Strategy

November 6, 2019 @ 3:48 pm By JD Alois  |  

Manhattan Street Capital has circulated an email that outlines the cost of doing a Reg A+ securities offering. While I know not everyone may agree with their analysis, Manhattan Street Capital is a platform that facilitates Reg A+ offerings and thus has some boots on… Read More

October 27, 2019 @ 11:18 am By Omar Faridi  |  

Individuals and organizations that use digital cryptocurrencies must begin reporting capital gains, and comply with regulatory guidelines. Firms must also implement appropriate auditing and accounting procedures for crypto assets and report such transactions to tax authorities.  On October 9, the Internal Revenue Service IRS released… Read More

October 25, 2019 @ 11:37 am By JD Alois  |  

Hectare is raising capital once again on the pages of leading UK based crowdfunding platform Seedrs. Its current securities offering is for £1 million for a 5.88% equity stake that is now in over-funding mode as £1.44 million has been committed representing 8.27% equity in… Read More

October 22, 2019 @ 10:26 am By JD Alois  |  

The number of restaurants leveraging Reg CF is increasing dramatically, according to a report published by Crowdfund Capital Advisors (CCA). Reg CF is the smallest of the three crowdfunding exemptions utilized in the US. Under Reg CF, an issuer may raise up to $1.07 million… Read More

October 13, 2019 @ 7:00 pm By Andrés Abumohor  |  

Financial technology (Fintech) companies are finding new ways to meet consumer demands and create more financial inclusion on a global scale. While Fintechs are on the rise, these companies still have to manage the same problems traditional financial institutions face: fraud. And while fraud permeates… Read More

September 25, 2019 @ 1:11 pm By JD Alois  |  

The deadline for comments on the Securities and Exchange Commission’s “concept release” on regulatory harmonization was yesterday. But even while the official deadline hit on September 24th, we expect that more comment letters from interested parties will be trickling in over the next few days… Read More

September 22, 2019 @ 9:57 pm By JD Alois  |  

Several weeks ago, Crowdfund Insider reported on letters being mailed by the US Internal Revenue Service (IRS) to individuals regarding possible taxes owed on crypto trading gains. These “CP2000” letters are largely driven by mandatory reporting from cryptocurrency exchanges. As CI has been told, many of… Read More

September 10, 2019 @ 4:55 pm By Maxwell R. Rich  |  

The securities regulatory regime in the United States is one based on the principle of disclosure, disclosure, and more disclosure; only those who can fend for themselves may invest without the benefits of statutorily prescribed disclosure. Therefore in the United States, there are only three… Read More

September 5, 2019 @ 11:03 pm By Cali Haan  |  

Accenture and the Depository Trust & Clearing Corporation (DTCC) are circulating a white paper which, “explores the generalized governance model that DTCC is implementing for its TIW-DDL system, a real-world implementation of DLT…(for the) financial industry.” DLT (distributed ledger technology) is an enterprise-adapted version of “blockchain”… Read More

September 5, 2019 @ 8:30 am By JD Alois  |  

Fintech Curve knocked it out of the park this week in an investment crowdfunding round that crushed multiple records on the Crowdcube platform. In brief, Curve raised £6 million (about $7.4 million) in less than one day. Crowdcube reports that many of the prior records… Read More

August 23, 2019 @ 11:30 am By Vincent Ney  |  

It’s no secret that over half of small businesses close their doors within the first five years. One of the critical problems that often occur has little to do with the innovation, ingenuity, or work ethic of the small business owners themselves, but rather the lack… Read More

August 15, 2019 @ 8:24 am By JD Alois  |  

DLXLaw, a boutique law firm that specializes in blockchain and smart contracts, recently helped a digital asset issuer receive a no-action letter (NAL) from the Securities and Exchange Commission (SEC). By receiving the NAL, the issuer, Pocketful of Quarters, received an implicit green light to… Read More

August 11, 2019 @ 8:02 pm By X.Y. Ng  |  

Thanks to the rise of peer-to-business (P2B) lending, the concept of Small and Medium Enterprise (SME) debt as an asset class has altered for the better. With low risk of default and high-interest rate returns, it is now possible to invest in SME debt at… Read More

August 4, 2019 @ 9:00 pm By Charles S. Kaufman, Michael B. Saryan, and Jor Law  |  

Raising capital by issuing tokens that rely on distributed ledger or blockchain technology has been clouded by regulatory uncertainty since the practice emerged during the initial coin offering or “ICO” boom. As entrepreneurs seek to use blockchain technology to build new networks and tokens, this… Read More

July 30, 2019 @ 7:50 am By JD Alois  |  

Robo.cash, a peer to peer lending platform operating in Europe as well as parts of Asia, has surveyed their investors and come to the conclusion that individuals in different parts of Europe – invest differently.  According to Robo.cash, investors in Central Europe tend to make… Read More

July 28, 2019 @ 6:00 pm By Andrés Abumohor  |  

B2B: 3 Opportunities for Fintech in Latin America Latin America’s Fintech industry is booming, with more than 1,166 Fintech startups creating more inclusive financial systems and boosting economic growth in the region. According to the recently published report Fintech in Latin America 2018: Growth and… Read More

July 21, 2019 @ 4:00 pm By Kirill Bensonoff  |  

    If an individual is interested in taking on investing, jumping directly into the stock market can be difficult, due to intimidation and the high required minimums. The initial perception floating around the industry is that in order to reap any benefits from investing,… Read More

July 17, 2019 @ 1:47 am By JD Alois  |  

The World Economic Forum and the International Organization for Public-Private Cooperation, with the support of Accenture, has published a report on the value of blockchain. While there has been more than enough hype regarding distributed ledger technology (DLT) and there remains an ongoing debate as… Read More

July 15, 2019 @ 9:31 pm By Cali Haan  |  

Several professional cryptocurrency traders are claiming that leverage and “whales” are behind Bitcoin’s recent massive price fluctuations and not coveted “new money.” According to Jeff Dorman, chief investment officer at ArcaFunds: “The Bitcoin price ascent from $4k-$10k was based on a confluence of real factors (depreciating… Read More

July 9, 2019 @ 3:54 pm By Samantha Hurst  |  

The European Crowdfunding Network (ECN) recently announced it has welcomed its new non-executive Board for the period 2019-2021. The organization revealed that after the 4th ECN CrowdCamp: Exploring Blockchain for Alternative Finance, the ECN General Assembly of members convened in Berlin to explore strategic options for… Read More