UK’s Embedded Finance Fintech Railsr Welcomes Philippe Morel as CEO

Railsr, the embedded finance platform, has announced the appointment of Philippe Morel as Chief Executive Officer, Debbie Lotz as Chief Financial Officer and Nick Charteris as Chief Operating Officer.

Philippe will report directly to Rick Haythornthwaite, Chair of the Board.

Philippe Morel was “the CEO of SETL for four years, until its acquisition in early 2023.”

Prior to SETL, he “was Global Head of Boston Consulting Group’s Capital Markets Practice, EMEA Leader for BCG Private Equity and Principal Investors Practice, and Chairman of the Board of Expand.”

Philippe has “over 25 years of experience in financial services, advising corporates and financial institutions on their strategies, organisation and change management.”

He holds “an MBA from Harvard Business School and a BSc from HEC (Paris).”

Rick Haythornthwaite, Chair of the Board, commented:

“This is a pivotal moment for Railsr and we are starting a new phase on the front foot. This triumvirate of executive appointments bring deep experience and renewed energy to rebuild momentum, drive change and return Railsr to growth. Together, we will tackle challenges constructively and methodically embrace opportunities to stabilise the business, strengthen market confidence and grow competitive advantage.”

As noted in a blog post:

“Philippe brings a potent combination of turnaround experience, strategic consulting and operational leadership, a set of skills which will lead the Railsr team and customers to success. I look forward to partnering closely with him in the coming months.”

Philippe Morel added:

“I am delighted to join Railsr as the Company embarks on its new journey. I was very impressed by the technology, the team both in London and Vilnius and look forward to working with our clients and partners to take Railsr on the path to growth again.”

Debbie Lotz has recently “relocated from Australia to the UK and is a Chartered Accountant with over 25 years’ experience in global banking and most recently held the role of Executive leading Data Risk Governance at the National Australia Bank (NAB).”

She has also “held roles at the Commonwealth Bank, Royal Bank of Scotland and Dresdner Kleinwort Wasserstein.”

Nick Charteris rejoins Railsr “having spent the last 12 months as General Manager of Crypto.com in the UK.”

He previously “held the role of Global Head of Operations.”


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