Apple BNPL Now Available as Default Option on Stripe Transactions

March 15, 2024 @ 9:16 am By JD Alois

Payments platform Stripe is now incorporating Apple Pay Later, a buy now pay later (BNPL) service, by default for its merchants.

Apple (NASDAQ:AAPL) revealed its BNPL product in 2022. The announcement immediately caused shares in other BNPL providers to stumble due to the company’s size. Apple Pay Later enables a user to split the cost of a purchase over six weeks minus interest or fees.

Apple Pay Later is available via Stripe for purchases from $75 to $1000. Currently, this option is only available in the US for Stripe users.

Apple continues to incorporate additional Fintech features. Expectations are for a longer-term BNPL feature that may incorporate interest. BNPL as a service has emerged as a popular option for consumers as, typically, it is less costly than expensive credit card transactions.

Apple offers several other Fintech services like Savings and P2P cash transfers. It has been rumored that Apple will offer an investing service at some point in the future.

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 20, 2026 vs Jan 1, 2025 - Oct 20, 2025

Number of Filings129Prior 124 +4.0%

Target Raise, Total$3.37BPrior $3.52B -4.3%

	This YTD	Year prior	Change
Filings	129	124	+4.0%
Target raise	$3.37B	$3.52B	-4.3%

Sponsored by the Crowded Media Group the leading digital news service covering the global Fintech Industry, including digital assets, crowdfunding, tokenization, and other innovations in capital markets. email us @CrowdfundInside

Source: DisclosureQuest. Initial Form 1-A only.

Created by Crowded Media Group

This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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