BBVA Launches Blank Credit Card “Aqua” in Spain

BBVA announced on Wednesday it has launched Aqua, a new line of “blank” credit cards, in Spain. According to BBVA, Aqua features a CVV code but does not contain card numbers (PAN) or expiration dates printed on them. BBVA noted that this concept reinforces security both for card’s digital and physical versions since not having this data prevent possible fraudulent use.

BBVA has just launched a unique line of cards in Spain where for the first time the CVV is dynamic, proving greater security for all ‘online’ operations. Every time a customer wants to make a purchase, they must access the app and check the card number, CVV and expiration date. This functionality is based on ‘cloud’ technology and advanced cryptographic algorithms to ensure the inviolability of the code generated for the end user.”

BBVA also noted that the card will be issued in recycled plastic, thus fulfilling the banking group’s mission to reduce environmental impact. BBVA claims it was the first bank in Spain to distribute cards made from recycled plastic from various industries such as packaging, printing, automotive, and windows. Gonzalo Rodríguez, Head of Business Development at BBVA in Spain, further stated:

“This initiative goes beyond the launch of a card. It is a new experience for our clients. When they first access the ‘app’, they will find the most popular services to facilitate their banking experience, they will have greater control of their expenses, they will be able to choose the payment method they want and have greater security in their online purchases, since the number and CVV do not appear on the cards.”

BBVA added the card will be available at the end of October. It is compatible with all mobile payment systems offered by BBVA, in addition to the bank’s own system, Apple Pay (iOS), Samsung Pay, and Google Pay (Android).

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