Research and Markets has announced the addition of the “European Peer-to-Peer Lending: Market Insight 2015 “ report to their offering.
Peer-to-peer (P2P)lending has continued to grow rapidly across Europe as lenders seek higher returns than are available from banks and borrowers embrace willingness to lend to sectors the banks are wary of – such as small businesses in the UK – and streamlined loan approval processes.
Platforms have scaled up to meet the opportunity, refining propositions, improving their credit assessment and other lending processes and strengthening their management teams. Continued growth appears beyond doubt, creating further opportunities for those platforms which are able to execute their plans while avoiding lending pitfalls to keep their reputations intact.
This report reviews the industry across Europe, with particular focus on the UK, which accounts for the overwhelming majority of lending activity. It quantifies the scale of lending, historical growth rates, default rates and returns offered to investors while reviewing key factors behind these figures. The document also includes an in-depth analysis of the relevant drivers of peer-to-peer lending growth – including wider trends in banking and lending, other peer-to-peer trends and the regulatory environment.
Leading platforms in the UK and across Europe are identified and profiled, and their performance and business models are analyzed and compared. This research industry sets out views on how we believe the market could develop in future, taking into account such trends as regulation, institutional funding and securitization and the impact on and likely responses of the banks.
