Jumio, the provider of automated, AI-driven identity verification, risk signals and compliance solutions, unveiled Jumio Liveness, an in-house technology designed to address increasingly sophisticated fraud tactics.
This solution expands beyond presentation attacks, such as paper or screen copies, and employs AI models to block threats like “injection attacks” and deepfakes.
Jumio Liveness enhances fraud detection by checking if more than one person is present throughout the selfie-capture process or if someone is “being forced to undergo the identity verification process.”
It prevents the registration of unconscious individuals, such as “those who are sleeping.”
These measures help ensure that only genuine, “consenting users are able to access services, dramatically reducing fraud risks.”
Jumio has established a multi-layer defense strategy to tackle a range of attack types, both “current and emerging.”
By combining liveness detection, AI-driven fraud detection, and anti-spoofing technologies, Jumio’s system is designed to defend against “existing threats while staying agile enough to address future attacks.”
This strategy is backed by a patent portfolio spanning nearly 100 unique patent families and ensures that businesses using Jumio’s services “remain protected in an ever-evolving fraud landscape.”
In addition, Jumio has mechanisms in place to “monitor for anomalies and suspicious activities.”
These systems review daily traffic to identify “new attack vectors as they emerge.”
Any new insights are fed directly into the AI model’s training pipeline, creating a real-time feedback loop that enables Jumio’s technology to “adapt rapidly.”
This ensures that its defense mechanisms remain updated and “highly effective against evolving and sophisticated threats.”
While taking a selfie is ubiquitous today, images that are blurry or unfocused can still “create friction in an identity verification process.”
At the core of Jumio’s innovation is an automated capture technology that guides users through the selfie process “with instant feedback that empowers them to course correct when needed, ensuring optimal image quality and high conversions of valid users.”
The technology helps users capture “clear, glare-free selfies with fully visible faces, eliminating issues like blur.”
These images can then be used for downstream identity checks, such as face matching, database lookups or regulatory reviews, “making Jumio’s solution ideal for industries requiring rigorous identity verification.”
Jumio helps organizations to know and trust their customers online. From account opening to ongoing monitoring, the Jumio Platform provides identity verification, risk signals and compliance solutions that help “accurately establish, maintain and reassert trust.”
Leveraging technology including automation, biometrics, AI/machine learning, liveness detection and no-code orchestration with hundreds of data sources, Jumio helps fight fraud and financial crime, “onboard good customers faster and meet regulatory compliance including KYC and AML.”
Jumio has processed 1 billion+ transactions spanning 200+ countries and territories from real-time web and mobile transactions.
Based in Sunnyvale, California, regulatory technology firm Jumio operates with offices and “representation” in North America, Latin America, Europe, Asia Pacific and the Middle East.
Regtech company Jumio is reportedly backed by Centana Growth Partners, Great Hill Partners and Millennium Technology Value Partners.