Better outcomes begin when payment firms understand customers’ needs

This post was originally published on fca.org.uk 

Design, adapt, and test

We found that firms who understood their customers were better able to design support around real needs, adapt their communications, and ensure people received a consistent experience.

This helped them deliver better outcomes, reduce barriers to access and support customers to make effective use of products and services.

And they were able to do this in simple, customer-centred ways.

Almost every firm we looked at could point to policies, training materials or procedures. These are a good start.

But these alone don’t guarantee customers will get good outcomes.

The most successful firms went a step further. They asked whether those arrangements were really working in practice, and checked.

They used management information, complaints data, customer feedback and quality assurance to understand how customers in vulnerable circumstances were actually experiencing their products and services.

If something wasn’t working, they changed it.



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Disclosure Quest

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Nov 4, 2026 vs Jan 1, 2025 - Nov 4, 2025

Share this graph
Number of Filings134Prior 129 +3.9%
Target Raise, Total$3.45BPrior $3.59B -3.8%
This YTDYear priorChange
Filings 134 129 +3.9%
Target raise $3.45B $3.59B -3.8%

Sponsored by the Crowded Media Group the leading digital news service covering the global Fintech Industry, including digital assets, crowdfunding, tokenization, and other innovations in capital markets. email us @CrowdfundInside

Source: DisclosureQuest. Initial Form 1-A only.

Created by Crowded Media Group

This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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