Snout, a pet healthcare financing platform, said it has secured more than $110 million in total capital to expand access to affordable, prevention-first veterinary care across the United States, betting that simpler monthly payment plans can lift routine care uptake while reducing administrative friction for clinics.
The company said the package includes $100 million in financing from Clear Haven Capital Management and a $10 million Series A round led by Footwork, with participation from existing investors Pear, Bread and Butter Ventures and Restive Ventures, alongside veterinary industry experts and other backers.
Snout partners directly with veterinary clinics to offer wellness plans that bundle recommended preventive services, typically including unlimited exams, vaccinations, bloodwork, flea and tick prevention and other routine care, the company said.
Pet owners pay through interest-free monthly instalments, and Snout said it removes credit checks as well as reimbursement workflows that can delay payment in other models.
“The scariest part of veterinary care shouldn’t be the bill,” Emily Dong, Snout founder and CEO, said. She added the new capital will help the company broaden preventive care access and provide veterinary teams with financial infrastructure to support clinical decision-making without payment delays.
Snout said the funding will support three priorities: expanding its national network of partner clinics, deepening operational support resources for veterinary teams and enhancing the pet owner experience to drive long-term cost savings.
“When cost is no longer the barrier, veterinarians can focus on what matters most: delivering the best possible care,” said David Nietzke, the startup’s chief operating officer.
Brian Smith, director of Investments at Clear Haven Capital Management, said the firms have built a model that “rethinks how healthcare is paid for” and aims to scale it to serve more clinics and pets nationwide.
Overmatch Capital advised Snout on the financing transaction, the company said.
Snout’s structure blends venture equity with a large financing facility, a mix often used by fintech lenders and payments firms to fund customer growth while keeping equity dilution in check.
The approach can work well if underwriting and repayment performance remain stable and if clinic adoption scales without heavy operational costs.