Estateguru has shared their latest platform loan portfolio overview for January 2025.
According to the update from Estateguru, January marked a steady start to the year, with “stable loan origination, repayments, and investor activity.”
Estateguru also mentioned that loan funding remained consistent, and investors continued to “engage actively through both manual and automated investment strategies.”
As stated in a blog post by Estateguru, loan origination remained strong, reportedly reaching “€5.8M, with Estonia contributing the largest share at €2.3M, followed by Latvia at €2M.”
In January, investors received a total of “€4.2M in repaid principal and €705K in earnings.”
Additionally, Estateguru noted that €0.4M was “recovered from problematic loans, highlighting continued efforts in addressing challenging cases.”
Estateguru also shared that the portfolio’s performance remains robust overall, “ensuring strong returns for investors.”
Of the €80.7 million originated in 2024, €24.6 million “has already been repaid to investors, while €55 million remains on schedule for payments. Only €1.14 million is currently in recovery.”
In addition to this, 96.5% of the 2023 portfolio is “repaid or performing well.”
As covered last month, Estateguru, a real estate investment platform, has released its 2024 performance report, highlighting significant growth and achievements.
Estateguru CEO Mihkel Stamm shared the company’s accomplishments and outlined plans for 2025.
He stated:
“In 2024, we remained focused on enhancing portfolio quality, resolving legacy portfolio challenges, supporting funding for businesses in the Baltics, and delivering consistent returns to our investors. Achieving sustainability and profitability continued to be key metrics in ensuring long-term success.”
2024 Highlights:
- Total loan volume exceeded €850 million, with investor earnings surpassing €86 million.
- Achieved profitability, marking a successful transition to a sustainable growth model.
- Strong portfolio performance, with 97% of loans performing or repaid. – Investors earned an average annual interest rate of 10.61%.
- €116 million in principal was repaid, including €14.85 million in recovered principal.
2025 Outlook:
- Estateguru’s top priority is ensuring effective recoveries to safeguard portfolio quality.
- Focus on strengthening core Baltic markets, prioritizing Latvia and Lithuania.
- Phase out portfolios in non-active regions to enhance portfolio quality and operational efficiency.
- Drive consistent month-on-month growth in issued loans, targeting €10M+ per month by the second half of 2025.
- Launch a mobile app to improve user experience and maintain institutional-grade quality standards.
Stamm emphasized the company’s commitment to sustainability, reliability, and transparency.