Two new Marqeta partnerships highlight this week’s list of fintech product release and partnership announcements.
Marqeta, Google, expand child-focused Google Wallet capability
Google can now bring tap-to-pay technology to the Wallet for kids experience, enabling supervised kids and teens to use their NFC-enabled Android phones and Wear OS devices to pay in stores without opening a traditional bank account.
Marqeta gains access to Riskified’s risk intelligence
Card issuers on Marqeta’s platform gain access to Riskified’s pre-authorization risk intelligence. The integration helps issuers make more accurate authorization decisions, approve more legitimate transactions, and reduce false declines across Marqeta’s issuing portfolio.
The integration strengthens Marqeta’s Real-Time Decisioning offering, leveraging richer merchant data to feed into its AI-powered predictive risk score.
Thredd enables Pliant’s U.S. expansion
Thredd expanded its partnership with Pliant to bring its commercial credit and embedded finance platform capabilities to the U.S.
Pliant’s physical and virtual credit cards have built-in reconciliation, spend controls, and deep integrations into modern finance stacks. The program is live in the U.S. on the Visa network, with bank sponsorship provided by Coastal.
Sumsub, Sumvin announce agentic purchase partnership
Sumsub, a global identity verification platform, and Sumvin, an agentic commerce platform, will allow AI agents to complete purchases and manage financial accounts on behalf of KYC-verified users. It enables AI agents to act on behalf of KYC-verified individuals in real-time commerce and financial services.
Once a user is verified, their credentials are encrypted and portable, meaning their agent can act on their behalf with a trusted, recognizable identity across the Internet
Taurus to support Hedera tech stack
Institutions can use every capability of the Hedera network – from the custody of digital assets to the issuance of tokenized products – through a single provider. An institution can custody and stake HBAR, Hedera’s native currency, issue tokens, and run programmable products such as tokenized bonds, funds and stablecoins, all within the same platform and under the same due-diligence and risk framework.
Brickflow, Together team up to reduce broker decision times
Brickflow’s automated Decision-in-Principle (DIP) capability was developed alongside Together.
The new AutoDIP functionality enables brokers to receive instant DIPs for Together’s bridging loans and commercial term products.
Lithic to power Lightspark’s Visa-based card program
Lightspark’s card program is on the Visa network and issued by Lead Bank. The program settles in USDC. USDC settlement capabilities are integrated into Lightspark’s platform, which holds account balances in stablecoins natively and converts to local currency at the point of spend. The card program settles on the same rails as the rest of Lightspark’s platform.
Lithic’s Authorization Intelligence underpins the program with a programmable layer that unifies card authorization, device authentication, and fraud controls into a single decisioning system. Rather than managing these as separate stacks, Lightspark has programmable control over every point in the transaction lifecycle.
TransferMate helps expand OnPhase’s cross-border payment capability
Utilizing TransferMate’s global payments infrastructure, onPhase will address customer demand for cross-border payment capabilities and help it to expand globally, particularly across North America, while also supporting growing customer demand across EMEA markets.
SumUp launches personal banking accounts
The account aims to reward spending at small and medium-sized businesses by offering 5% cashback on purchases made in SumUp’s merchant network
REPAY Voice conversational payments debut
REPAY Voice enables natural, conversational interactions with a virtual agent that understands verbal instructions, applies customer-specific context, answers questions, and processes payments in real time.
The AI-powered virtual agent recognizes the caller’s phone number, guides callers through identity verification, and presents current balance information and saved payment methods.
AI-powered InvoiceCloud Service Module debuts
InvoiceCloud Service Module is built for regulated industries, including utilities, government, and insurance. Built natively into the InvoiceCloud platform, Service Module is designed to help organizations resolve common billing questions in real time while enabling customers to complete payments and enroll in AutoPay directly within the conversation.
Klarna/J.P. Morgan Payments integration goes live
Merchants on J.P. Morgan Payments’ Commerce Platform can now offer Klarna’s payment options at checkout, with no integration required.
Dinari launches tokenized stocks for U.S. investors
Through a partnership with Circle, U.S. investors can buy and sell stocks in self-custody wallets using USDC.
Nuvei, Blackline partner on embedded payments
Payment acceptance has been embedded directly into BlackLine’s invoice-to-cash platform. Enterprises can accept cards, bank transfers, and local payment methods directly on the invoice; match incoming payments to open receivables automatically, without manual keying; track payment status and cash position in real time; give payers a single place to view, question, and settle an invoice; and collect funds in 150 currencies across more than 190 markets without leaving existing finance workflows.
LendingTree announces ChatGPT plug-in
The ChatGPT plug-in enables consumers to explore current mortgage and refinance rates through a natural conversation in ChatGPT.
Consumers can share details like estimated credit score, state, and loan amount while conversing with the plug-in to instantly see how those factors can affect available rates. When they’re ready, they can continue to LendingTree.com to compare personalized offers from LendingTree’s network of lenders.