Instant Banking: N26 Now Offering Customers the Option to Use New Cards to Make Payments Before Arrival

Digital-only bank platform N26 announced earlier this week its customers may now use their new cards to make payments without waiting for the physical one to arrive in the mail. This news comes just a little over a month after N26 announced its products, N26 You, Metal and Business You accounts, are now available for residents in Greece and Slovenia. Speaking about the new feature, the N26 team stated:

“With N26, you can already control your finances from the comfort of your four-walls—and now, we’ve developed another handy feature that makes this experience that little bit more flexible. To help you out if you’re not leaving the house or your area is experiencing postal restrictions, new and existing customers can now pay with their new card without waiting for the physical one to arrive in the mail.”

Although customers are not able to withdraw cash from ATMs or use CASH26 quite yet, they may spend up to €200 a day with the mobile wallet on their smartphone, for up to 30 days.

“Previously, you could only make card payments once your Mastercard was delivered after a few days. Now, you can skip the wait and use your account immediately—it’s almost as if you already had your physical Mastercard in your pocket all along.”

N26 then added that if customers have upgraded to one of its premium N26 You or Metal accounts or reordered their card because it was lost or stolen, they can also continue making card payments with their existing account while they wait for their physical card.



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Disclosure Quest

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 25, 2026 vs Jan 1, 2025 - Oct 25, 2025

Share this graph
Number of Filings131Prior 126 +4.0%
Target Raise, Total$3.40BPrior $3.54B -3.9%
This YTDYear priorChange
Filings 131 126 +4.0%
Target raise $3.40B $3.54B -3.9%

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Source: DisclosureQuest. Initial Form 1-A only.

Created by Crowded Media Group

This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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