Fintech Plum is raising money on Crowdcube as part of a wider funding round, allowing smaller investors access to a more mature firm at the same terms as institutions.
According to the offering page, Plum is raising capital at a pre-money valuation of £250 million. Plum has raised money on Crowdcube several times. Its last funding round saw the Fintech raise money at a pre-money valuation of £135 million, with the bulk of the funding coming from professional investors such as VCs. Plum has raised over £50 million since its inception.
To date, Plum has raised £1.56 million on Crowdcube from 2343 investors who are purchasing equity in the firm.
Plum reports that it has reached profitability, with positive EBITDA and operational profitability throughout Q1 2026.
The artificial intelligence-powered app claims 5.2 million downloads and 1.1 million active users. Plum reports achieving 38% growth in the number of active customers.
Assets Under Advice / Management are reported at £3.1 billion.
Plum’s value proposition is putting idle funds to work for investors. The company states that “£300 billion lies dormant in bank accounts, earning zero interest.” This is their target market.
Plum helps users move money into other products like ISAs, stocks, including fractional shares, and other vehicles like funds. It is a beginner-friendly path for better money management.
The use of new funding includes the ongoing development of its AI-based digital wealth advisor and offering new products in the UK. Plans are in place to scale inside the EU and improve existing savings, investing, and in‑app features.
The offering will close soon, as only 8 days remain.
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