Lili, a platform that integrates business banking, business credit, and accounting for small and mid-sized businesses, this week launched the Lili BusinessBuild Program, a credit-building solution that helps entrepreneurs build and monitor their business credit profile directly from their Lili account.
For many business owners, building business credit remains a confusing and inaccessible process. Approximately 72% of business owners don’t know that they have a business credit score, and nearly 75% don’t know where to find information about it. Leveraging Dun & Bradstreet’s data and credit insights, the BusinessBuild Program is designed to change awareness and improve understanding by embedding smart credit-building tools into everyday financial operations, making it easier for businesses to monitor and to help them build and optimize business credit.
“Access to credit is essential for business growth, yet it’s often out of reach for the very businesses that need it most,” said Lilac Bar David, co-founder and CEO of Lili. “We created the Lili BusinessBuild Program to help entrepreneurs monitor and build their business credit profile in a way that’s integrated, automated, and always working in the background, so entrepreneurs can potentially unlock better financing options to fuel their business growth.”
The program includes a BusinessBuild Credit Card— a secured credit card that enables business owners to contribute to their credit profile with every purchase by reporting activity to Dun & Bradstreet. Cardholders can set their credit limits by allocating funds in advance as collateral—there are no interest charges, annual fees, or credit checks. Monthly payments are reported to Dun & Bradstreet to help build a credit profile and history for the business.
Business owners enrolled in the program also gain real-time visibility into their credit health directly from their Lili account through Connected Credit, credit analytics provided by Dun & Bradstreet. Owners can monitor six key Dun & Bradstreet credit scores and ratings, including PAYDEX, Delinquency Score, and Failure Scores, with real-time alerts for important changes. A detailed view of what drives credit, including payment history, credit usage, and outstanding debts, helps highlight potential risks early.
“At Dun & Bradstreet, we’re proud to collaborate with Lili to bring powerful credit insights directly into the hands of small business owners through our embedded Connected Credit,” said Chris Moss, general manager, SMB at Dun & Bradstreet. “More and more companies are stepping up to educate and empower entrepreneurs by integrating essential tools – like establishing a business credit profile – into their platforms. Lili is leading the charge, making it seamless for entrepreneurs to understand their business credit from day one, gain visibility into their credit standing, and take control of their financial future by unlocking meaningful opportunities for long-term growth.”
To provide additional support, business owners may access expert-led credit training provided by Lili, including live sessions, step-by-step guides, and personalized recommendations designed to help them build a stronger business credit profile with confidence.
Lili first announced its strategic collaboration with Dun & Bradstreet in August 2024 to help small businesses take the first steps toward establishing business credit. Today’s launch marks the next phase, expanding the relationship to deliver a broader suite of integrated tools that support small business credit growth directly within its platform.
