Strategy

King of SPACs: Doug Ellenoff of EGS Discusses the Hot SPAC Market – “Not a Fad”

The law firm of Ellenoff, Grossman, and Schole (EGS) has long been a leading Manhattan firm in the SPAC sector (Special Purpose Acquisition Company). This year, SPACs have boomed, including multiple high profile issuers as well as several Fintech focused SPACs. So how did SPACs… Read More

GROUNDFLOOR CEO Brian Dally Comments on LendingClub’s Decision to Stop Allowing Retail Investors to Participate in Marketplace Loans

Last week, LendingClub (NYSE:LC) filed an 8-K with the Securities and Exchange Commission (SEC) indicating its intent to stop offering retail notes by the end of the year. The leading marketplace lender in the US started as a peer to peer lender but over the… Read More

Digital Assets: How the Pandemic Can be a Catalyst for Innovation in Professional Sports

  Tokenization Provides Endless Possibilities for Teams and their Fans. Professional sports have been deeply stitched into the fabric of American society for well over a century, providing a daily source of joy (or pain if you’re a Mets fan), and serving as a refuge… Read More

NYCE Tops $1 Million Using Reg CF on Two Different Funding Portals – Republic and Wefunder

NYCE, a real estate investment firm, recently raised $1 million using the Reg CF security exemption. Under current rules, $1.07 million is the maximum amount an issuer can raise in an offering. But NYCE used a bit of a different strategy to complete the funding round… Read More

Fixing Reg A+ : Darren Marble’s New Venture Looks to Supercharge Reg A+ Crowdfunding with “Going Public”

Going Public Using Reg A+ Reg A+ is a JOBS Act exemption that launched with great hope but in some respects, soon fizzled.  The Securities and Exchange Commission (SEC) followed the guidance of Congress and took a moribund securities exemption, that no one used anywhere,… Read More

$1.3 Trillion was Spent on Digital Transformation in 2018, About $900 Billion “Went to Waste,” Fintech Exec Reveals

Satya Nadella, CEO of Microsoft, recently noted that we’ve experienced two years of digital transformation in just two months due to the acceleration of the shift towards all-digital platforms and services following the COVID-19 outbreak. Business ideas that may have been considered unthinkable or inconceivable… Read More

Lawcloud Reminds Reg CF Issuers to File Annual Report with SEC

Reg CF continues to grow in popularity as a securities exemption utilized by smaller firms to raise much-needed growth capital. Reg CF is the smallest of the three different crowdfunding exemptions but has perhaps garnered the most popular interest due. An issuer must utilize either… Read More

Five Things You Should Know if You’re Building Products to Improve Financial Wellbeing

Expand your business’ impact by designing smarter products that benefit customers Building great financial products should follow the same basic rules as building any other solid products. However, this post will go beyond the basics and discuss how we can build financial products to improve… Read More

Fintech Veteran Says Most Disturbing Trend Is Early-Stage Firms Raising Back-to-Back Rounds with Minimal Progress or Product Development, Revenue Growth

Frank Rotman, who claims to be a 20+ year Fintech veteran, says that the “most disturbing” trend he’s seeing in the early-stage financial technology ecosystem is businesses or companies raising between two to three back-to-back investment rounds with minimal or not enough progress in-between.  … Read More

Binance Explains Why Altcoins or Small Market Cap Cryptocurrencies have Outperformed Bitcoin, Ethereum, XRP

Binance, the world’s largest crypto exchange in terms of trading volume, is questioning or wondering why we have many small-cap altcoins (alternative coins besides Bitcoin, the flagship digital currency) that are outperforming BTC and other major virtual assets. Binance confirms that Bitcoin surged past the… Read More

P2P Lender Folk2Folk Recommends Diversifying Business Strategy and Products so UK Firms Can Survive COVID-19 related Challenges

Folk2Folk, a peer to peer lender supporting local and rural businesses, says that service providers in the UK should consider diversifying or branching out into new areas in order to survive during the COVID-19 pandemic. Folk2Folk notes that companies have been negatively affected because many… Read More

Aspiring Online Lenders backed by Established Corporates are More Likely to Secure Virtual Bank Licenses than Standalone Challengers: Report

Digital banking or the use of online services and platforms may have been accelerated due to the COVID-19 outbreak, which had led to many countries enforcing nationwide lockdowns. While many countries are now beginning to “re-open” their businesses, the Coronavirus crisis has led to major… Read More

What’s Bitcoin Worth? Report Seeks to Value Bitcoin

  What is Bitcoin worth? Or, even better, what will Bitcoin be worth a month from now? Or a year from today? When purchasing (investing) Bitcoin it really comes down to future expectations as to whether, or not, the price of Bitcoin will rise or… Read More

The Top 5 Considerations with Investment Crowdfunding

In recent years, equity (or investment-based) crowdfunding has been a popular alternative source of funding for early and later-stage companies. This is due to the increasing availability of capital and willingness of the general public to invest in innovative companies, the potential efficiency gains for… Read More

Dr. Rotem Shneor Discusses the Findings of “Advances in Crowdfunding, Research and Practice,” a Comprehensive and Insightful Compendium of Global Crowdfunding Research and Analysis

Rotem Shneor, Ph.D., and two colleagues, Liang Zhao, and Bjørn-Tore Flåten, are publishing “Advances in Crowdfunding – Research and Practice,” a 500-page compendium of articles by 30 contributors, mostly academic researchers, about everything you ever wanted to know about crowdfunding across business models, sectors, and… Read More

Perspective: Why Shark Tank Sucks and Crowdfunding Rocks

A shark is never your friend, even if he or she happens to be carrying big bags of money. After all, sharks eat people.  They do this literally in the ocean and figuratively in shark tank competitions. Best case: they invest in your deal at… Read More

Fintech Collaboration and Cooperation between Saudi Arabia and the UK Going Steady, Industry Execs Reveal

The UK’s Fintech sector is the largest in Europe. It managed to secure $4.9 billion in total investments last year, across 359 different deals. There also appears to be some sort of consistent or coherent Fintech Sector Strategy for Saudi Arabia, and also a strategy… Read More

Credit Unions Don’t have to Partner with Fintech Firms to Survive, According to Gina DeCorla from Informa Financial Intelligence

Gina DeCorla, a Senior Analyst for the Boston-based Informa Financial Intelligence, a company that helps financial institutions make informed decisions and take decisive action, has argued that credit unions do not need to partner with Fintech firms in order to survive. DeCorla notes that the… Read More

Private Debt and Real Assets could Potentially Offer Attractive Opportunities to Investors during COVID-19 Outbreak, BNP Paribas Executive Explains

David Bouchoucha from BNP Paribas’ asset management division has argued that private debt and real assets could potentially offer good opportunities to investors during the COVID-19 outbreak. Bouchoucha noted that these options can be attractive because private debt and real assets have proven to be… Read More

6 Ways UK Start Ups Can Access Funding

Almost every startup company will need some sort of external funding source to get going, but navigating the UK funding world can be quite difficult. Not only are there a lot of options that can seem almost identical, but there are many requirements and rules… Read More

Send this to a friend