Singapore-based fintech Thunes has introduced real-time payment capabilities for sending funds into the US from international markets. Announced recently this month, this latest development now reportedly enhances its Direct Global Network, allowing businesses and consumers worldwide to transfer USD with exceptional speed, cost optimization, and flexibility through one unified API interface.
The Fintech company established a direct link to a US financial institution, enabling seamless payouts across key domestic systems.
These include the standard Automated Clearing House (ACH), Same-Day ACH for quicker processing, and various real-time payment networks.
This native integration marks a significant infrastructure advancement, supported by Thunes’ robust regulatory foundation of 50 Money Transmission Licenses (MTLs) across US states and territories. Such licensing facilitates direct, institutional-level access to local clearing mechanisms without relying on layered intermediaries.
By connecting straight to these systems, Thunes minimizes delays, lowers overall transaction expenses, and reduces the likelihood of rejections that often plague traditional cross-border flows.
The expanded capability integrates into Thunes’ broader Direct Global Network, which spans more than 140 countries and supports over 90 currencies.
It reaches an extensive ecosystem of over 12 billion endpoints, encompassing mobile wallets, stablecoin wallets, and bank accounts globally.
This launch particularly benefits international entities such as gig economy platforms, money transfer operators (MTOs), payment service providers (PSPs), banks, and neobanks.
These organizations can now route value into the US using their chosen methods via a single connection point.
Historically, inbound USD payments from abroad have faced challenges including slow processing times, limited visibility, and elevated fees—issues that disproportionately affect business-scale transfers.
Chloé Mayenobe, Deputy CEO of Thunes, said:
“USD payments into the US have historically been sluggish, opaque, and heavily burdened by fees associated with cross-border money movement – particularly for businesses.”
She emphasized how the company’s state-level licenses now enable direct real-time rails and robust USD clearing, tackling a substantial multi-trillion-dollar opportunity in the market.
“Thunes is making large-size B2B payments instant and friction-free and making consumer payouts easier … , giving our Members in the rest of the world the ability to payout into the US like locals.”
Ximena Azcuy, Head of Network – Americas at Thunes, added that the direct tie-up with a major US bank represents a transformative shift.
It streamlines high-volume international transfers, offering options from economical batch ACH processing to instant schemes.
This provides network members with a strong competitive advantage in global operations.
Thunes positions itself as the so-called “Smart Superhighway” for worldwide money movement. Its network delivers real-time transactions while incorporating advanced tools like the SmartX Treasury System and Fortress Compliance Platform.
These ensure control, transparency, protection, and efficiency. Clients include Uber, Deliveroo, Grab, WeChat, and various fintechs, MTOs, and banks.
Headquartered in Singapore, the firm maintains a presence in 14 cities worldwide.
This US expansion reinforces Thunes’ role in closing gaps between domestic instant payment systems and cross-border realities. By offering local-like experiences for international senders, it now aims to accelerate tech advancements in global fintech, particularly for high-value B2B flows and everyday consumer disbursements.
