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Arcimoto Raises $20 Million in Reg A+ Crowdfunding Offer, Will Trade on NASDAQ Under Symbol FUV

Arcimoto says it raised almost $20 million in a Reg A+ crowdfunding round that closed on September 15th on WRHambrecht. Arcimoto said the company was shooting for $10 million but “landed almost double that”.  Arcimoto added that it will trade on NASDAQ under ticker symbol… Read More

Asia-Pacific Alternative Finance Rises to a Quarter Trillion Dollars in 2016 led by China

The Cambridge Centre for Alternative Finance (CCAF) is out with their 2nd annual report quantifying the growth of alternative finance for the Asia Pacific Region in 2016. Entitled, “Cultivating Growth,” the benchmarking report shows an emerging industry that grew dramatically versus year prior as it… Read More

Legal Guidance on ICOs? Wall Street Blockchain Alliance will Publish Recommendations Soon

Initial Coin Offerings (ICOs), the hot crowdfunding market that uses tokenized securities based on cryptocurrencies, is still looking to gain its sea legs. While there have been multiple phenomenal ICOs, like the recent Filecoin home-run that raised over $200 million ($135 million in just one… Read More

Crowdfunding Platform SyndicateRoom Sees Opportunity in Larger Funding Rounds

SyndicateRoom is one of the “big three” investment crowdfunding platforms in the United Kingdom. While it may not be the largest in terms of deal volumes, it has led the way for pairing professional investors alongside retail types for listed offers. This is important. Not… Read More

JPMorgan Chase is Buying Bitcoin, So Why is Jamie Dimon Calling it a Fraud?

Oh the irony. JPMorgan Chase CEO Jamie Dimon has been widely reported as bashing Bitcoin and cryptocurrency in general. Speaking at CNBC‘s Delivering Alpha conference, Dimon was asked a direct question as to his belief that Bitcoin was a fraud. Dimon separated Blockchain (Distributed Ledger… Read More

China: WeiyangX Fintech Review

China’s first and biggest bitcoin exchange BTCC is shutting down Early this month, PBOC, China’s central bank, placed a blanket ban on ICOs, which fueled speculation that China was on the way of a broader control and curb towards cryptocurrency market. There hasn’t been any… Read More

Did Lending Just Change for Good?

Bank lending regulations have rarely been thought of as dynamic or exciting but last night’s ruling by the Consumer Financial Protection Bureau (CFPB) to allow a lender to begin using alternative data in their underwriting could herald the beginning of a new era in lending… Read More

Australia to Fix Gap in Crowdfunding Regulations as Private Companies May Gain Eligibility in New Legislation

This week the Australian Parliament introduced new legislation that will extend crowdfunding or “crowdsourced equity funding” (as the Aussies call it) to private companies. This is an important fix that will create a far more robust and equitable crowdfunding ecosystem in Australia. Earlier this year,… Read More

ICOs & a Sustainable Global Token Sale Market: Joshua Klayman of MoFo Provides Answers

There is a lot going on in the cryptocurrency driven Initial Coin Offering market today. In recent weeks, national regulators have acknowledged the existence of tokenized funding rounds along with the fact that many are really securities and thus regulated. The US Securities and Exchange… Read More

Goldman Sachs Loves thy Neyber, Makes £100 Million Investment in UK Consumer Lender

Goldman Sachs has invested in the UK consumer lender Neyber through its private capital unit by providing £100M of debt and equity financing to Neyber, a fintech start-up providing loans that are repaid out of people’s salaries, reported multiple news sources. Existing investors Gael de… Read More

Orchard Launches New Platform: Orchard Deals Matches Global Investors & Originators to Boost Online Lending Market

  Orchard Platform has rolled out Deals, operated by Orchard Platform Markets, LLC, a wholly-owned subsidiary, SEC-registered broker-dealer, and member of FINRA and SIPC. Deals is a global market where loan originators may discover low cost financing and institutional investors can connect, evaluate, and move… Read More

Dear Elio Motors, We Need to Talk

A letter to Elio Motors (OTC:ELIO) …   I don’t drive motorcycles. Often on the Southern California highways, I curse lane splitting motorcycles and the danger they present to themselves and others. I have long said to my children that I wish they would not… Read More

Bank of England: Effective Competition & Financial Service Regulation

Earlier this month, the Bank of England published a staff working paper entitled, “Competition and prudential regulation”. The document is the work of Paul Fisher, former Deputy Head of the Prudential Regulation Authority (PRA) and Executive Director for Supervisory Risk and Regulatory Operations, and Paul A Grout,… Read More

China: WeiyangX Fintech Review

Online Marketplace Lenders Banned from Lending to College Students in China On September 6th, Zhao Jianjun, deputy director of the Department of Finance at Ministry of Education, announced at a press conference that online marketplace lenders are banned from lending to college students in China…. Read More

Fintech Visionary Joe Seunghyun Cho Discusses LATTICE80 – World’s Largest Fintech Hub

Joe Seunghyun Cho is the founder of LATTICE80 – the largest Fintech hub in the world. But he is also the co-founder and Chairman of Marvelstone Group, a Singapore based private investment group.  Marvelstone looks to invest in financial services, tech, real estate, infrastructure, energy… Read More

Digital Assets Predicted to Rise to $1 Trillion in Less than 2 Years

The Initial Coin Offering (ICO) market is going through a turbulent period of change and regulation. Following an incredible rise of the new form of raising capital online, regulators around the world are pumping their rule making breaks to slow down cryptocurrency based securities offerings…. Read More

State of the States: An Updated Analysis of Current Intrastate Crowdfunding Options

While Regulation (Title III) Crowdfunding continues to get all of the attention, the overwhelming majority of states currently have some form of “intrastate” retail crowdfunding laws already in effect; many of which offer significantly more favorable terms to issuers and investors than the federal rules…. Read More

Seedrs Receives £4 Million Investment from Woodford Investment Management [u]

Seedrs, one of the largest equity crowdfunding platforms in the UK, has received a follow on investment of £4 million from Woodford Investment Management. The new funding values the online investment platform at £40 million on a pre-money basis. Woodford previously backed Seedrs with £6… Read More

Banned: China Says Initial Coin Offerings are Illegal Fundraising

China has banned initial coin offerings (ICOs) – the red hot method of raising money using cryptocurrency based tokens, according to a report by Reuters. The move was not unexpected as WDJZ.com reported on August 28th the Chinese government was considering the move to halt… Read More

China: WeiyangX Fintech Review

Regulators in China are Said to Plan a Blanket Ban on Initial Coin Offerings In response of the ICO craze, regulators in China including PBC, CSRC and NIFA have held several internal meetings to discuss the best approach to regulate this emerging token creation events…. Read More