Paystand’s USDb Stablecoin Targets Enterprise Finance

Paystand has launched USDb, a stablecoin targeting commercial-scale enterprise finance. It is designed to work inside the accounts receivable, accounts payable, payroll, and treasury workflows that run the global economy. Partners include Rootstock, a decentralized infrastructure layer built on top of the Bitcoin network, Blockstream, and Ibex, USDb’s first minting partner and liquidity provider.

USDb is a Bitcoin-aligned stablecoin backed 1:1 by USD reserves, designed to deliver price stability while unlocking the efficiency of blockchain-based payments. Paystand’s network has already processed more than $20 billion in payment volume for over one million businesses across North America and Latin America.

In 2025, stablecoin transaction volumes soared to $33 trillion, up 72% year-over-year, according to Artemis Analytics, equivalent to more than half of Visa’s global throughput. Although the market today exceeds $300 billion in circulation, enterprise adoption is just beginning. USDb changes that.

USDb is built around the three B’s: the converging forces of enterprise-grade financial operations (business), AI-driven agentic transaction environments (bots), and Bitcoin’s global infrastructure.

This multi-network architecture allows USDb to move across Bitcoin-based infrastructure, combining smart contract programmability with the security of Bitcoin’s base layer, all in a single stablecoin built for business.

USDb’s first commercial application is cross-border payments through Bitwage, the blockchain-powered payroll and workforce payments platform Paystand acquired in November 2025. Bitwage reaches more than 90,000 workers and 4,500 businesses in nearly 200 countries.



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Disclosure Quest

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 29, 2026 vs Jan 1, 2025 - Oct 29, 2025

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Number of Filings132Prior 128 +3.1%
Target Raise, Total$3.44BPrior $3.56B -3.5%
This YTDYear priorChange
Filings 132 128 +3.1%
Target raise $3.44B $3.56B -3.5%

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Source: DisclosureQuest. Initial Form 1-A only.

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This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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