Opinion

Editorial opinions and perspective on Fintech.

AI Startups Now Increasingly Backed by Tech Giants with Fintech and Regtech Platforms Adopting the Innovation – Report

The Big Tech AI “arms race” is ongoing and picking up its pace rapidly with well over 75 AI startups that are currently backed by tech giants such as Amazon, Google, Microsoft, and Nvidia. This, according to a new report from CBInsights. CBInsights has recently… Read More

Nigerian Authorities Seeking to Extend Detention of Binance Execs

Nigeria is reportedly planning to further extend the detention of Binance executives. As reported by Reuters, Nigerian authorities have requested an Abuja court to prolong the detention of key Binance executives who are allegedly now part of the nation’s wide-ranging cryptocurrency crackdown. This, after an… Read More

After Spot Bitcoin ETF Approvals, US Senators Request SEC Chair Not Approve Other Crypto ETFs

Democrats Senator Jack Reed and Senator Laphonza Butler have sent a letter to Securities and Exchange Commission (SEC) Chair Gary Gensler requesting that the regulatory agency step in to ensure that broker-dealers are providing investors with adequate disclosures regarding Bitcoin (BTC) ETFs or exchange-traded funds… Read More

Ben Roth from Auros Shares Insights on Connecting the Fragmented Ecosystem of Liquidity in the Age of Stablecoins, ETFs

  Do we need to brace ourselves for liquidity strains? Liquidity dried up in 2022, and while analysts expect the 2024 BTC ETF approval will help boost trading volumes, the truth is that the ‘Alameda Gap’ remains, according to Ben Roth from Auros. Even as… Read More

Reg CF: Where on Earth Are All the Form C-AR Filings?

Look, I’m the CEO of an equity crowdfunding company, so believe me when I say that I want Regulation Crowdfunding [Reg CF] to work. But I’m deeply concerned that an apparent recent trend of non-compliance with SEC filing requirements could erode investor trust and pose… Read More

DealMaker CEO Welcomes House Passage of the Expanding Access to Capital Act

Last week, the US House of Representatives approved HR 2799, or the Expanding Access to Capital Act. The legislation incorporated a long list of items aimed at supporting entrepreneurs and innovators while helping investors participate in promising offerings. House Representatives voted along party lines. Some items… Read More

Chris Gilderson from PXP Financial Shares Perspective on Retail Transactions and Adoption of Contactless Payments

Chris Gilderson, Head of Retail and Hospitality at PXP Financial recently shared his views and insights with Crowdfund Insider. The retail payments landscape is dynamic and fast-paced, and innovation is snowballing. From cryptocurrencies to buy now, pay later, disruptive tech is transforming consumer experiences and… Read More

UK Fintech Wise Could Be Benefitting Considerably From Higher Interest Rates, According to Industry Analyst

Simon Taylor, an experienced Fintech strategist, notes that the latest Fintech results season is witnessing Wise (LSE:WISE) really “hitting its stride.” As HSBC competitor Zing launches, Wise revenue is “up 23% YoY and its above its IPO price.” Simon Taylor has examined why Wise revenuers… Read More

Securities and Environment Commission: SEC Adopts New Climate Disclosure Rules, Legal Challenges to Follow

The Securities and Exchange Commission (SEC) has adopted new climate disclosure rules that fall under the ESG sector [environmental, social, and governmental]. The new rules will require reporting companies to disclose their environmental impact, a process that is difficult to measure accurately and will vex… Read More

Chancellor Jeremy Hunt’s Spring Budget Delivers Mixed Responses from Fintech Insiders

The Chancellor of the Exchequer, Jeremy Hunt, delivered the Spring Budget today, and once again, there was something for everyone to like or dislike. The budget is being described as a “Budget for long-term growth,” highlighting the expectation that inflation will move lower. Hunt said the… Read More

Chancellor of the Exchequer Jeremy Hunt to Reveal Spring Budget, Fintechs Share Opinions

Tomorrow (March 6, 2024), the Chancellor of the Exchequer Jeremy Hunt will reveal the Spring Budget. Will there be tax cuts? Will ISAs be expanded?  Will the inheritance tax go away? We will know soon enough. As there is an election looming, you can expect… Read More

SEC Small Business Capital Formation Advisory Committee to Tell Commission Don’t Raise Accredited Investor Wealth Hurdles, Seeks to Make Definition More Inclusive

Yesterday (February 27, 2024), the Securities and Exchange Commission (SEC), Small Business Capital Formation Advisory Committee (SBCFAC), met to discuss several issues of importance that impact early-stage firms. Perhaps the most pressing issue is the definition of an Accredited Investor – a rule the Commission… Read More

The Death Trap: How Startups Risk It All to Go Public

  My father-in-law always used to say, “If you sleep with dogs, you wake up with fleas.” Well, increasingly, it seems many founders – and their early investors – are discovering how painfully true that is, as the promise of an early IPO turns into… Read More

Bitcoin Not Suitable as a Way to Pay or as an Investment: European Central Bank

The European Central Bank (ECB) has published a critical report on Bitcoin. The report follows the approval of Bitcoin ETFs in January by the US Securities and Exchange Commission. In a blog post by Ulrich Bindeil, DG of Market Infrastructure & Payments at the ECB,… Read More

Crowdfund Capital Advisors Founder Voices Support of the Expanding Access to Capital Act: “It’s a commitment to America’s spirit of enterprise”

Sherwood “Woodie” Neiss, Principal and co-founder of Crowdfund Capital Advisors (CCA), has sent a letter to Congress supporting HR 2799 or the Expanding Access to Capital Act – legislation that is designed to help entrepreneurs and small businesses while boosting the economy. The letter has… Read More

Former PayPal and Venmo Professionals Introduce Meso to Link Cryptocurrency Wallets with Banking Accounts

A professional team of Fintech veterans have introduced Meso, a payment platform which brings crypto-assets and fiat currencies closer, thus making it seamless for clients to transfer funds on- and off-chain. In statements shared with Fortune, Meso co-founder and CEO Ben Mills explained that a… Read More

Kadan Stadelmann of Komodo Comments on Ripple v. SEC Lawsuit

Crowdfund Insider recently caught up with Kadan Stadelmann, a blockchain developer, operations security professional, and Komodo Platform’s CTO. As a side note, Komodo, a blockchain interoperability and atomic swap technology leader, recently rebranded its flagship end-user application from “AtomicDEX” to “Komodo Wallet” and its “AtomicDEX… Read More

The SEC Small Business Capital Formation Advisory Committee to Address Definition of an Accredited Investor Once Again

The Securities and Exchange Commission’s (SEC) Small Business Capital Formation Advisory Committee (SBCFAC)will reconvene once again to discuss the definition of an Accredited Investor. At the same meeting, the Committee will review the status of the IPO market in the US along with several other… Read More

Revolut to Introduce Digital Assets Exchange, Expected to Include Tools for Professional Crypto Traders

Revolut is reportedly preparing to introduce a digital assets exchange that will aim to serve advanced or professional crypto traders. As widely reported, Revolut already provides standard cryptocurrency-focused services to around 30 million clients. The new crypto exchange will reportedly aim to provide competitive fees… Read More

Bitcoin and Crypto Market Movements Align with Pre-Halving Rally, A Trend Observed in Previous BTC Cycles – Analysis

With Bitcoin (BTC), the flagship cryptocurrency, finally surging past the $52,000 mark at the time of writing, a pre-halving rally reminiscent of previous cycles seems to be unfolding. This is according to an update shared by the analysts at Bitfinex. To shed light on this… Read More

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