Ramp’s $1.85B Raise Highlights AI-Heavy Week of Fintech Raises, Acquisitions

Ramp raises $1.85B

Ramp’s raise values it at $60 billion. Dragoneer Investment Group led the round, along with Thrive Capital, Founders Fund, Sands Capital, and Avenir Growth. Participants included Capital International, Fidelity Management & Research Company, T. Rowe Price, D1 Capital Partners, Greenoaks, ICONIQ, GIC, 8VC, 1789 Capital, Alpha Wave Global, Ontario Teachers’ Pension Plan, Coatue, D.E. Shaw, Definition Capital, FirstMark, General Catalyst, Generation Investment Management, Glade Brook Capital Partners, Khosla Ventures, Lightspeed Venture Partners, Pinegrove Opportunity Partners, Soma Capital, and Stripes.

Catalyst attracts $30M seed for AI trading agents

Catalyst’s AI-powered trading agents execute trading strategies based on user intent. Sequoia led the round; participants included Jump Trading, PeakXV, Lux Capital, AntiFund, Coinbase, and Premji Invest.

Catalyst was founded in 2025 by Justin Zheng and Dylan Iskandar.

Causa Prima raises $20M for AI agents

Base10 Partners led the round; participants included QED Investors, FJ Labs, Creandum, Kfund, and Borusan Ventures. Causa’s agent-to-agent platform addresses billing issues and payment cycles between businesses and their suppliers. 

Saluda Grade bets $20M on Zippy’s C round

Zippy is an originator and servicer focused on manufactured housing finance. JPMorgan Chase alums Ben Halliday and Jordan Bucy founded the company in 2021.

Mogul confirms $15.5M A round; valued at $126M

Mogul is an AI-powered real estate investing platform. Draper Associates led the round.

Vest raises $13M for cross-asset exchange

Portal Ventures led the round for the cross-asset exchange. The site claims a user base north of 27,000.

Carbon AI nabs $12M for agentic real estate

Cowboy Ventures led the round; participants included Timber Grove Ventures, Bling Capital, and Max Ventures. 

Fragment attracts $12M for AI-enabled infrastructure

Fragment helps vertical AI businesses automate financial operations. Firstmark led the raise; BoxGroup participated.

Wavo lands $11.2M

The lender’s backers include Eurazeo. A spokesperson said it expects to double transactions up to €4 million per business. An international expansion is also in the works.

Harbor reels in $10M

The company helps clients measure, mitigate, and insure AI agent risk. Base10 led the round; participants include Abstract, 8VC, Restive, NFX, Innovation Endeavors, Kibo Ventures, Masia and MVP Ventures.

Blockchain firm Fission raises $10M

Fission designs liquidity infrastructure for tokenized investment funds. Pantera Capital led the round.

Forgepoint gets $9.8M for AI sales rep Frank

Frank works inside emails, documents, pricing logic, and other systems. Primary Venture Partners and a16z speedrun led the raise; angel investors include OpenAI, Brex, Vercel, and SoFi.

Personal finance Fintech Matters raises $5M pre-seed

Matters helps users manage their spending and increase their savings. Swedish angel investor Jakob Johansson led the raise; participants include Knut Frängsmyr (former COO of Klarna), Douglas Stark (Voi co-founder), Johan Bladh (CEO of Röko), Patrik Tran (CEO of Validio), and Per Widerstrom (CEO of Evoke).

Leela secures $4.6M for AI agents

Leela designs compliance programs for regulated businesses. Its proprietary language, RegLang, connects tasks to the appropriate documents.

Norway’s Neonomics raises $4M

Norwegian fintech Neonomics raised $4 million for its AI-enabled open finance platform. Existing shareholders ponied up the cash.

India’s Zomint receives $3.8M

The wealth platform for retail investors raised the funds from Lightspeed and Prime Venture Partners. 

Aussie fintech RedOwl lands $3.7M

It was led by Tidal Ventures, while previous investor CP Ventures helped out. RedOwl’s intelligence and governance platform helps enterprises detect and prevent margin leakage.

Loops raises $3.5M seed round for AI-aided shopping

Supporters include a16z speedrun, NTT Docomo, Connecticut Innovations, Alumni Ventures and Monday Capital. The funds will help scale Loops’ AI platform for brands and retailers, which helps determine shopper intent.

Today raises $3.1M for AI sales

Today assists financial and insurance advisors. The round was co-led by High-Tech Gründerfonds and Insurtech Gateway, with Seed X, Lucid Capital, former HDI CEO Herbert Rogenhofer, and Tech11 founder Pierre Dubosq participating.

Blockchain firm SodaLabs confirms $3M raise

NextBlock is cutting the check for a company seeking to foster privacy without migration to purpose-built networks.

New Zealand’s Qippay raises $2.8M for open banking

All Roads Wholesale Fund assumes a 25% stake in Qippay, which was founded in 2021 by Ashley Lake-Johns and Wayne Deas.

RevRag AI attracts $2.5M

The AI agent platform serves banking, financial services, and insurance. Accion Ventures led the round; Cedar Hill Capital, Wyser, and Venture Catalysts participated.

Spout taps investors for $2M

The Solana-based lending protocol lets individuals borrow against tokenized US equities without paying interest. The long list of backers includes Draper Dragon, Anchorage Digital, Flow Traders, Taisu Ventures, Vessel Capital, Solayer, 2Square Capital, Bering Waters Ventures, Blockstreet Capital and Solana Labs.

UK’s Fruga targets open banking, insurance with $1.3M

Through Fruga, customers link their bank, credit or debit card to their insurance policy via open banking. 

RocketPay blasts off with $1.1M for lender recovery infrastructure

The round was led by Sandeep Jain and Group.

CapitalSage acquires Chimoney

Chimoney paused operations and began refunding customer balances in May. Weeks later, CapitalSage agreed to buy it. Chimoney has resumed transaction processing and will offer B2B APIs for cross-border collections, payouts, and multi-currency wallets. Its consumer app has been rebranded as Tiki.

UK digital asset firm Luno acquires Kenyan cross-border startup GTXN

The four-year-old GTXN designs collection and payout infrastructure to connect developed and emerging markets.

Payward to acquire Finland’s Saldo Finance

Saldo Finance Oy is a Finnish holding company. Its subsidiary, Saldo Bank, is licensed in Lithuania and has passporting across five European markets.



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Disclosure Quest

Reg A - Form 1-A Filings Beta

Beta. Initial Form 1-A only. Target raise is the stated Amount to be Raised, totaled. Compared with the same dates one year earlier.

YTD: Jan 1, 2026 - Oct 19, 2026 vs Jan 1, 2025 - Oct 19, 2025

Share this graph
Number of Filings129Prior 123 +4.9%
Target Raise, Total$3.37BPrior $3.45B -2.2%
This YTDYear priorChange
Filings 129 123 +4.9%
Target raise $3.37B $3.45B -2.2%

Sponsored by the Crowded Media Group the leading digital news service covering the global Fintech Industry, including digital assets, crowdfunding, tokenization, and other innovations in capital markets. email us @CrowdfundInside

Source: DisclosureQuest. Initial Form 1-A only.

Created by Crowded Media Group

This display counts initial Form 1-A filings only. It does not represent subsequent filings, including Form 1-A/A amendments or Form 1-A POS post-qualification updates filed by the issuer. Amounts are the stated Amount to be Raised on the initial filing, not capital raised and not amounts revised in later filings.

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