Prudent AI announced the launch of Prudent AI Upfront, the mortgage industry’s “one-touch” pre-qualification platform that enhances lender sales funnels.
This solution empowers lenders to “process more applications, reduce fallout, and capture more business.”
Prudent AI Upfront reportedly improves sales funnel efficiency through three transformative outcomes:
- 24/7 Document Submissions: Brokers and third party originators can submit borrower documents round the clock with instant alerts on missing documents, eliminating manual intervention
- Evaluate Borrower Repayment Ability at a Glance: Compute qualified income of borrowers in minutes, instead of hours, with 100% accuracy
- Real-Time Insights: Instant loan recommendations based on borrower profiles with AI Income Copilot
Jayendran GS, Co-Founder of Prudent AI said:
“By evaluating borrower data at the entry point, Prudent AI Upfront fundamentally changes how lenders manage their sales pipelines. Lenders can process more applications and close more loans without adding operational overhead.”
Srikanth Rajaraman, Co-founder of Prudent AI said:
“Prudent AI Upfront redefines what’s possible in the mortgage origination process. By bringing qualification to the front of the sales funnel, we’re eliminating traditional bottlenecks and enabling lenders to qualify borrowers faster than ever before. This isn’t just an incremental improvement – it’s a complete reimagining of the mortgage sales process.”
The platform particularly excels with “self-employed borrowers, traditionally an underserved yet highly creditworthy market segment.”
Paul Gigliotti, Chief Growth Officer said:
“The Non-QM market has long struggled with pre-qualification bottlenecks. Prudent AI Upfront eliminates these barriers. Lenders can confidently serve this multi-trillion-dollar segment with unprecedented efficiency.”
Lenders implementing Prudent AI Upfront report a “60-70% reduction in document review time while expanding their sales pipelines.”
The technology integrates with “existing LOS, CRMs, POS, and pricing engines, fitting into a lender’s tech stack for deployment and impact.”
Prudent AI’s methodical growth strategy has expanded from its Non-QM foundation to “serve broader lending markets including non-agency, Agency and business-purpose lending, positioning Prudent AI Upfront as an essential tool for modern mortgage operations.”