Arf, a global transaction services platform offering blockchain-based solutions, announced this week that it has surpassed $1 billion in on-chain liquidity volume to support global payments.
“Arf was established with the objective to transcend the limitations of existing financial frameworks through the application of innovative technologies,” co-founder and CEO Ali Erhat Nalbant said. “Our vision emphasizes catalyzing innovation and regulatory development by tackling real-world issues, with the ultimate goal of laying the foundation for a financial system that is universally more accessible and used by billions over the next decade.”
The company said that financial institutions rely on their own equity or credit from lenders when ensuring adequate liquidity for global transactions, but such practices limit their capital structures and present opportunity costs for growing transaction volumes. Lenders such as banks encounter challenges in funding financial institutions due to a lack of operational transparency and robust risk management.
As a response to these challenges, Arf introduced what it said is the world’s first RWA-based working capital solution for global transactions. Arf Liquidity brings internet speed to international payments and addresses a $4 trillion liquidity gap through blockchain technology. The system is supported by Stellar.
“As a steadfast supporter of Arf’s innovative journey, we are thrilled to witness their remarkable achievement of reaching $1 billion in on-chain liquidity volume on Stellar,” said Phil Meng, head of treasury and capital markets at Stellar Development Foundation. “This milestone is proof of utility realized, using a Stellar asset and rails for cross-border settlements to solve a real pain point for payment companies and advance global payments.
“Arf’s success is a testament to the power of blockchain technology in creating equitable access to financial services, and we are proud to be part of this transformative journey. We’re excited to see the next phases, especially with the recent enablement of smart contracts on Stellar.”
The company said its on-chain transparency protocol leverages transparency to ensure that all financial activities, including liquidity provision, repayments, and overdue payments, are accurately represented on-chain. It eliminates the need for intermediaries, offering risk mitigation for liquidity providers and enabling them to make informed strategic fund allocations. For financial institutions, it means access to traceable transactions and scalable liquidity solutions.
Arf is targeting $100 billion in transactions by 2025.
