London-based fintech Revolut has unveiled standout 2025 financial results, securing its fifth consecutive year of profitability while scaling rapidly into a full-fledged global bank. The company posted a record pre-tax profit of $2.3 billion, marking a 57 percent rise from 2024, alongside an improved profit-before-tax margin of 38 percent.
Revolut pointed out in the announcement that group revenue jumped 46 percent to $6 billion, up from $4 billion the prior year, reflecting broad-based strength across its expanding product lineup.
A major catalyst was the sharp increase in subscription revenue, which climbed 67 percent to $936 million.
This surge underscores growing customer appetite for premium services and value-added features.
Overall, 11 separate product categories each surpassed $135 million in annual income, demonstrating the resilience of Revolut’s diversified model.
Revolut Business now contributes 16 percent of total revenue.
Other standout areas included card payments, which rose 45 percent to $1.3 billion; wealth and investment services, up 31 percent to $876 million; and foreign exchange, which advanced 43 percent to $800 million.
Interest income also grew 23 percent to $1.3 billion, supported by a lending portfolio that more than doubled to $2.9 billion.
Customer momentum remained robust.
The retail user base expanded 30 percent to 68.3 million, welcoming 16 million new accounts globally.
Business customers increased 33 percent to 767,000.
Total customer balances surged 66 percent to $67.5 billion, while overall transaction volumes climbed 65 percent to $1.7 trillion.
Users interacted more frequently, with transactions per customer rising 24 percent.
Paid-plan adoption jumped 42 percent, and the RevPoints loyalty program reached 17 million participants across 36 markets.
Co-founder and CEO Nik Storonsky called 2025 a landmark period, crediting a technology-driven model that delivers both speed and profitability as the company evolves into a truly international bank.
“We have built a diversified, resilient business that is profitable at scale,” he noted, adding that the firm has only begun to unlock its potential after a decade in operation.
Chief Financial Officer Victor Stinga attributed the strong 38 percent margin to disciplined cost control and efficient scaling, even as the company invests in talent and infrastructure.
The multi-product approach, he said, provides structural resilience in any market environment.
Revolut continued rolling out innovations, including zero-commission ETF plans, CFD trading in additional countries, digital mortgage refinancing, and its own mobile network service in select markets.
It also enhanced security with AI-powered fraud detection and new protective features.
On the regulatory front, the group now holds banking licenses in more than 30 of its 40 operating markets and has filed for a U.S. national bank charter.
Revolut has committed $13 billion over five years to fuel global expansion, including new headquarters roles in London.
These results highlight Revolut’s successful shift from startup disruptor to established financial powerhouse, capitalizing on customer growth and premium subscriptions to deliver sustained profitability and set the stage for further international expansion plans.