OppLoans has extended its lending operations to include Georgia and Mississippi, targeting underserved customers with less-than-perfect credit. For those who qualify, OppLoans is now offering personal loans up to $5,000 in Georgia and up to $2,500 in Mississippi.
“OppLoans is proud to add Georgia and Mississippi to our suite of online loan products that offer lower interest rates and far more flexible repayment terms than payday loans,” indicated OppLoans CEO Jared Kaplan. “With fully amortizing products, no prepayment penalties, and simple daily interest, our personal installment loan products provide real financial opportunity to the historically underbanked. And by reporting payment history to the bureaus, OppLoans’ products can help customers improve their credit profile.”
Currently rated 4.9/5 stars on Google and 4.8/5 stars on LendingTree, OppLoans was recently recognized by Inc. Magazine as one of the five hundred fastest-growing companies in the country. OppLoans provides non-prime borrowers a safe and reliable alternative to payday lending in several states including Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Maryland, Mississippi, Missouri, New Mexico, Ohio, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin.
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Reg A - Form 1-A Filings Beta
Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.
YTD: Jan 1, 2026 - Oct 25, 2026 vs Jan 1, 2025 - Oct 25, 2025
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Number of Filings131Prior 126 +4.0%
Target Raise, Total$3.40BPrior $3.54B -3.9%
This YTD
Year prior
Change
Filings
131
126
+4.0%
Target raise
$3.40B
$3.54B
-3.9%
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This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.
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“OppLoans is proud to add Georgia and Mississippi to our suite of online loan products that offer lower interest rates and far more flexible repayment terms than payday loans,” indicated OppLoans CEO Jared Kaplan. “With fully amortizing products, no prepayment penalties, and simple daily interest, our personal installment loan products provide real financial opportunity to the historically underbanked. And by reporting payment history to the bureaus, OppLoans’ products can help customers improve their credit profile.”
