PostFinance has introduced its first proprietary exchange-traded fund, marking a milestone as the first Swiss retail bank to launch its own multi-asset ETF. The PostFinance Global Portfolio ETF, developed in partnership with Xtrackers by DWS, began trading on the SIX Swiss Exchange on 23 June 2026.
The new fund offers investors a single, diversified vehicle that combines global equities — with an emphasis on Swiss companies — alongside gold and Swiss real estate.
It mirrors PostFinance’s established “Capital gains” investment strategy and “Global” asset allocation approach.
Shares form the core of the portfolio to support long-term growth potential, while gold and Swiss property holdings provide additional stability and risk spreading across asset classes and regions.
Unlike many traditional single-index ETFs, this multi-asset product bundles several investment categories into one easily tradable instrument.
PostFinance determines the strategic asset mix and oversees rebalancing frequency, while Xtrackers by DWS, a long-standing partner, handles day-to-day implementation within the fund structure.
The ETF is domiciled in Luxembourg, trades in Swiss francs, and follows an accumulating distribution policy (ISIN: LU3254343414).
With a total expense ratio (TER) of 0.49 percent per year, the product is positioned competitively against other multi-asset solutions available in the market.
It is offered on an execution-only basis, meaning PostFinance provides no personalised investment advice.
Customers can buy and sell the ETF independently through the bank’s e-trading platform and mobile app, or set up regular saving plans for smaller, automated contributions.
Because it is listed on the SIX Swiss Exchange (and also accessible via other venues such as BX Swiss and Xetra), non-PostFinance investors can purchase it through any broker that offers SIX-listed securities.
Individual purchases through PostFinance are brokerage-free until the end of 2026.
Philipp Merkt, Chief Investment Officer at PostFinance, said the launch delivers broad diversification across multiple asset classes in one convenient product that extends beyond the bank’s own customer base.
He emphasised that this makes PostFinance the first retail bank in Switzerland to bring an ETF with this particular composition to market.
The fund targets long-term investors comfortable with market fluctuations who seek higher return potential over time through a growth-oriented allocation.
By consolidating equities, gold, and Swiss real estate into a single, low-cost ETF, it simplifies portfolio construction while maintaining exposure to global opportunities and domestic stability factors. This development expands PostFinance’s investment offerings and reflects a broader trend toward accessible, transparent multi-asset solutions.
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