Strategy

October 22, 2020 @ 11:57 am By JD Alois  |  

The law firm of Ellenoff, Grossman, and Schole (EGS) has long been a leading Manhattan firm in the SPAC sector (Special Purpose Acquisition Company). This year, SPACs have boomed, including multiple high profile issuers as well as several Fintech focused SPACs. So how did SPACs… Read More

October 11, 2020 @ 10:45 am By JD Alois  |  

Last week, LendingClub (NYSE:LC) filed an 8-K with the Securities and Exchange Commission (SEC) indicating its intent to stop offering retail notes by the end of the year. The leading marketplace lender in the US started as a peer to peer lender but over the… Read More

October 8, 2020 @ 11:30 am By Brian Farber, General Counsel, Securitize  |  

  Tokenization Provides Endless Possibilities for Teams and their Fans. Professional sports have been deeply stitched into the fabric of American society for well over a century, providing a daily source of joy (or pain if you’re a Mets fan), and serving as a refuge… Read More

September 27, 2020 @ 7:00 pm By JD Alois  |  

NYCE, a real estate investment firm, recently raised $1 million using the Reg CF security exemption. Under current rules, $1.07 million is the maximum amount an issuer can raise in an offering. But NYCE used a bit of a different strategy to complete the funding round… Read More

September 17, 2020 @ 12:46 pm By JD Alois  |  

Going Public Using Reg A+ Reg A+ is a JOBS Act exemption that launched with great hope but in some respects, soon fizzled.  The Securities and Exchange Commission (SEC) followed the guidance of Congress and took a moribund securities exemption, that no one used anywhere,… Read More

September 16, 2020 @ 9:45 pm By Omar Faridi  |  

Satya Nadella, CEO of Microsoft, recently noted that we’ve experienced two years of digital transformation in just two months due to the acceleration of the shift towards all-digital platforms and services following the COVID-19 outbreak. Business ideas that may have been considered unthinkable or inconceivable… Read More

September 8, 2020 @ 12:54 pm By JD Alois  |  

Reg CF continues to grow in popularity as a securities exemption utilized by smaller firms to raise much-needed growth capital. Reg CF is the smallest of the three different crowdfunding exemptions but has perhaps garnered the most popular interest due. An issuer must utilize either… Read More

September 6, 2020 @ 3:17 pm By Ram Alagianambi, Arun Sikka, Janna Goldberg and Louis Caditz-Peck  |  

Expand your business’ impact by designing smarter products that benefit customers Building great financial products should follow the same basic rules as building any other solid products. However, this post will go beyond the basics and discuss how we can build financial products to improve… Read More

August 30, 2020 @ 4:51 pm By Omar Faridi  |  

Frank Rotman, who claims to be a 20+ year Fintech veteran, says that the “most disturbing” trend he’s seeing in the early-stage financial technology ecosystem is businesses or companies raising between two to three back-to-back investment rounds with minimal or not enough progress in-between.  … Read More

August 28, 2020 @ 12:30 pm By Omar Faridi  |  

Binance, the world’s largest crypto exchange in terms of trading volume, is questioning or wondering why we have many small-cap altcoins (alternative coins besides Bitcoin, the flagship digital currency) that are outperforming BTC and other major virtual assets. Binance confirms that Bitcoin surged past the… Read More

August 22, 2020 @ 3:05 pm By Omar Faridi  |  

Folk2Folk, a peer to peer lender supporting local and rural businesses, says that service providers in the UK should consider diversifying or branching out into new areas in order to survive during the COVID-19 pandemic. Folk2Folk notes that companies have been negatively affected because many… Read More

August 21, 2020 @ 9:59 am By Omar Faridi  |  

Digital banking or the use of online services and platforms may have been accelerated due to the COVID-19 outbreak, which had led to many countries enforcing nationwide lockdowns. While many countries are now beginning to “re-open” their businesses, the Coronavirus crisis has led to major… Read More

August 20, 2020 @ 5:49 pm By JD Alois  |  

  What is Bitcoin worth? Or, even better, what will Bitcoin be worth a month from now? Or a year from today? When purchasing (investing) Bitcoin it really comes down to future expectations as to whether, or not, the price of Bitcoin will rise or… Read More

August 17, 2020 @ 1:30 am By Adam Thatcher  |  

In recent years, equity (or investment-based) crowdfunding has been a popular alternative source of funding for early and later-stage companies. This is due to the increasing availability of capital and willingness of the general public to invest in innovative companies, the potential efficiency gains for… Read More

August 13, 2020 @ 10:48 am By Therese Torris  |  

Rotem Shneor, Ph.D., and two colleagues, Liang Zhao, and Bjørn-Tore Flåten, are publishing “Advances in Crowdfunding – Research and Practice,” a 500-page compendium of articles by 30 contributors, mostly academic researchers, about everything you ever wanted to know about crowdfunding across business models, sectors, and… Read More

August 7, 2020 @ 5:00 pm By Andrew Corn  |  

A shark is never your friend, even if he or she happens to be carrying big bags of money. After all, sharks eat people.  They do this literally in the ocean and figuratively in shark tank competitions. Best case: they invest in your deal at… Read More

July 27, 2020 @ 11:51 pm By Omar Faridi  |  

The UK’s Fintech sector is the largest in Europe. It managed to secure $4.9 billion in total investments last year, across 359 different deals. There also appears to be some sort of consistent or coherent Fintech Sector Strategy for Saudi Arabia, and also a strategy… Read More

July 18, 2020 @ 7:03 pm By Omar Faridi  |  

Gina DeCorla, a Senior Analyst for the Boston-based Informa Financial Intelligence, a company that helps financial institutions make informed decisions and take decisive action, has argued that credit unions do not need to partner with Fintech firms in order to survive. DeCorla notes that the… Read More

July 15, 2020 @ 11:57 pm By Omar Faridi  |  

David Bouchoucha from BNP Paribas’ asset management division has argued that private debt and real assets could potentially offer good opportunities to investors during the COVID-19 outbreak. Bouchoucha noted that these options can be attractive because private debt and real assets have proven to be… Read More

July 10, 2020 @ 12:00 pm By Peter Azu  |  

Almost every startup company will need some sort of external funding source to get going, but navigating the UK funding world can be quite difficult. Not only are there a lot of options that can seem almost identical, but there are many requirements and rules… Read More