Cross River Bank has launched a full-service branch in Wilmington, Delaware. The opening underscores the fintech infrastructure provider’s commitment to making credit and banking services more accessible across the United States. The new facility will serve as a comprehensive hub for consumer and small business lending. It will handle credit product origination, deposit accounts, check processing, and a range of lending solutions.
By establishing physical operations in Delaware, Cross River aims to connect directly with more borrowers who need responsible financial products, while fostering tighter collaboration with regional fintech partners and drawing on the state’s deep pool of specialized talent.
Gilles Gade, Founder, Chairman, and CEO:
“Our Delaware branch positions us to better serve partners and consumers alike, delivering credit solutions and banking services on a broader scale.”
Delaware’s supportive environment for financial technology played a central role in the decision.
Governor Matt Meyer has actively promoted the sector, creating the Delaware Artificial Intelligence Commission and investing in a Fintech Innovation Hub to attract forward-thinking companies.
The governor welcomed the development enthusiastically.
“Cross River’s new full-service branch in Wilmington will bring high-quality jobs to Downtown, strengthen our state’s fintech ecosystem, and expand access to responsible credit and modern banking services for the people who need them most,” Meyer stated.
The branch is situated at 1000 N. West Street in downtown Wilmington, within the vibrant Market West campus developed by Buccini Pollin Group (BPG).
Previously known as the Brandywine Building, the property anchors a mixed-use district that has benefited from a $160 million revitalization investment.
“We’re excited to welcome Cross River to Market West for its Delaware home, further strengthening the district as an amenity-rich campus for the region’s leading financial services and innovative technology companies,” said Chris Buccini, founder of BPG.
Founded in 2008, Cross River has grown into a Banking-as-a-Service provider, powering lending, card, payment, and digital asset solutions for millions of Americans through partnerships with leading fintech platforms.
The Delaware expansion builds on this foundation, reinforcing the bank’s role in modernizing financial infrastructure while prioritizing inclusion and efficiency.
By combining physical presence with its established digital capabilities, Cross River is well-positioned to accelerate responsible credit delivery nationwide. The move not only signals confidence in Delaware’s fintech ecosystem but also highlights how targeted geographic growth can enhance service for underserved consumers and businesses.