Fipto, a regulated payment infrastructure for stablecoins, has been granted the Crypto-Asset Service Provider (CASP) licence by the French Autorité des Marchés Financiers (AMF). Fipto said it will now become the first European stablecoin payment player to hold both a Payment Institution (PI) licence and a full CASP licence.
This dual-authorization status allows Fipto to manage the entire “payment value chain,” bridging the gap between traditional fiat currencies and digital assets under a single compliance framework.
By combining a Payment Institution licence (ACPR) with a CASP licence (AMF) in France – a Tier-1 jurisdiction – Fipto aligns with the latest recommendations from the European Banking Authority (EBA) regarding the necessary interplay between payment services and MiCA. This unified model allows Fipto to master every step of the transaction, ensuring maximum security and operational speed.
Fipto now owns the end-to-end transaction lifecycle, offering oversight for both Euros and stablecoins within one entity. This unified infrastructure is accessible via a single API, providing such advantages as:
Vertical integration: Manage fiat pay-in, currency conversion, and blockchain settlement without third-party intermediaries, ensuring total transparency and faster global flows.
Operational speed and availability: Accelerate treasury moves and merchant payouts with near-instant settlement and 24/7 availability.
Institutional security: Optimize capital mobility by moving funds with the security of a traditional bank and the programmable speed of the blockchain.
This milestone provides a critical “Safe Harbour” for businesses ahead of the July 1, 2026, MiCA deadline.
As legacy “grandfathered” regimes expire across the EU, many providers will no longer be able to ensure continuity of service or cross-border operations.
Fipto’s EU-wide passporting ensures that its clients maintain uninterrupted, fully-regulated access to the entire European market.
“Getting the MiCA license is more than a regulatory milestone; it is proof that our infrastructure matches the rigor of the world’s most established financial institutions,”said Patrick Mollard, CEO and co-founder of Fipto. “From our governance structures to our risk management protocols, we have built a platform that provides the transparency and resilience that public companies and major financial actors demand. By unifying the PI and CASP frameworks, we are offering the first truly institutional-grade gateway for global stablecoin payments.”
