UK’s LendInvest (LSE: LINV) has recently reported significant expansion and strategic advancements in its business operations. As of the end of 2025, the company’s Funds Under Management reportedly reached £5.44 billion, marking a notable milestone in its growth trajectory. This figure reflects robust lending activity, with Assets Under Management standing at £3.61 billion. Since its inception, LendInvest has reportedly originated loans surpassing £9 billion, underscoring its established presence in the market.
In the final quarter of 2025 alone, the firm disbursed £360 million in loans, including a strong £150 million in December.
A key driver of this progress is a fresh £250 million funding arrangement with global investment manager Castlelake.
This partnership bolsters LendInvest’s bridging loan offerings, allowing the company to finance individual projects up to £15 million.
It expands capabilities in regulated bridging loans and development exit options, addressing gaps where traditional banks fall short.
Hugo Davies, LendInvest’s Chief Capital Officer, emphasized that this deal enhances efficiency for larger loans and signals strong investor trust following a profitable half-year.
Similarly, Leanne Ardron, Managing Director of Short-term Lending, noted that bridging finance is evolving from a niche tool to a vital strategy for property investors.
Complementing these funding wins, LendInvest has introduced refinements to its residential mortgage criteria to better serve diverse borrowers.
The lender now disregards missed payments or defaults on utilities as adverse credit, recognizing that such issues affect many—research indicates 18% of adults experienced this in the past year.
For those on zero-hour contracts, it accepts 100% of base pay if backed by a 12-month track record.
Additionally, for interest-only loans, borrowers can use the sale of their mortgaged property as a repayment method, provided there’s at least £250,000 in equity.
These adjustments aim to dismantle barriers for applicants with complex incomes or credit histories, as 35% of potential homeowners report being deterred by mainstream lenders.
In addition to this, LendInvest has slashed rates across its residential products. Reductions reach up to 35 basis points on two-year fixed rates and 15 basis points on five-year fixes in premium tiers, with cuts of up to 25 basis points in other categories.
Paula Mercer, Sales Director, highlighted the firm’s commitment to tailored solutions, stating that these changes empower more individuals to achieve homeownership amid affordability challenges and shifting employment patterns.
Beyond these, LendInvest secured a £175 million development finance program with AB CarVal and HSBC, issued an 8.25% bond in October 2025, and completed its seventh securitization worth £310.6 million.
CEO Rod Lockhart attributes this scaling to the company’s tech-driven platform, which ensures efficient operations. He calls for regulatory reforms to further accelerate UK property development.