Bottomline, a global provider of business payments and cash management, and Koxa, an ERP-banking company, this week announced a partnership to deliver embedded banking capabilities directly inside ERP systems. The collaboration enables Bottomline’s bank clients to offer a fully integrated ERP banking experience to their corporate and treasury customers but without the cost, risk, or complexity of building and maintaining custom API infrastructure.
As businesses demand more connected financial experiences, ERP-banking is quickly becoming a must-have for banks serving treasury customers. The partnership helps banks strengthen relationships and improve efficiency by embedding services into ERP workflows. Using Koxa’s platform and Bottomline’s Commercial Digital Banking API framework, banks can launch these capabilities quickly and securely through existing connectivity.
For banks, this means customers can access banking services right from their ERP, the channel they already use every day. That flexibility makes it easier for businesses to stay connected and helps banks build stronger, longer-lasting relationships with their clients.
For corporate finance and treasury teams, the integration brings payments, approvals, reconciliation, and access to statements – all within their ERP. This removes manual steps, reduces reliance on separate portals, and speeds up processes.
Security and compliance are built in. The solution enforces user entitlements and payment limits within ERP workflows to maintain control and reduce fraud risk. Its API-driven design replaces older file-based processes, making systems easier to scale and more resilient, while supporting ACH, wire transfers, and B2B and B2C transactions.
“ERP-banking is the new standard for treasury connectivity,” said Camellia George, co-founder and CTO at Koxa. “Through this partnership, Bottomline’s bank clients can more easily deliver the ERP-banking experience their customers increasingly expect.”
“Banks are under pressure to deliver more than just transactions,” said Rodney Nilson, vice president of product management for digital banking at Bottomline. “They need speed, security, and simplicity where customers work every day. Embedding banking in ERP does exactly that. It’s a smart way for banks to strengthen relationships and stay ahead.”
