Tony Zerucha

Digital Assets Thoughts of the Week: the CLARITY Act, BTC and Zcash

Digital Assets insiders shared their thoughts on the CLARITY Act, Bitcoin, and Zcash this week. CLARITY Act and stablecoins “Stablecoins have been around for a long time. Using stablecoins for payments is increasingly important not only for the digital asset community but also for the… Read More

MiCA and Nacha Changes: Digital Assets Thoughts of the Week Bonus Edition

New developments with MiCA and Nacha provide us with an acronym-heavy bonus digital assets Thoughts of the Week. MiCA Growing pains “Regulations are quite new, both for regulators and for the entities that are in the market. We are learning how to be fully compliant, and… Read More

Digital Asset’s $355M Among This Week’s Fintech Raises

The checkbooks were opened this week as several fintechs announced impressive raises. Canton Creator Digital Asset Raises $355M Andreesen Horowitz’s crypto fund, a16z crypto, led a $355 million funding round for Digital Asset, the creator of Canton, this week. Additional participants included 7RIDGE, ABN Amro,… Read More

BTC and ETH: Thoughts of the Week

thought-catalog unsplash Bitcoin Ethereum Cryptocurrency

In the wake of Michael Saylor’s 32-BTC sale recently, the digital asset sector’s thoughts were on BTC and ETH. “Momentum is not on Bitcoin’s side this week. With $2.8 billion in cumulative outflows from Bitcoin ETFs and Michael Saylor selling 32 BTC last week, there… Read More

Experian, Snapchat Pilot Brings Financial Education to Social Media

An integration between Experian and Snapchat’s AI Sponsored Snaps ad offering, currently in alpha, is the latest example of companies using social media to improve financial literacy. Debbie Hsu, executive vice president of product for Experian Consumer Services, said the initiative allows a trusted brand… Read More

System Limitations Hinder Financial Services Marketing

A new marketing report commissioned by Fintel Connect finds that system limitations hinder financial institutions’ abilities to measure the effectiveness of their marketing spending. The Marketing ROI Gap in Banking: How Financial Institutions Spend, Measure, and (Struggle to) Prove Marketing’s Value was completed by Cornerstone… Read More

Marqeta’s 2026 State of Credit Report Shows Shift to Multi-Product Action By Young Consumers, SMBs

Marqeta’s 2026 State of Credit Report details a shift towards multi-product behavior by consumers and SMBs, yet many financial institutions still operate under the singular credit card mindset Consumers and SMB owners use various cards, BNPL and credit-building products for different jobs and in different… Read More

How States Can Protect Consumers From Rising Overdraft, NSF Fees: Report

A recent National Consumer Law Center report suggests steps states can take to protect consumers in the wake of relaxed federal rules on overdraft and NSF fees. Those two charges cost Americans an estimated $12 billion in 2025. Select report overdraft, NSF data Roughly 25%… Read More

AI Agents Can Improve Financial Health: Rain COO Frederic Choquette

Rain COO Frederic Choquette makes a compelling case for why AI agents will play a crucial role in improving Americans’ financial literacy and health. The timing couldn’t be better, as 70% of Americans have less than $500 in savings – the definition of living paycheck… Read More

Robinhood’s AI Agent Usage: Thoughts of the Week

Fintech industry participants weighed in on Robinhood’s (NASDAQ: HOOD) use of artificial intelligence (AI) agents this past week. “There’s a huge opportunity for Robinhood to reshape trading behavior again through AI agents. As these systems become more deeply embedded in investing platforms, users will increasingly stop viewing… Read More

VC Matt Brown Explains the Hot Market For Agentic Commerce

Matrix partner Matt Brown said agentic payments are coming faster and more broadly than almost any other fintech development he’s seen. For nearly 50 years, the early-stage venture capital firm has worked with startups from seed through Series A, shepherding some of the biggest concepts to fruition. As… Read More

BTCS’s Wojciech Kaszycki Sees Poland at Crucial Crypto Stage

BTCS CSO Wojciech Kaszycki said Poland’s investigation of Zondacrypto highlights why the country must have proper cryptocurrency regulation. Without it, Poland risks falling behind in the modern economy. Polish prosecutors allege there may be 350 million złoty (€82.5 million) in possible losses through misleading clients. Zondacrypto… Read More

AU10TIX Fraud Report Shows Growing AI Influence

The frequency of AI-generated identity fraud has surpassed physical document forgery for the first time, marking another milestone in the digital fraud era, a new report from AU10TIX reveals. That is part of a strategy that sees criminals building reusable identity assets that are deployed… Read More

BOLTS Tenchologies’ Yoon Auh On IBM’s Reported Quantum Investment

BOLTS Technologies founder Yoon Auh discusses IBM’s reported quantum investment. With “quantum” appearing in more headlines, it is useful to ask a more precise question: what part of the quantum stack is actually moving? I generally organize quantum developments into six buckets: Hardware — the… Read More

B2B Buyer Expectations Changed By Tech: TreviPay

TreviPay’s The Evolution of the B2B Buyer shows how technologies like AI have changed customer expectations around payments, automation and customer service. Today, 73% of buyers use AI. The top three areas are automating routine tasks and invoice processing, detecting fraud and mitigating risk, and… Read More

Digital Assets Thoughts From Last Week: Tokenization, Crypto, Post-Quantum and More

Cryptocurrency trading, tokenization, and post-quantum cryptography highlight this week’s edition of Digital Assets Thoughts of the Week. “Gold and Bitcoin have been selling off in tandem, which can only mean one thing: investors are finally getting worried about tighter monetary conditions. As Kevin Warsh begins… Read More

Galileo Research Finds Customer Embedded Financial Services Demand Outstrips Supply by 4X

New research from Galileo finds that brands that offer embedded financial services within their apps have a leg up on customer acquisition and retention, but they struggle to keep up with consumer demand for such services. Roughly 80% of executives say they plan to launch… Read More

QuantMap Co-Founder Ivan Patriki Sounds Alarm On Financial Influencers – “Finfluencers”

With more than 350,000 followers across Instagram, YouTube, and TikTok, QuantMap co-founder Ivan Patriki understands how influencers, or “Finfluencers,” succeed. But he also sees many ominous signs in that sector. Patriki’s response is QuantMap, a monthly subscription service bringing institutional-grade tools to retail investors. He seeks… Read More

African Fintech V-Track Introduces Real-Time Asset Management Platform

V-Track, an African asset intelligence platform, recently introduced a new platform designed to give users real-time insight into their asset management effectiveness As organizations across Africa intensify their focus on financial discipline, cost optimization, and governance, a critical vulnerability is the lack of accurate, real-time… Read More

XRP and BTC: Crypto Thoughts of the Week

Web3 minds also weighed in on BTC and XRP this week. “Against a more unsettling macro backdrop (with hotter-than-expected US inflation prints, a still elusive US-Iran peace agreement, markets pricing out a 2026 rate cut), BTC has traded between $79K and $81K over the past… Read More

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