Tagged: fca

November 6, 2026 @ 5:25 am By FCA  |  

This post was originally published on fca.org.uk  How many of us read the terms and conditions of a contract before buying a financial product? Contracts hold the detail that shapes everyone’s financial life, whether you’re taking out a loan, insuring your holiday, or signing up… Read More

November 5, 2026 @ 9:08 am By FCA  |  

This post was originally published on fca.org.uk  Ethica is acting on behalf of West 28th Street Limited (West 28), which bought disguised remuneration loans from a third party. West 28 is not authorised or regulated by the FCA. Disguised remuneration schemes saw people – often… Read More

November 5, 2026 @ 6:07 am By FCA  |  

This post was originally published on fca.org.uk  How the FCA reviews its rules Reviews help us keep regulation effective and proportionate, improve future rule-making and ensure we remain accountable for our decisions. Sometimes we do this under our Rule Review Framework using evidence assessments, post-implementation… Read More

November 5, 2026 @ 4:06 am By FCA  |  

This post was originally published on fca.org.uk  The FCA will bring together financial services firms, quantum technology providers and national research laboratories to explore how quantum computing could help tackle financial crime. The Quantum Experimentation Group, the first of its kind for a regulator, will… Read More

November 4, 2026 @ 5:49 am By FCA  |  

This post was originally published on fca.org.uk  Quantum computing will bring significant opportunities to the UK financial sector, but firms need to act now to prepare for a world where a viable hostile quantum computer could break today’s widely used cryptography standards. The financial sector… Read More

November 3, 2026 @ 6:41 pm By FCA  |  

This post was originally published on fca.org.uk  We shared our condolences following Mr Andriesz’s tragic death and our thoughts remain with his family and loved ones. The review was commissioned by our non-executive directors. It is being conducted by Lea Paterson CBE, an independent non-executive… Read More

November 3, 2026 @ 6:41 pm By FCA  |  

This post was originally published on fca.org.uk  Disguised remuneration schemes saw people – often contractors, consultants and agency workers – paid for their work through loans instead of regular salaries as a way to avoid tax. HMRC has sought to tackle this tax avoidance through… Read More

November 3, 2026 @ 6:41 pm By FCA  |  

This post was originally published on fca.org.uk  Almost 9 out of 10 (89%) car finance customers who have complained or are considering doing so want the choice of an offer of compensation now, rather than waiting for the legal challenges to the FCA’s compensation scheme… Read More

November 3, 2026 @ 6:41 pm By FCA  |  

This post was originally published on fca.org.uk  The new framework brings ESG rating providers into FCA regulation for the first time, covering a market that plays an important role in investment decisions. The rules are designed to improve the transparency, reliability and comparability of ESG… Read More

October 30, 2026 @ 6:06 am By Omar Faridi  |  

UK’s Financial Conduct Authority (FCA) has obtained a High Court order that bars cryptocurrency exchange HTX—previously known as Huobi—from knowingly promoting cryptoasset services in violation of UK rules to customers based in the country. The development, announced by the regulator in late October 2026, marks… Read More

October 30, 2026 @ 6:00 am By FCA  |  

This post was originally published on fca.org.uk  A survey of UK 18 to 40-year-olds who own or are considering investments found 65% spotted ‘this is your only chance’ as a classic horror warning sign. But when faced with a ‘last chance to buy’ investment opportunity,… Read More

October 29, 2026 @ 8:46 am By FCA  |  

This post was originally published on fca.org.uk  If you are approached by a company, including a claims management company (CMC) or a law firm, offering to help you recover your money, you should proceed with caution. For most of the firm’s clients, there will be… Read More

October 29, 2026 @ 6:46 am By FCA  |  

This post was originally published on fca.org.uk  The FCA took legal action against HTX in October 2025 for breaking UK financial promotion rules. HTX had failed repeatedly to engage with the FCA. Following the commencement of proceedings, HTX took steps to exit the UK. The… Read More

October 29, 2026 @ 6:46 am By FCA  |  

This post was originally published on fca.org.uk  Fair value is a simple yet important principle at the heart of the Consumer Duty: the price customers pay should be reasonable, relative to the benefits they get. But applying that principle in practice requires judgement.  Three years… Read More

October 27, 2026 @ 11:01 am By FCA  |  

This post was originally published on fca.org.uk  Bullseye Financial is still authorised and supervised by us. The firm must still comply with our rules. We do not, however, authorise or supervise the joint administrators, who are responsible to their own regulators. They are officers of… Read More

October 26, 2026 @ 7:21 am By FCA  |  

This post was originally published on fca.org.uk  The UK’s most innovative businesses often start small. Before they can develop new technologies, win contracts or expand into new markets, they need access to banking services to help them operate, invest and grow. Access to financial services… Read More

October 26, 2026 @ 6:20 am By FCA  |  

This post was originally published on fca.org.uk  The joint liquidators will carry out an assessment of any client money and custody assets held by the firm to confirm the current position.  Following the assessment, the joint liquidators will work to return as much client money… Read More

October 24, 2026 @ 11:23 am By Barry James  |  

As the UK House of Lords Financial Services Regulation Committee kickoff the first evidence session of their inquiry into Regulatory Sandboxes this week (with written submissions closing Friday) in this, the first of a short series, in which we will map, diagnose, and work out… Read More

October 23, 2026 @ 5:33 pm By Omar Faridi  |  

European financial supervisors have reached out to Google following a significant cloud computing disruption earlier this week that temporarily disabled online services at multiple major banks. The outage, which occurred on Tuesday and persisted for several hours, stemmed from a power-related incident at a third-party… Read More

October 23, 2026 @ 6:14 am By FCA  |  

This post was originally published on fca.org.uk  International cooperation But for the kind of horizontal risks I’ve mentioned today, domestic coordination alone will not cut it.  We have to look beyond our own backyard, using domestic coordination and international collaboration to reinforce one another.  I… Read More