Bondora, a European investment platform, is making significant updates to its Go & Grow investment product and reports solid January 2025 performance metrics.
As noted in a blog post, these developments underscore Bondora’s commitment to simplifying investing and driving growth for its investor community.
Starting April 1, 2025, Bondora has announced a simplification of its Go & Grow platform.
The team at Bondora explained that every euro invested will now earn returns of up to 6% per annum, eliminating monthly limits and varying return rates.
As explained in the update from Bondora, this change builds on a temporary adjustment introduced in September 2024, which proved popular among users for its ease and flexibility.
According to Bondora, the update ensures a streamlined experience, with daily payouts and 24/7 access to funds, aligning with platform’s mission to make investing accessible and rewarding.
This move reportedly eliminates previous complexities, such as the €1,000 monthly cap that had tiered return rates (up to 6.75% for amounts under the limit and 4% above it), offering a uniform rate to encourage broader participation and long-term wealth growth.
In addition to this recent announcement, Bondora’s January 2025 stats reveal a “record-breaking” start to the year.
Investors reportedly allocated a substantial €31,944,532 into Go & Grow, the highest monthly investment ever recorded on the platform.
And despite a 7.2% drop in loan originations to €25,633,747, the figures remain stable, with Finland leading at 62.0% of originations, followed by Estonia (18.7%), the Netherlands (18.1%), and Latvia (1.2%).
Additionally, 3,071 new investors joined the investing platform in January of 2025, further expanding Bondora’s community.
The company also highlighted a referral program, offering €25 bonuses for both referrer and referee until February 28, 2025, incentivizing growth.
These updates come at a key time, as Bondora navigates economic shifts and investor priorities.
While the simplified Go & Grow structure enhances accessibility, the robust January figures suggest a maturing market ready for innovation.
However, the slight decline in loan originations via Bondora could be of concern if the trend persists as we move further into 2025. But overall, European firms are struggling due to significant changes in the global political and economic landscape.