CEOs Michael Carbonara of Ibanera and Nigel Green of deVere Group weighed in on the GENIUS Act and the Clarity Act.
“The GENIUS and Clarity Acts represent a long-overdue inflection point for digital finance in the United States. For years, innovation has outpaced regulation, forcing fintechs and digital asset platforms to build under conditions of ambiguity. These Acts deliver a framework that recognizes the permanence of digital assets and enables responsible innovation to thrive.”
“At Ibanera, where we bridge traditional banking with Web3 infrastructure, we welcome the GENIUS Act’s move to establish a unified federal approach. Fragmented state-by-state interpretations have stifled scale and deterred investment. Learning from Europe’s MiCA success, this legislation is a step toward regulatory harmonization and global competitiveness.
“The Clarity Act’s focus on stablecoins and reserve transparency is equally crucial. Market trust is the oxygen of fintech, and thoughtful, principle-based oversight will ensure that trust is earned and sustained.
“Just as we’ve done with real-time payments via FedNow and real world asset (RWA) tokenization projects, Ibanera stands ready to contribute to this evolving policy dialogue. We support legislation that protects consumers, fosters institutional participation, and enables American fintech to lead on the global stage.
“The GENIUS Act lays the foundation for regulatory clarity that digital asset markets have been demanding. By addressing jurisdictional confusion and providing clear definitions, the bill moves beyond patchwork enforcement to build a durable framework for innovation.
“Most significantly, this Act will unlock institutional participation. For many enterprise players, it has never been a matter of technological capability, but rather a matter of regulatory certainty. GENIUS will accelerate capital allocation into compliant Web3 solutions, domestically and globally.
“The Act strikes a crucial balance: introducing accountability without stifling innovation. It doesn’t attempt to retrofit analog rules onto a digital paradigm; instead, it proposes a forward-facing system that reflects the programmable and decentralized nature of blockchain assets.
“This is a catalyst for growth. A predictable, innovation-friendly ecosystem will not only benefit crypto-native firms but also empower traditional financial institutions to evolve. It’s a win for American financial leadership and a validation of what companies like Ibanera have been building all along.”
– Carbonara
“This changes everything. For the first time, the US government is not just ‘tolerating’ crypto—it’s codifying it. The world’s largest economy is laying down the legal foundations for digital assets to thrive.
“This sends a very clear message to markets and to other governments: adapt or fall behind.
“While the bill focuses on regulatory clarity for stablecoins, the broader message is that digital assets are now central to the future of money. As confidence and capital flood into the ecosystem, Bitcoin stands to gain the most. It is the global reserve asset of this new paradigm.
“This is more than political opportunism. It’s strategic positioning. Digital assets are now core to economic power, and this legislation is America planting its flag.
“Institutions have been waiting for clarity. This is the moment. The regulatory fog is lifting, and the path to large-scale capital participation is opening. We are now entering the next phase of adoption.
“This will trigger a chain reaction. No government wants to cede financial innovation or influence to another.
“This is a monetary race now. Central banks, regulators, and institutional investors are watching this bill—and they will respond.
“There are only ever going to be 21 million Bitcoin. At a time when demand is exploding and credibility is cementing, the supply-demand equation becomes brutally simple. That’s why $150K isn’t just possible—it’s increasingly probable.”
“This US legislation just turned up the heat globally—and for investors, the countdown is now well underway.”
– Green