UK Lending Platform RebuildingSociety Awarded Full FCA Authorization, May Now Offer Innovative Finance ISA

rebuildingsociety.com has been awarded full authorization from the Financial Conduct Authority in recognition of our compliance with sector-specific regulations, according to its blog. Authorization means that the platform meets FCA standards and may now offer the Innovative Finance ISA.  Accepting loan applications in September 2012, UK-based rebuildingsociety.com funded its first deal in January 2013. To date the platform has facilitated over £10m and counting in loans from more than 200 applications for finance.

“Although we have been operating under FCA rules on Interim Permission since April 2014, being granted full authorization helps us to continue building on the important relationships of trust we have with all our clients. We are proud to have achieved this milestone ahead of many other platforms, which we believe is testament to our small but dynamic team, systems, processes and controls,” wrote Daniel Rajkumar, rebuildingsociety.com Managing Director. “It has been a long journey, consuming considerable energy and investment, since we applied for full authorisation in November 2014. We have continued to grow as a business and improve on our core processes throughout. The regulatory landscape is continuously changing, and we will make sure we stay abreast of developments that arise from our post-implementation review.”

The platform is now taking pre-registrations for the IF ISA and will confirm once on-board new accounts are available.

“Thank you to everyone who has helped us in this journey. At a time when monetary policy discourages investing for the future, we’re pleased to see more people taking control of their finances,” continued Rajkumar. “A more congruent alignment of risk and reward is facilitated by transparent platforms like ours. For too long the traditional Financial Services industry has obscured who takes the risk and who takes the reward. So many new investors are surprised to learn about how much margin is taken between the demand and supply of capital, but after a few years of trialling our service, our most prolific investors continue to be our most supporting ambassadors.”



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Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 22, 2026 vs Jan 1, 2025 - Oct 22, 2025

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Number of Filings130Prior 125 +4.0%
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This YTDYear priorChange
Filings 130 125 +4.0%
Target raise $3.37B $3.54B -4.7%

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