UQPAY, a Singapore-headquartered global fintech company, has launched a dual-rail full-stack payment platform, purpose-built to help businesses operate across traditional finance and stablecoin-based payment ecosystems. Supporting 200-plus markets and more than 140 currencies, the platform integrates global acquiring, global accounts, card issuing, and stablecoin accounts into a single unified system.
As cross-border commerce accelerates, businesses face increasing complexity from fragmented payment providers, regulatory divergence across markets, and inefficient multi-entity fund management. UQPAY addresses these challenges by consolidating the entire payment lifecycle into one platform, enabling companies to receive, manage, send, and settle funds globally across both fiat and stablecoin payment rails.
UQPAY’s platform provides end-to-end capabilities across global commerce operations:
- Global Acquiring enabling businesses to accept online and in-store payments through cards, payment links, and subscription billing;
- Global Account Infrastructure with multi-currency accounts, sub-accounts, and multi-entity treasury management;
- Cross-Border Payouts via local clearing networks and SWIFT channels with automation support;
- Card Issuing offering granular spending controls and global expense management;
- Stablecoin Account Infrastructure enabling fiat-to-crypto flows and multi-chain settlement; and
- Through a single API integration, businesses can centralize payment orchestration, liquidity management, and reconciliation processes.
UQPAY’s dual-rail architecture integrates traditional payment rails with blockchain-based stablecoin infrastructure. The platform supports multi-chain stablecoin transactions, enabling businesses to receive, send, convert, and settle stablecoins alongside fiat currencies within one operational framework.
As stablecoins gain broader adoption in global trade and digital commerce, UQPAY’s infrastructure enables enterprises to benefit from faster settlement, lower cross-border friction, and programmable payment capabilities, while maintaining integration with traditional financial systems.
“Our infrastructure removes the need for businesses to manage separate systems for fiat and stablecoin payments,” said Jack Li, CEO and founder of UQPAY. “By combining regulated payment rails with blockchain-based settlement capabilities, we are building foundational infrastructure for the next evolution of global commerce.”
UQPAY’s platform is designed for sectors including:
- Cross-border e-commerce;
- SaaS and subscription platforms;
- Gaming and digital content;
- Online education;
- Travel and hospitality; and
- Web3-native companies.
Security capabilities include:
- 3D Secure authentication;
- Dispute and chargeback management tools;
- Granular card controls and
- Real-time transaction notifications.
