Strategy

Early Stage Investing vs. Real Estate Investing: Similarities and Differences

Both venture capital (VC) investing and real estate investing involve some level of risk assessment, they both have the potential for big returns, and investors have the opportunity to help someone else reach a desired goal. Despite this common ground, there are some distinct differences…. Read More

First Regulated Initial Coin Offering Conference ICO 2.0 Summit Dives Deep into ICO Legal, Regulatory & Economic Implications

On Friday, November 10, 2017, StartEngine, a Regulation Crowdfunding platform based in Los Angeles, California organized ICO 2.0 Summit, the first regulated ICO conference – or at least the first that I’ve seen. While there seem to be an explosion of ICO and Blockchain-related conferences… Read More

Doing a Concurrent Reg D & Reg S Initial Coin Offering

Initial coin offerings are all the craze, and for good reason.  According to CoinSchedule, over $3 billion has been raised in the first 10 months of October.  The Securities Exchange Commission released an investigative report concluding that DAO tokens were securities, and that scared people… Read More

French Lending Platforms Adopt Common Performance Indicators

On 8 November 2017, the French Crowdfunding Association Financement Participatif France released the common set of performance indicators that member platforms specializing in loans, mini-bonds (a debt instrument specific to SME lending marketplaces) and bonds are invited to publish. Wishing to go beyond the legally… Read More

RallyUp Launches Free Crowdfunding Option For Nonprofits

Fundraising platform for nonprofit organizations, RallyUp, announced on Wednesday the launch of a crowdfunding option for nonprofits. While sharing details about the update, Founder and CEO of RallyUp, Steve Bernat, stated: “We released a free crowdfunding option for a couple of reasons. The crowdfunding market has become… Read More

Crowd Invest Summit Creators Launch ICO Chatbot “ICOQUIZ” – Should You Do an ICO?

The Initial Coin Offering (ICO) market has experienced hockey stick like growth as all types of companies have rushed to leverage the new approach to crowdfunding growth capital. It is estimated that over $3 billion has been raised via ICOs – a concept that did… Read More

Invesdor Report: Investors Want More than Returns, They Want Experiences Too

Invesdor, an investment crowdfunding platform, has released the results of an online survey they recently completed. According to Invesdor, their research uncovered that investors backing unlisted companies via crowdfunding and online investment services expect to gain experiences, learning opportunities, thrills, and conformity with their values…. Read More

Perspective: There are Two Sides to the Initial Coin Offering Debate

On Friday, Crowdfund Insider ran a story entitled “ICOs are Securities: Token Based Offerings Poised for a Rude Awakening as US Regulators May Soon Act”. Raising funds through the sale of digital tokens (commonly known as initial coin offerings or “ICOs”) has garnered tremendous attention… Read More

Perspective: Building a World-Class Risk Team

What is a world-class risk team and how do you build one? I’m often asked that question as Chief Risk Officer of BlueVine. Like other Fintech lenders, we are intensely focused on risk. Building a world-class risk team has been and will always be a… Read More

ICOs are Securities: Token Based Offerings Poised for a Rude Awakening as US Regulators May Soon Act

The US Securities and Exchange Commission (SEC) pumped their regulatory brakes on Initial Coin Offerings (ICOs) earlier this year. Pointing to the DAO debacle, the Feds said if a tokenized offering is a security it will be regulated, end of story. This  statement was a long… Read More

UK: The Investment Opportunities You Should Know About

  Since 2011, the UK technology sector has seen £28 billion invested into it – a sum which means it is the largest tech investment in the European Union. France has received £11 billion in investment since 2011, while Germany has gained £9.3 billion. In… Read More

Blaine McLaughlin Says Companies Using Reg A+ Should “Think Differently”

Blaine McLaughlin, Chief Operating Officer of VIA Folio, believes issuers leveraging Reg A+ to crowdfund their business  “should think differently about generating investor interest if they are to achieve their fundraising goals.” McLaughlin was referencing, in part, the Securities and Exchange Commission’s statement that expectations have fallen short… Read More

Pitfalls for Funding Platforms Continuing to Raise Capital over the Internet under Rule 506(b)

Even with the flexibility provided to Regulation D private placement offerings by Title II of the JumpStart Our Business Startups (JOBS) Act, U.S. Securities and Exchange Commission (SEC) data has consistently shown that most Regulation D offerings continue to raise capital under traditional Rule 506(b). … Read More

Taking Your Crowdfunding Project from Concept to Market

The painful truth about the explosion of startups turning to crowdfunding to help build their dream products is that many of them struggle to meet delivery dates. Even many successful crowdfunding campaigns that garner an enormous amount of interest and supporters, noteworthy media buzz and… Read More

Crowdcube Teams Up With Xoogler to Deliver Insight in Early Funding Strategies

On Wednesday, equity crowdfunding platform Crowdcube announced it was teaming up with Xoogler to deliver insight in early funding strategies, which will including using the crowdfunding method. The event will allow attendees to discuss learnings and ask questions with a panel of founders, VCs, and experienced… Read More

Uniti. A Really Cool Electric Car that is Equity Crowdfunding Now

Uniti is an interesting product with an interesting history. Based in Sweden, Uniti is an electric vehicle concept that was originally crowdfunded on FundedByMe about a year ago raising €1.2 million at a valuation of €9.8 million. Uniti is returning to crowdfunding again but this time… Read More

Eleqt Group Chief Experience Officer Mark Stanich Talks Crowdfunding & BrewDog USA Campaign

Early in the crowdfunding game, RocketHub was a prominent platform in the rewards space. The platform was sold in 2015 for $15 million and eventually the founders moved on to pursue other ventures. The acquiring company, privately held Eleqt Group, has since repositioned RocketHub as… Read More

Research Indicates that Rewards Crowdfunding Campaigns Should NOT Claim to be Both Novel & Useful

Research has recently been published that includes an interesting perspective on the rewards or pre-sale crowdfunding space. The report cautions campaign creators on what they should, or should not claim, in launching a project. According to the research, Kickstarter campaign creators must take note: pre-sale… Read More

The UK Punches Above its Weight in Alternative Finance & Crowdfunding Can Provide a More Robust Funding Ecosystem

The global crowdfunding ecosystem is still quite young. When you compare traditional forms of capital formation to emerging online models crowdfunding is very much in its infancy and will take many years to fully mature. Prognosticators abound as to the success, or failure of, alternative… Read More

Finding Profit in Underinvested People & Places: Venture Capital & Crowdfunding for Community & Economic Development

  Millions of Americans rely on domestic discretionary spending appropriated by the U.S. Federal Government, including everything from affordable housing and education to the arts. Agencies such as the Department of Housing and Urban Development provide programs and services that impact neighborhoods and communities across… Read More