January 12, 2026 @ 4:38 am By Omar Faridi  |  

In a significant step forward for the UK’s financial sector, UK Finance has released an industry proposal outlining a commercial model for Wave 2 of commercial variable recurring payments (cVRP). This development aims to expand the capabilities of Open Banking, potentially fostering innovation and efficiency… Read More

 Tagged fintech, open banking, uk, uk finance, united kingdom

January 12, 2026 @ 3:46 am By Omar Faridi  |  

Stripe has announced a new integration with Microsoft Copilot, enabling seamless shopping experiences directly within chat conversations. Announced this month, this collaboration introduces Copilot Checkout, a feature that allows U.S. users to discover and purchase products from various digital commerce platforms and retailers like Etsy,… Read More

 Tagged ai, artificial intelligence, fintech, infrastructure, microsoft, stripe

January 12, 2026 @ 2:13 am By Omar Faridi  |  

London-based Zilch has announced its intention to acquire 100% of AB Fjord Bank, a Lithuanian digital challenger bank with approximately $120 million in total assets. This acquisition marks a pivotal step in Zilch’s strategy to expand beyond the UK and establish a strong presence across… Read More

 Tagged acquisition, uk, united kingdom, zilch

January 12, 2026 @ 1:06 am By Omar Faridi  |  

Ripple has announced that it has received key regulatory permissions from the UK’s Financial Conduct Authority (FCA), paving the way for the expansion of its Ripple Payments platform across the region. The approvals, granted on January 9, 2026, include an Electronic Money Institution (EMI) licence… Read More

 Tagged digital assets, fca, ripple, uk, xrp

January 11, 2026 @ 6:13 pm By Tony Zerucha  |  

Ilya Volkov, co-founder and CEO of YouHodler, believes 2026 will see continued mainstream progression for Bitcoin, AI, stablecoins and more. Read on to learn ore. In 2026, Bitcoin will graduate from alternative asset to global macro asset “We are witnessing Bitcoin’s transition into the global… Read More

 Tagged ai, bitcoin, ilya volkov, Lightning, stablecoins, youhodler

January 11, 2026 @ 6:10 pm By Omar Faridi  |  

Adyen‘s (AMS: ADYEN) latest Retail Report for the US unveils a surge in consumer trust for AI-driven shopping. Released this month, the report highlights how artificial intelligence is evolving from a mere recommendation tool to a full-fledged autonomous buyer, potentially reshaping the entire commerce landscape…. Read More

 Tagged adyen, ai, ai adoption, payments, research

January 11, 2026 @ 6:07 pm By Omar Faridi  |  

DailyPay, the provider of on-demand pay platforms, has announced the closure of a new $195 million senior secured revolving credit facility. The deal positions the company for expanded operations and innovation in the financial wellness sector. DailyPay, which is headquartered in New York, specializes in… Read More

 Tagged dailypay, ewa, financial wellness, new york, us, worktech

January 11, 2026 @ 3:05 pm By Omar Faridi  |  

BNY (NYSE: BK) has launched new digital cash capabilities by enabling the on-chain mirrored representation of client deposit balances on its Digital Assets platform. Announced recently, this initiative represents the first concrete step in BNY’s strategy to tokenize bank deposits, paving the way for real-time,… Read More

 Tagged banking, bny, cash, digital assets, tokenized deposits, us

January 11, 2026 @ 3:05 pm By Tony Zerucha  |  

This week, Spangle AI, an agentic infrastructure layer announced a $15M Series A. The round was led by NewRoad Capital Partners, with participation from Madrona, DNX Ventures, Streamlined Ventures, and strategic angel investors, bringing total funding to $21M. The funding comes as shopping decisions increasingly… Read More

 Tagged agentic infrastructure, Fei Wang, funding round, Maju Kuruvilla, Rickie Koo, Scott Jacobson, Spangle AI

January 11, 2026 @ 2:17 am By Tony Zerucha  |  

Yowpay, a technology company specializing in SEPA-based account-to-account payment solutions, is partnering with Akurateco, a white-label payment software provider used by PSPs, enterprise merchants, and banks worldwide. Through this integration, Akurateco’s clients, including payment service providers (PSPs) and enterprise merchants, will gain streamlined access to… Read More

 Tagged Akurateco, europe, luxembourg, payments, psp, sepa, Yowpay