Ant International’s Global Network Surpasses 150M Merchants on AI Commerce Push

Digital payments major Ant International announced that its global network now connects more than 150 million merchants with over 2 billion user accounts.

The growth comes as the fintech firm expands its payments, cross-border commerce, and AI-driven financial services infrastructure, according to an announcement.

The company disclosed the figures at its MoMents 2026 fintech executive forum in Kuala Lumpur, where it outlined plans to deepen interoperability across digital wallets, banking apps, QR payment systems, and merchant platforms.

Ant International said it now supports more than 300 payment methods across over 220 markets, including major card schemes, 50 mobile payment partners, and more than 10 national QR systems.

The expansion underscores Ant International’s push to position itself as a global payments and fintech infrastructure provider, particularly for merchants and small businesses involved in cross-border trade.

The company said it processes more than 20 million transactions daily.

Ant International’s recent partnerships include work with Vietcombank and NAPAS in Vietnam for cross-border QR payments. It also collaborates with Saudi Arabia’s central bank and Mada to introduce Alipay+ QR payments this year.

Additionally, the firm has partnered with Mexican fintech R2 to support SME lending in Latin America.

Ant International is also expanding its AI toolkit for financial services. At the forum, the company introduced Agentic Mobile Protocol, an open-source framework designed to support AI-powered payments across mobile wallets, banking apps, super apps, and wearable devices.

Other products include GenAI Cockpit, an AI-as-a-service platform used by TNG eWallet in Malaysia and easypaisa in Pakistan; AI SHIELD, a risk management model designed to detect high-risk transactions; and Falcon TST, an AI foreign-exchange model that Ant said has reduced its internal FX costs by up to 60%.

The company’s strategy centres on four businesses: Alipay+, Antom, Bettr and WorldFirst. Together, these units cover global payments, business accounts, embedded finance, treasury and AI-enabled tools for merchants.

The broader signal is that payments firms are moving beyond transaction processing into operating systems for digital commerce.

For Ant International, the opportunity is large, but so is the execution challenge: interoperability, regulatory compliance, fraud prevention and market-by-market localisation will determine how far its global network can scale.



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