Global Fintech Adyen Reports Significant Increase in Processing Volumes

Global Fintech firm Adyen (AMS: ADYEN) announced financial results for the half year ending December 31, 2024.

The firm’s shares rose around 15% on Thursday after the payments Fintech had reported full-year core earnings that are above market expectations, and forecast greater net revenue growth as well as continued margin expansion in 2025.

The Amsterdam-listed shares were notably among the main gainers on the pan-European STOXX index. They reportedly reached their highest level since August of 2022, adding 6.8 billion euros (appr. $7.09 billion) to the firm’s market cap, according to LSEG data.

Ethan Tandowsky, CFO at Adyen said:

“We are proud to have delivered a strong year of growth further cementing our position as the trusted partner of choice for global businesses. Once again, expanding our relationships with existing customers was a key driver of our growth, reinforcing the vast opportunity that remains. Strengthening these partnerships contributed to net revenue growth reaching 22% for H2 and 23% for the full year, a true testament to the significant value we continue to provide.”

They added:

“As we continue to build Adyen for the long-term, we are pleased with our performance in 2024, and remain confident about delivering on our financial objectives in the years ahead.”

H2 2024 key metrics

  • Net revenue was €1,082.7 million, up 22% year-on-year.
  • Processed volume was €666.4 billion, up 22% year-on-year, 28% excluding a single large volume customer.
  • Of these volumes, total point-of-sale volumes were €137.1 billion, up 48% year-on-year.
  • EBITDA was €569.2 million, up 35% year-on-year, with EBITDA margin landing at 53%.
  • Free cash flow conversion ratio was 88%, with CapEx* at 5% of net revenue.

Full-year 2024 key metrics

  • Net revenue was €1,996.1 million, up 23% year-on-year.
  • Processed volume was €1,285.9 billion, up 33% year-on-year, 27% excluding a single large volume customer.
  • Of these volumes, point-of-sale volumes were €232.7 billion, up 46% for the full year.
  • EBITDA was €992.3 million, up 34% year-on-year, with EBITDA margin landing at 50% for the full year, compared to 46% in 2023.
  • Free cash flow conversion ratio* was 87%, with CapEx at 5% of net revenue for the full year, compared to 4% in 2023.

As covered, Adyen is the financial technology platform of choice for leading companies.

By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen says that it “helps businesses achieve their ambitions faster.”

With offices around the world, Adyen works with the Meta, Uber, H&M, eBay, and Microsoft.

JPMorgan has now reportedly raised its price target for Adyen NV (by €1141 to €2,800), attributing it to the steady growth and solid earnings leverage.

JP Morgan analyst stated:

“Entering a golden period. Sales & earnings growth belies skepticism.”

The brokerage has also mentioned that Adyen’s resilience, noting its ability to expand within its guided range, despite a fairly challenging economic environment.

They highlighted that with cost growth now under control, Adyen may potentially exceed expectations this year.



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