Crowdfund Insider

Fintech Plaid Explains How LendScore Turns Cash Flow Data into Credit Risk Insights

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Fintech Plaid has noted in a blog post that credit underwriting has long relied on credit bureau data, which provides many years of structured, standardized information on loans, repayments, and delinquencies. However, Plaid also mentioned that these files have certain “blind spots, saying little about… Read More

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Digital Commerce and Savvy Consumers Drive Retail Spending Growth, Report Claims

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Mastercard (NYSE: MA) SpendingPulse has unveiled that savvy consumers and e-commerce are fueling U.S. holiday retail sales growth by 3.9% year over year. Getting a strong early start, consumers have now seemingly embraced convenience and connection through the season, blending online and in-store purchases and… Read More

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The Cambridge Centre for Alternative Finance (CCAF) Celebrates Ten Years of Operation

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The Cambridge Centre for Alternative Finance (CCAF) at the Cambridge Judge Business School has celebrated its 10-year anniversary. The CCAF was launched as the only academic entity pursuing the advent of digital finance. While multiple private entities frequently published research on aspects of Fintech, including… Read More

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UK Finance Welcomes Move to Transfer PSR Functions to Financial Conduct Authority (FCA)

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HM Treasury’s latest September consultation, A Streamlined Approach to Payment Systems Regulation, confirmed plans to get rid of the Payment Systems Regulator (PSR) and transfer its overall functions to the United Kingdom’s Financial Conduct Authority (FCA). This marks a key moment for UK payments regulation… Read More

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Hong Kong Card Payments Expected to Rise Nearly 5% in 2025 : Research

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The Hong Kong (China SAR) payment card market is now considered to be fairly mature, however, despite this, the total card payment value is forecast to grow considerably by “4.5% in 2025 to reach HKD1.32 trillion ($168.4 billion),” supported by the ongoing efforts to promote… Read More

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Wall Street Ends Year on High Note Amid Major Nvidia AI Deal

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U.S. equity markets closed higher in a holiday-shortened trading session on Christmas Eve, December 24, 2025, with major indexes reaching fresh milestones. The S&P 500 advanced 0.32% to finish at a new all-time high of 6,932.05, while the Dow Jones Industrial Average climbed 0.60% to… Read More

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Moneyhash, Mastercard Partner to Expand Access to Merchant focused Solutions, Boosting Payments Capabilities

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Moneyhash is collaborating with Mastercard (NYSE: MA) to expand merchant access to its Merchant Cloud platform across the MEA region. By connecting to Mastercard’s Gateway through a unified API, merchants can simplify integration, “streamline operations and enhance payment performance across markets.” Mastercard’s Gateway, a part… Read More

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Octane Lending Teams Up with Camping World Holdings to Introduce Financing Solution

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Octane Lending Inc., the fintech enabling the buying experience, is teaming up with Camping World Holdings, Inc. (NYSE: CWH), which is America’s Recreation Dealer, to launch a financing solution under the Good Sam Powered by Octane brand. This Captive-as-a-Service agreement enables Camping World dealers to… Read More

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BNPL : Lawmakers Looking at Buy Now, Pay Later Need to Raise the Bar According to Affirm

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Max Levchin, Founder and CEO at Affirm (NASDAQ: AFRM), noted that there’s been increased attention on buy now, pay later (BNPL) over the past few weeks, raising questions about why consumers “choose these products, how they use them, and the industry’s overall practices.” Levchin added… Read More

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Fintech Klarna Teams Up with Coinbase to Add Stablecoin to Funding Options

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Klarna (NYSE:KLAR), the global digital bank and flexible payments provider, has partnered with Coinbase (NASDAQ:COIN) to add stablecoin funding to its broad range of traditional sources of funding, which include consumer deposits, long-term loans and short-dated commercial paper. The digital bank intends to raise short-term funding… Read More

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