UK based digital banking provider Revolut is poised for a major liquidity event that could increase its valuation to $115 billion. This development comes shortly after the fintech secured key regulatory approvals, signaling strong investor confidence in its expanding global footprint and financial performance.
According to reports, the Fintech ecosystem focused company is preparing a secondary share transaction.
This move would primarily enable early backers, employees, and long-term shareholders to cash out portions of their holdings by selling existing shares to new investors, rather than issuing fresh equity.
Such arrangements have become a preferred strategy for Revolut, offering flexibility without the immediate pressures of a public listing.
Discussions with potential participants are underway, and a structured process might launch as early as this month, though terms remain fluid.
This potential valuation represents a substantial 53% increase from the $75 billion mark achieved in a similar secondary sale in November 2025.
At that level, Revolut already stood as one of Europe‘s most valuable private technology firms.
A successful deal at $115 billion would position it ahead of several established European banks, including Barclays and Deutsche Bank, while aligning it closely with institutions like BNP Paribas.
The timing aligns with significant regulatory wins. In March 2026, Revolut obtained a full UK banking license, ending years of anticipation and allowing deeper expansion into lending products.
The firm has also submitted an application for a national bank charter in the United States, which could unlock access to the world’s largest consumer finance market.
These milestones enhance its credibility and operational scope, supporting ambitions to serve as a comprehensive global financial platform.
Revolut’s strong fundamentals underpin the elevated pricing.
For 2025, the company reported revenue of approximately $6 billion (up 46% year-over-year), driven by diverse streams including card payments, subscriptions, foreign exchange, and wealth management services.
Pre-tax profit climbed to a record $2.3 billion, reflecting efficient scaling and a healthy 38% margin.
Customer numbers reached 68.3 million, with total balances surging 66% to over $67 billion.
Eleven distinct product lines each generated more than $135 million in annual revenue, demonstrating resilience across its ecosystem.
Founder and CEO Nik Storonsky stands to benefit significantly.
Internal estimates suggest his stake could be worth at least $36 billion at the new valuation level.
Storonsky has emphasized a deliberate path forward, ruling out an initial public offering before 2028 and favoring secondary sales to provide liquidity while building toward a potentially even higher public market debut.
This latest chapter highlights Revolut’s evolution from a challenger app to a mature, profitable fintech enabler.
With over 40 million users in prior years now expanded substantially, the firm continues investing in infrastructure, international licenses, and innovative services.
Investors appear eager to back its trajectory amid a competitive landscape where traditional banks face pressure from agile digital players.
While details of the transaction size are not yet public—potentially involving hundreds of millions to over a billion dollars in shares—the interest reflects broader appetite for high-growth financial technology. Success would further cement Revolut’s status as Europe‘s standout “centicorn,” a private company exceeding $100 billion in value.