Stripe has launched Link wallet, powered by artificial intelligence. Link allows users to delegate purchases without exposing payment credentials.
Stripe, founded in 2010, is a top payments platform for online/offline businesses. The company processed almost $2 trillion in payments in 2024. It supports around 135 currencies and is widely used by both small and large firms.
Link supports agentic AI that provides an element of autonomy to payments. The application can send you a request to purchase or pay for a service. The user reviews and if approved, Link takes care of the rest. All purchases must be approved, but it is anticipated that at some point in the future, agentic AI payments will act autonomously on your behalf.
While similar to the popular Apple Pay service, Apple has yet to incorporate AI to provide more value to its payments platform.
Stripe has positioned its agentic AI strategy to evolve over time.
First, you will set rules from approving every purchase to approving only exceptions – those that deviate from defined parameters.
Agents will soon have access to your purchase history to anticipate needs and potentially handle shopping for the products or services outlined.
BNPL and stablecoins should soon be part of the package.
Stripe has previously outlined the stages of agentic commerce, stating they are in the early stages today, but by stage five, AI will become autonomous based on personal habits and history. Link is described as the “on ramp” for agentic commerce.
