Upvest, the Berlin-based investment technology provider for European markets, has announced a $125 million financing package that solidifies its status as the continent’s top provider of API-first infrastructure for securities trading and wealth management. This capital injection comes at a pivotal moment as traditional banks scramble to overhaul outdated monolithic systems and unlock new revenue streams from retail investors seeking accessible, personalized financial services.
The round breaks down into a $90 million equity component, spearheaded by Sapphire Ventures and Tencent, alongside continued support from longstanding backers Bessemer Venture Partners and BlackRock.
Complementing this is a $35 million debt facility currently in the final stages of closing, bolstering the firm’s overall financial foundation.
The surge in demand stems from growing pressure on financial institutions to replace rigid legacy platforms with flexible, modular solutions capable of handling high-volume operations while complying with evolving local regulations.
Since its founding in Berlin in 2017, Upvest has evolved into a fully regulated securities institution operating across Europe and the UK.
It delivers comprehensive end-to-end services—including trading execution, secure custody, and streamlined back-office functions—through a developer-friendly API framework.
This approach allows partner banks, brokers, and wealth managers to rapidly integrate sophisticated investment capabilities without building everything from scratch.
Clients span leading digital players such as DKB and Santander’s Openbank, as well as innovative fintech disruptors including Revolut, N26, Webull, and Raisin.
With a team of 280 professionals, the company now supports more than 30 major institutions and processed over 100 million client orders throughout 2025 alone.
Monthly order volumes continue climbing at double-digit rates, reflecting robust enterprise adoption and driving a substantial uplift in the company’s valuation while charting a clear trajectory toward profitability.
The new resources will fuel targeted expansions that directly address market needs.
Upvest plans to fast-track integration of region-specific tax-advantaged pension vehicles, such as Germany’s Altersvorsorgedepot and the UK’s Self-Invested Personal Pensions (SIPPs).
By absorbing the intricate compliance and operational complexities internally, the platform enables institutions to launch these high-demand products in mere months instead of years, all while delivering superior user interfaces and lower costs.
Simultaneously, the firm is accelerating deployment of AI-powered investment engines.
These tools leverage real-time programmable execution interfaces, empowering developers and banks to create autonomous, hyper-customized advisory experiences tailored to everyday retail clients at scale.
Leadership views the funding as validation of Upvest’s momentum, coming just one year after its previous Series C raise.
The capital will prioritize growth into Europe’s key markets, enhancing localized pension offerings and advancing the emerging AI-driven investment landscape.
By elevating the profitability and scalability of securities operations, the company aims to equip financial providers with tools to serve the next wave of 100 million investors seeking greater control over their wealth.
This latest milestone positions Upvest not merely as a technology vendor but as the essential backbone for modern, compliant, and innovative investing across the region. As retail participation in capital markets accelerates, the firm’s infrastructure aims to democratize access while helping institutions thrive in a digital environment.
