July 6, 2026 @ 5:12 am By Tony Zerucha  |  

A new report from Onbe and NRG illustrates how consumer preferences for how they receive corporate payouts have changed in the digital age. 2026 Payouts Landscape: How mobile-first behavior is rewiring consumer expectations for corporate payouts is available here. Roughly 89% of consumers prefer digital… Read More

July 5, 2026 @ 3:49 pm By Tony Zerucha  |  

Security firm Microblink’s report Mapping the Rise of AI-Powered Identity Fraud describes how AI’s widespread availability and ease of use have changed how criminals commit fraud, and how security companies stop them. AI has erased human limitations. It is now easy to operate across multiple… Read More

July 4, 2026 @ 2:04 pm By Tony Zerucha  |  

This week, Digital minds were focused on acronyms – AI, MiCA, BTC and OUSD. AI “Everyone is focused on whether OpenAI or Anthropic reaches the public markets first, but that assumes the future of AI will be decided by model providers. Whether that’s the right assumption… Read More

July 4, 2026 @ 5:55 am By Tony Zerucha  |  

Select fintech product releases this week from Ondo Finance, Lantern, Bluprynt and Klaviyo. Ondo Finance, Broadridge Financial Solutions launch third-party tokenized securities solution It’s a live solution of third-party tokenized U.S. securities operating entirely within the existing regulatory perimeter in the U.S. to provide full… Read More

June 28, 2026 @ 11:47 am By Tony Zerucha  |  

Treasury Prime introduces Prime Cash Prime Cash allows Fintech partners to offer customers more ways to add cash directly to digital accounts. The solution is powered by Green Dot’s (NYSE: GDOT) embedded finance platform, Arc. Through Prime Cash, fintechs built on Treasury Prime’s platform may… Read More

June 27, 2026 @ 4:53 pm By Tony Zerucha  |  

Participants in the digital asset sector were busy this week opining on Bitcoin, AI, stablecoins, and quantum resistance before heading off for the July 4 holiday (in the US). Bitcoin “BTC’s negative premium on Coinbase has been widening — a sign that U.S. institutional buying… Read More

June 26, 2026 @ 6:56 am By Tony Zerucha  |  

While banking executives agree that AI can significantly benefit their business, a new Personetics report says most have a long way to travel before reaping the benefits. Personetics 2026 Global Banker Survey: From Aspiration to Execution, which surveyed 902 senior executives across North America, APAC… Read More

June 22, 2026 @ 10:11 am By Tony Zerucha  |  

Ravelin’s Global Fraud Trends 2026 report outlines evolving fraud trends. While there is stability and even decline in some metrics, new concerns have arisen with issues like AI. Ravelin surveyed 1,504 professionals across 10 countries. Fraud still hits companies hard. At least 30% of companies… Read More

June 22, 2026 @ 8:19 am By Tony Zerucha  |  

Bitcoin and stablecoins dominated digital asset discussions this past week. Bitcoin “Trump just handed the markets the biggest disinflationary event of 2026, and Bitcoin shot up on the news. But I’d be cautious about assuming this is the end of Bitcoin’s woes. There’s more weighing… Read More

June 22, 2026 @ 7:00 am By Tony Zerucha  |  

Select Fintech investments and acquisitions this past week, beginning with a whopper from Deluxe. Deluxe acquires Celero for $625 million deal. Celero offers merchant solutions for small to mid-sized businesses and strategic partners, including an all-in-one suite of omnichannel payment solutions. Learn more here. Chronograph… Read More

June 20, 2026 @ 7:33 am By Tony Zerucha  |  

A new study of American debt by Spinwheel shows Americans are carrying record levels. The danger increases as they add multiple debt types. Spinwheel analyzed $2.9 billion in consumer debt from more than 20,000 borrowers between November, 2025 and this May. Simply adding one debt… Read More

June 19, 2026 @ 8:46 am By Tony Zerucha  |  

Select fintech product releases and partnerships announced this week, beginning with Alchemy. Alchemy’s AgentCard integrates with Visa Intelligent Commerce The union promises a complete identity and payment stack so AI agents from any provider can make online purchases. Agents can transact using Visa-issued tokens. AgentCard… Read More

June 18, 2026 @ 6:26 pm By Tony Zerucha  |  

Bluwhale cofounders Han Jin and Adam Rowell quickly recognized that if consumers are going to trust AI agents to manage their financial security, they’ll need a better system than simply giving those agents blind access to banking and investment accounts. Their creation is an AI-native… Read More

June 16, 2026 @ 7:22 am By Tony Zerucha  |  

Digital Assets insiders shared their thoughts on the CLARITY Act, Bitcoin, and Zcash this week. CLARITY Act and stablecoins “Stablecoins have been around for a long time. Using stablecoins for payments is increasingly important not only for the digital asset community but also for the… Read More

June 14, 2026 @ 6:26 pm By Tony Zerucha  |  

New developments with MiCA and Nacha provide us with an acronym-heavy bonus digital assets Thoughts of the Week. MiCA Growing pains “Regulations are quite new, both for regulators and for the entities that are in the market. We are learning how to be fully compliant, and… Read More

June 14, 2026 @ 5:55 pm By Tony Zerucha  |  

The checkbooks were opened this week as several fintechs announced impressive raises. Canton Creator Digital Asset Raises $355M Andreesen Horowitz’s crypto fund, a16z crypto, led a $355 million funding round for Digital Asset, the creator of Canton, this week. Additional participants included 7RIDGE, ABN Amro,… Read More

June 9, 2026 @ 3:44 pm By Tony Zerucha  |  

In the wake of Michael Saylor’s 32-BTC sale recently, the digital asset sector’s thoughts were on BTC and ETH. “Momentum is not on Bitcoin’s side this week. With $2.8 billion in cumulative outflows from Bitcoin ETFs and Michael Saylor selling 32 BTC last week, there… Read More

June 9, 2026 @ 8:17 am By Tony Zerucha  |  

An integration between Experian and Snapchat’s AI Sponsored Snaps ad offering, currently in alpha, is the latest example of companies using social media to improve financial literacy. Debbie Hsu, executive vice president of product for Experian Consumer Services, said the initiative allows a trusted brand… Read More

June 8, 2026 @ 2:10 am By Tony Zerucha  |  

A new marketing report commissioned by Fintel Connect finds that system limitations hinder financial institutions’ abilities to measure the effectiveness of their marketing spending. The Marketing ROI Gap in Banking: How Financial Institutions Spend, Measure, and (Struggle to) Prove Marketing’s Value was completed by Cornerstone… Read More

June 7, 2026 @ 11:34 am By Tony Zerucha  |  

Marqeta’s 2026 State of Credit Report details a shift towards multi-product behavior by consumers and SMBs, yet many financial institutions still operate under the singular credit card mindset Consumers and SMB owners use various cards, BNPL and credit-building products for different jobs and in different… Read More