This week, Wirex unveiled Wirex Agents – a non-custodial infrastructure layer enabling AI agents to create stablecoin cards, open virtual accounts, and execute autonomous financial transactions directly onchain.
AI is already managing workflows like subscription operations, payout routing, and cost settlement, but execution still often stops at the payment step. Wirex Agents closes that gap by enabling AI-driven transactions on stablecoin rails without requiring the agent to take custody of funds.
Pavel Matveev, co-founder of Wirex, said,
“We believe the next wave of financial innovation will not be driven by apps, but by autonomous systems. Wirex Agents provides the infrastructure AI needs to store value, issue cards, and transact globally, without custody risk and without friction. The agent economy requires real payment rails, not experimental tooling. With Wirex BaaS, we’re delivering production-grade infrastructure designed for both humans and machines.”
Wirex Agents is powered by Wirex BaaS, Wirex’s non-custodial stablecoin payment layer designed for programmable finance and machine-native transactions. Through Wirex’s regulated connectivity while preserving non-custodial architecture, AI agents can access:
- Stablecoin-powered Visa cards;
- Stablecoin virtual bank accounts;
- Push-to-card payments;
- Cross-border transfers; and
- Cashback-as-a-service infrastructure.
As part of the release, Wirex launched two components designed to make financial execution practical inside modern agent workflows:
MCP server (Machine Commerce Protocol)
A server layer enabling AI systems to interact directly with Wirex payment rails for stablecoin card issuance, payouts, and treasury automation.
Agent skills
Reusable payment capabilities that can be integrated across agent clients and frameworks, including Claude Code and other agent toolchains, so teams can add real execution without building proprietary payment infrastructure.
The agent economy represents a shift where AI systems manage subscriptions, settle compute costs, execute arbitrage, pay vendors, and run treasury operations autonomously.
- Wirex Agents is designed to support those workflows through:
- Non-custodial stablecoin infrastructure;
- Direct Visa payment rails;
- Global settlement via ACH, SEPA, FPS, SWIFT, and push-to-card;
- 1:1 stablecoin conversion with zero spreads; and
- Merchant acceptance at 80M+ locations.
By combining card issuance, banking connectivity, and programmable payments, Wirex said it is positioning stablecoins as usable machine-native money, built for real-world commerce, not just onchain transfers.
