartisan GENIUS Act, Focused on Stablecoins

In the fast-evolving yet still nascent ecosystem of web3 and cryptocurrency, stablecoins— virtual currencies pegged to stable assets like the U.S. dollar—have emerged as a cornerstone of the digital finance ecosystem, with a market value reaching $227 billion+ at the time of writing. However, their… Read More

Bolivia’s Economic Crisis Could Potentially Be Addressed with Gradual Crypto Adoption

Bolivia finds itself dealing with a severe economic crisis, marked by a drastic shortage of U.S. dollars and declining foreign currency reserves. This situation is somewhat similar to what nearby nations are dealing with as well, particularly Venezuela and El Salvador. Moreover, the broader LatAm,… Read More

Artis Partners Executive Says AI Could be the Vector for Next Round of “Zombie Unicorns”

Artificial intelligence or AI is the new hotness as everyone rushes to get a piece of the action. While more and more firms are leveraging the technology, AI remains in its infancy, with predictions of greatness still largely unrealized. This is not the only time… Read More

Digital Assets : Fasanara Digital Introduces Multi-Strategy Platform

Fasanara Digital, which is reportedly the $275M AuM crypto division of alternative credit specialist Fasanara Capital ($4.5B AuM) has launched a multi-strategy platform, which went live on Saturday 1 March with “an initial $36m under management. ” The Managed Account Platform (MAP) is currently allocated “across… Read More

AI Algorithms in Mortgages : Boosting Efficiency without Losing the Essential Human Interaction

The mortgage industry, traditionally burdening professionals with excessive paperwork, outdated manual processes, and sometimes error-prone human decision-making, is undergoing a major transformation due the emergence of advanced AI algorithms and other innovative technologies. Artificial Intelligence (AI) is emerging as a useful tool, aiming to streamline… Read More

Bybit Hack Should Force Change: Industry Insiders

The recent $1.4 billion Bybit hack by Lazarus Group has crypto industry figures weighing in on lessons that should be learned moving forward. SMARDEX co-founder Jean Rausis said the industry should review its hiring practices and closely consider crypto’s “remote nature.” “Most of us work… Read More

UK Industry Professionals Explore How Firms Can Enhance Board Reporting Under Consumer Duty Framework

MorganAsh recently hosted a webinar featuring Jess Trueman, Head of Business Development at Smart Money People, alongside James Edmond and Martin Grimwood, to explore how businesses can enhance their board reporting on vulnerable customer data under the Consumer Duty framework. The discussion centered on aligning… Read More

UK’s FCA Abandons Controversial “Name and Shame” Plans Amid Backlash

In a significant policy reversal, the UK’s Financial Conduct Authority (FCA) has scrapped its controversial proposal to routinely “name and shame” firms under investigation. In the US, it is common for regulators to name the firms or individuals under investigation. If a case is settled… Read More

Flipster’s Youngsun Shin Shares How to Bring Crypto Mainstream

While the cryptocurrency industry is experiencing growing pains (with many self-induced), Flipster head of product Youngsun Shin said that is expected for a new sector. However, he does have solutions for many of its problems. Flipster is a cryptocurrency trading platform that offers high-speed, secure,… Read More

Trump’s Stablecoin Embrace Pushes European Union to Accelerate Digital Euro Plans

The European Union appears to be feeling the pressure to fast-track its digital euro project as the Trump administration in the United States signals a warmer embrace of cryptocurrencies, particularly stablecoins. With the European Central Bank (ECB) aiming to wrap up its testing phase for… Read More

Gemini’s Confidential IPO Filing Is Strategic Move in Increasingly Competitive Crypto Industry

Gemini, the cryptocurrency exchange founded by the billionaire Winklevoss twins, Cameron and Tyler, has taken a significant step toward going public by confidentially filing for an initial public offering (IPO), according to sources familiar with the matter. This move, reported recently by Bloomberg, positions Gemini… Read More

Big Banks Now Focused on Keeping Pace with Fintech Startups in Deferred Payment Solutions Including BNPL

The FT recently reported that big banks are racing to keep pace with fintech startups in the rapidly growing arena of deferred payment solutions, such as Buy Now Pay Later (BNPL) services. This shift highlights a broader trend where traditional financial institutions are being challenged… Read More

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