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We Need a Regulatory Framework for Cross-Border Crowdfunding Offerings

  Sara Hanks is well known in the alternative finance/crowdfunding space. Hanks is CEO and founder of CrowdCheck –  a due diligence, disclosure and compliance services for online capital formation. She is a Board member of CFIRA and is the current Chair of the SEC’s… Read More

Big Ticket Borrowing: Midsized Companies Turn to Marketplace Lending at Lendix & Creditshelf

At the onset of the marketplace lending market, lending to businesses was equated with lending to small and very small businesses: businesses at the low end of the small and medium-size enterprise (SME) market who were borrowing on average under €100,000.  However, as the alternative lending… Read More

Anaxago Opens Up French Real Estate Crowdfunding to Institutional Investors

Anaxago Immobilier, the real estate arm of leading French equity crowdfunding platform announced last Saturday that it has secured € 10 million of funding pledged by a group of French institutional investors, qualified investors, and family offices to finance real estate development projects alongside retail… Read More

GridShare Targets Renewable Energy Crowdfunding under Reg CF, Plans International Expansion

Gridshare is one of the newest Reg CF crowdfunding platforms to receive regulatory approval. While the number of Reg CF portals is growing, Gridshare is the first and only platform to target the specific vertical of renewable energy and Cleantech. Originally launched as an accredited… Read More

Why Are More Companies Staying Private? (Deck)

Why are more companies staying private? That’s a good question. Many moons ago, it was the ambition of most young promising companies to get big enough to “go public” and do an initial public offering (IPO). Becoming a listed company was viewed as a stamp… Read More

The Invest in America Act: Supporting Entrepreneurs & Innovation While Empowering Everyday Americans

  First off, we all owe Tony a debt of gratitude for actually drafting this set of regulations. Legislative drafting is yeoman’s work especially when it comes to tax law. This new legislation solves for two extremely important problems in the U.S. economy and society…. Read More

The Cambridge Centre for Alternative Finance, Monash Business School & Tsinghua University, Join on 2016 – 2017 Asia Pacific Alternative Finance Industry Study

The Cambridge Centre for Alternative Finance at University of Cambridge Judge Business School, Australian Centre for Financial Studies at Monash University and Tsinghua University Graduate School at Shenzhen have teamed up to launch the 2016-2017 Asia-Pacific Region Alternative Finance Industry Survey.  The consortium has gained the… Read More

China: WeiyangX Fintech Review

PBOC Becomes the First Central Bank to Issue Digital Currency Just at the start of 2017, People’s Bank of China (PBOC) took a big step in the area of digital currency. According to its announcement, PBOC has managed to test digital bill trading with beta-digital… Read More

Jefferies “Triples Down” on Bond Street with $300 Million Loan Purchase Commitment

Bond Street, an online small business lender, has announced that investment bank Jefferies Group has tripled its loan purchase commitment to $300 million. Back in 2015, Jefferies committed to $100 million in loan purchases. The increase by Jefferies represents a solid endorsement of the Bond Street platform and a… Read More

Calling All Would-be Angels: “Invest In America Act” Bill Could Help You Find Your Wings

Start-ups and small businesses represent the heart of the American economy and fostering this sector is integral to continued innovation and job growth in the U.S.  Access to capital however, is always a critical issue for these types of businesses and angel investors often represent… Read More

Ram Ahluwalia of PeerIQ Shares the Future of Online Lending

In the online lending world, there are a handful of people that know everything that is going on. From the good to the not so good, their vantage point is unique. Ram Ahluwalia, CEO and co-founder of PeerIQ, is one of these individuals. Ahluwalia launched PeerIQ in… Read More

Gust Launch Starts with a Bang! Global Startup Ecosystem Adds Services to Help Entrepreneurs Launch New Companies

Gust Launch is a relatively new addition to the Gust portfolio of services for startups. Gust Launch is described as; “one platform to easily incorporate, start, and run your company like a seasoned entrepreneur—designed by experienced startup founders, investors, and lawyers to help you from… Read More

CEO Tarlochan Garcha: Kuflink Aims to Be UK Market’s Leading P2P Brand

Crowdfund Insider had a chance to interview CEO of Kuflink Tarlochan Garcha to learn more about his company’s platform. Garcha has over 17 years of experience working with two global banks– Barclays and NatWest.  He has worked with companies at all stages:  from inception to start-up and… Read More

Cambridge Centre for Alternative Finance Publishes Africa & Middle East Alternative Finance Report

The Cambridge Centre for Alternative Finance (CCAF) has published its first benchmarking report covering alternative finance in the African and Middle East markets. Produced with the support and backing of Energy4Impact, UKAid and CME Group Foundation, the CCAF report states that alternative finance totaled more… Read More

FINRA Unravelled: Is the Securities Regulator in Need of Profound Reform?

FINRA, or the “Financial Industry Regulatory Authority”, is one of the most powerful financial regulators in the United States. It is also a private corporation that performs its duties as a “self-regulatory organization” (SRO). FINRA oversees the thousands of broker-dealers and other financial industry participants… Read More

Crowdfunding Success: Fundrise Passes IPO Target in Just 24 Hours, Stands at $14.6 Million

Real estate investment platform Fundrise has shared an update on their initial public offer (IPO) using Regulation A+, an offer we first uncovered in January. As we reported last week, Fundrise filed an amended Form 1-A with the Securities and Exchange Commission under the name of… Read More

OCC Fintech Charter: We Need a Government that Embraces Financial Innovation

The Office of Comptroller of the Currency (OCC) is an independent bureau within the United States Department of the Treasury that was created by the National Currency Act of 1863 (154 years ago, 20 years before the automobile was invented by Karl Benz from Germany)…. Read More

Innovate Finance Report on VC Investment into Fintech: Up Globally, Down in the UK

Innovate Finance is out with a report on global Fintech investment. According to their numbers, global venture capital into Fintech jumped by 10.9% to $17.4 billion in 2016 with 1,436 deals. Meanwhile, VC Fintech investment dropped by 33.7% in the  UK.  Global Fintech investment surpassed… Read More

Proposed OCC National Fintech Charter Comments & Feedback

Last December, the Office of the Comptroller of the Currency (OCC) – part of the Department of Treasury-  proposed a “National Bank Charter for Fintech Companies”. The exploration stirred up a hornet’s nest of public officials that were not too pleased the OCC would think… Read More

One Simple Thing Reg CF Issuers Can Do To Raise More Money Crowdfunding

Since Reg CF became effective, I’ve noticed a disturbing pattern in Reg CF deals—their valuations and economic terms are oftentimes unjustified. Unlike a normal angel or VC investment, which includes back and forth negotiations on terms with a lead investor, Reg CF issuers largely set… Read More