Strategy

NextSeed: A Community-Driven Small Business Fundraising Platform Utilizing Crowdfunding Laws

NextSeed CEO Youngro Lee shares what is working & what is not under Reg CF. NextSeed was the very first, crowdfunding portal to receive FINRA approval. But the investment crowdfunding platform was honing its skills and processes under the Texas intrastate crowdfunding exemption before Reg… Read More

Is Your Crowdfunding Portal Ready For Your First FINRA Exam?

With the one year anniversary of Crowdfunding under Regulation Crowdfunding occurring on May 16th, business executives and compliance officers at registered Crowdfunding Portals (CFPs) should be actively preparing for their first regulatory examination by the Financial Industry Regulatory Authority (FINRA).   FINRA’s 2017 exam cycle… Read More

Alternative Lending Index Unveils European Cross-Border Lending Opportunities

Twino, one of the leading Baltic lending marketplace, has produced in conjunction with KPMG Baltics a report called Alternative Lending Index which assesses the potential of alternative finance in 23 European countries based on a set of economic credit data. While the report does not… Read More

Insurtech Report: Hype or the Next Fintech Frontier?

Oliver Wyman is out with a report on the emerging Insurtech sector. Oliver Wyman is a global management consultancy operating in 30 different countries. For this specific report, they partnered with Policen Direkt Group in Germany, an insurance technology firm. The authors believe that the… Read More

Regulation Crowdfunding: One year In Force 

    The new crowdfunding rules – Regulation Crowdfunding (Reg CF) – are celebrating 1 year anniversary of being in force on May 16th. The new rules open new opportunities for both sides. Business owners have an alternative to funding their companies from a bigger… Read More

On Crowdfunding: Why Independent Singer Songwriter Lindsay Kupser & Others Opt for Kickstarter

“…crowdfunding is an incredible resource for independent artists and is a powerful way to maintain creative control of our work.” This time of year is filled with graduations and future plans for promising students, artists and songwriters.  Kickstarter covers an interesting earful of projects from songwriter students who… Read More

Commercial for YayYo Reg A+ Crowdfunding “IPO” Offer May Push Promotion Too Far

Earlier this month I was running CNBC in the background and a commercial came up that caused me to pause. On the screen was a besuited old white male pitching the next great investment. Coming off a bit like a used-car salesman, I learned later… Read More

7 Years & Growing: GoFundMe Publishes Tips for Crowdfunding Campaign Organizers

In honor of its seventh birthday, GoFundMe reached out seven of its top organizers for advice for running a great campaign. Here’s what they shared: 1. Push past the nervousness. “Take action on the things that make you afraid — it’s an opportunity for the biggest reward. ” Campaign… Read More

Pearachute Founder Desiree Vargas Wrigley Shares Insight into Successful Crowdfunding Offer on Republic

  Desiree Vargas Wrigley is the founder of two companies, GiveForward and Pearachute. GiveForward is the well-known donations based crowdfunding platform that was recently acquired by YouCaring. The combined platforms have helped to raise over $800 million for medical expenses and other charitable causes. Vargas Wrigley… Read More

WRHambrecht Reviews Reg A+ Market & Challenges at ACSEC (Deck)

Robert L. Malin, Managing Director and Head of Equity Capital Markets at WR Hambrecht + Co, delivered a presentation today at a meeting of the SEC’s Advisory Committee on Small and Emerging Companies (ACSEC) on the emerging Reg A+ market.  Hambrecht is a broker dealer… Read More

SEC Posts Investor Bulletin Cautioning on Use of SAFEs in Crowdfunding

The Securities and Exchange Commission (SEC) posted an Investor Bulletin yesterday (May 9) addressing the utilization of “Simple Agreement for Future Equity” commonly referred to as SAFEs. These securities are frequently utilized in equity crowdfunding offers, specifically under the Reg CF exemption. The Bulletin, from… Read More

Mark Brownridge Discusses New EISA Guide to EIS & SEIS: Grow Your Business

The EIS Association (EISA) has produced a guide to the Enterprise Investment Scheme (EIS) and Seed Enterprise Investment Scheme (SEIS). “Grow your business with the Enterprise Investment Scheme” is designed as an introduction to EIS and SEIS for businesses that are considering seeking external funding…. Read More

How To Blow Your Reg D Offering: General Solicitation

Welcome to Part 1 of a series discussing the various ways an issuer can easily screw up their offering. In this part, we’ll be talking about general solicitation as it applies to Regulation D (Reg D) offerings. For those that are unaware, Reg D is, for… Read More

NextGen Crowdfunding Announces Season One Winners of the Crowdfunding Video Awards

On Wednesday during a livestream event, NextGen Crowdfunding announced the winners of its Crowdfunding Video Awards’ (CVA) first season, which kicked off on January 25th and had six rounds. While sharing details about the reward show, NextGen Crowdfunding revealed: “The CVAs were created by NextGen… Read More

How Banks Can Utilize Machine Learning

Last week, Accenture Consulting published a presentation on how banks can utilize machine learning to draw quicker insights from their data. Machine learning is the specific application of artificial intelligence (AI)  in which computers can learn without being explicitly programmed to do so. How Does it… Read More

Women & Minorities in Regulation Crowdfunding: High Success Rate Despite Low Representation & Lower Funding Levels

  Regulation Crowdfunding finished its fourth Calendar Quarter this past March and the data shows that women and minorities have a higher percent chance at hitting their minimum funding target but represent fewer campaigns and receive less capital. While the overall market is beginning to… Read More

Orchard Explains How Consumer Online Lending Gets its Mojo Back

After years of rapid growth and promising predictions from the Fintech sector, consumer online lending stumbled in 2016. The one-two punch of fast money running for the doors and a jittery economy pulled the rug out from under the entire sector. Some industry followers responded… Read More

PledgeMe Announces New Pricing For CrowdfundingU Program

On Friday, crowdfunding platform PledgeMe announced the new pricing for its CrowdfundingU program. This news comes less than two months after the funding portal revealed it was providing tiered CrowdfundingU programs for equity and lending campaigns.  CrowdfundingU offers a structured 6-week program for equity campaigners…. Read More