UK Finance has recently cautioned consumers about the prevalence of holiday scams as criminals try to trick people this summer.
UK Finance notes that as summer approaches and we look for opportunities to take a break away in the sun, UK Finance’s Take Five to Stop Fraud campaign is warning customers “to be alert to criminals offering fraudulent holiday deals that could leave people out of pocket.”
As mentioned in a blog post by UK Finance, criminals will look “for ways to trick you into handing over money and financial information, including when we are shopping for holidays at low prices.”
UK Finance explains that they do so “by advertising fraudulent flights, accommodation and holiday packages at great deals, with offers that are often too good to be true.”
Most holiday scams take place “online so it’s important to keep alert to potential fraudulent adverts.”
They may clone the websites of genuine travel companies, “with web addresses very similar to the actual company’s website, so you think you’re making a real purchase.”
Criminals may also post fake advertisements “for holiday homes or flights on trusted websites and social media, hoping you’ll click on them and pay them directly by bank transfer.”
Paul Maskall, Take Five to Stop Fraud spokesperson said:
“As summer approaches, it’s a great time to look for a nice get away to enjoy the weather and relax in the sun, so be on the lookout for criminals wanting to take away your enjoyment. Criminals are relentless and will do anything to get their hands on your money so it’s important to you protect yourself from any threat of holiday scams and follow the advice of our Take Five to Stop Fraud campaign. Always take a moment to stop and think before parting with your information or money as only criminals will try and rush you. It could save your holiday.”
To protect yourself from the threat of holiday related scams, follow the advice of the Take Five to Stop Fraud campaign.
- Stop: Take a moment to stop and think. Make sure you’re on a genuine seller’s website by checking the website link and avoid clicking on links from social media, message or email. Be cautious of any “too good to be true” offers.
- Challenge: Ask yourself, could it be fake? It’s ok to reject, refuse or ignore any requests. Only criminals will try to rush or panic you. Search the accommodation on other websites to check prices and if it’s much cheaper, ask yourself why. Always use a secure payment platform from trusted retailers – avoid paying with bank transfer. If you’re booking a package holiday, make sure the tour operator or travel company is a member of a recognised trade association such as ABTA or ATOL.
- Protect: Contact your bank immediately if you think you’ve fallen for a scam and report it to Action Fraud.